With so many ways to pay your Credit Card bill, you’ll find one that makes life simple.
Paying your bill online for Personal and Business Card Members
This fast, simple payment method allows you to register your bank details via Online Services, then pay your American Express bill from either Online Services or the Amex Mobile App.
You only need to register your details once, and it’s secure, so you don’t need to worry about your details falling into the wrong hands.
Getting set up is easy – you’ll just need your BSB and Account Number handy.
Paying your bill with the Amex Mobile App
Download the Amex Mobile App and make payments on your Account wherever you are. You can also check your Membership Rewards points balance and use points to pay off your purchases straight from your mobile1.
Paying your bill via BPAY®
You can pay your Credit Card bill directly from your bank account using BPAY®.
It’s important to know that BPAY® payments can take up to three business days to process, so you should make the payment at least three business days before your statement due date.
The daily BPAY transaction limit for American Express payments is $1,000,000. However, Banks may have a lower default payment threshold. To request a higher transaction limit, please contact your remitting bank.
Paying your bill via Direct Debit
A Direct Debit lets you pay bills automatically, so you don't have to worry about missing due dates. Simply provide your bank account details to American Express, and tell us the amount you’d like to pay each month.
Please note, our online enrolment is not available for Direct Debit payments from Joint Accounts.
Alternatively, if you have a Joint Card Account or would like to set up a Company Account, you will need to complete an application form.
You will receive a letter to confirm if your enrolment has been successful or not. Keep in mind that it’s important you continue paying your Account using another payment option until your Direct Debit plan begins.
Paying your bill by cheque
You can choose to pay your Credit Card bill by cheque. Simply make your cheque payable to American Express, write your Card number and name on the back of the cheque and send it to:
American Express, GPO Box 4344, Sydney, NSW 2001.
Remember, it can take a few days for your cheque to reach the post office. You’ll need to factor this in, so you don’t miss your due date.
Paying your bill in person
You can make payments in person at any Australia Post Office. Simply take your cash or cheque, your Card, and your current posted Card Account statement with you. Cash payments are limited to no greater than your current Card Account closing balance and you will be charged a $3 handling fee. It can take up to 24 hours to process your payment. If you’re enrolled in Online statements then you won’t be able to pay in person.
Find out everything you need to know about understanding your Card bill, including minimum repayments, setting up an automatic payment, late payment fees, and more.
As an American Express Card Member, you get to enjoy travel benefits that take you further, points that are more rewarding, and services that open more doors around the world.
Terms and Conditions
1. Using Points for Purchases. This is available to Primary Card Members enrolled in the Membership Rewards program. A minimum of 1,000 Membership Rewards points must be redeemed at any one time. Any credit to your Card Account cannot exceed the amount of the relevant Eligible Charges or the current outstanding balance on your Account. Certain fees and charges are excluded. Points will be debited immediately and the credit can take up to 72 hours to appear online. Credits processed after the Card Account’s statement closing date will appear in the following statement. You are still responsible for payment of the amount due on your Card Account by the due date. Subject to the Membership Rewards Terms and Conditions at membershiprewards.com.au/termsandconditions.