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The American Express® Platinum Edge Credit Card

Card Type
Annual Fee
$195 p.a.
Interest Rate
20.74% p.a on purchases2
Interest Free Period
Up to 55 days3
Enjoy $200 to spend on travel each year1 that can be used on eligible flights, hotels, car hire or experiences when booked through American Express Travel
*Terms & Conditions

Make the most of your benefits

Earn rewards points fast

Earn 3 Membership Rewards points per $1 spent at major supermarkets and petrol stations4

$200 to spend on travel each year

Receive $200 to spend on eligible domestic and international flights, hotels, car hire or unique experiences with American Express Travel1

Additional Cards at no extra cost

Share the benefits of Membership with up to 4 Additional Cards for family members or friends, at no extra fee5

Complimentary domestic and international Travel Insurance

For you, your partner and your dependent children under the age of 22 when you purchase a return trip on your Card6

Reward Yourself

Earn points with ease
Earn Membership Rewards points for every dollar you spend on your Card and see how quickly they add up:
  • Earn 3 Membership Rewards points4 per $1 spent at major supermarkets and petrol stations
  • Earn 2 Membership Rewards points4 per $1 spent in a foreign currency, overseas and online
  • Earn 1 Membership Rewards point4 per $1 spent on all other purchases
  • Enjoy no limit on the amount of Membership Rewards points you can earn each year
  • Boost your points balance with Additional Cards for family and friends. Add up to 4 Cards at no additional fee, and the points earned will be credited to your Account5
Choose your rewards
Turn your points into your next travel adventure, special gift, must-have purchase or unforgettable experience:
  • Transfer points to an Airline or Hotel partner program7 including Virgin Australia, Singapore Airlines and Hilton Honors
  • Book travel with points online at American Express Travel8 or Webjet9
  • Turn your points into unforgettable experiences with Ticketmaster10
  • Redeem points for gift cards11 from leading retailers or to pay for charges on your Account12

Service and Protection

Shop and travel the world with confidence
Shop and travel the world with confidence knowing that we have your back with these great benefits when you pay for eligible items with your Card:
  • Buyer’s Advantage6, extending the manufacturers' warranty on eligible items purchased with your Card by up to 12 months
  • Purchase Protection6, covering eligible items purchased with your Card
  • Refund Protection6, covering the cost of eligible items when a store refuses a return
  • Fraud Protection Guarantee13, protecting you from unauthorised charges made on your Account
  • Emergency Card replacement14, for lost or stolen Cards virtually anywhere in the world
  • Plan It™ Instalments15 is a new feature of your Card that offers you a flexible way to pay off your Credit Card balance in equal monthly instalments, with 0% p.a. interest and a fixed monthly fee.
  • Compatibility with Apple Pay, Samsung Pay and Google Pay
Travel Benefits
$200 annual Travel Credit
Receive $200 to spend on travel each Membership year with American Express Travel. Redeemable for eligible domestic or international flights, hotels, car hire, experiences and more, you can book travel for yourself or anyone you choose1. Redeem the Travel Credit here.
    Complimentary Travel Insurance
    Complimentary domestic and international travel insurance7 for you, your partner and your dependent children under the age of 22 when you pay for your return trip on your American Express® Platinum Edge Credit Card. Cover includes:
    • Overseas Medical Emergency Expenses Cover6 up to $2,500,000
    • Personal Liability Cover6 up to $1,000,000
    • Travel Cancellation Cover6 up to $10,000
    • Travel Inconvenience Cover6 for flight or luggage delays and missed connections
    • Up to $10,000 cover for loss or damage to baggage, money or documents6
    Eligibility
    To save time before applying for your Platinum Edge Credit Card, make sure you can say ‘yes’ to the following:
    • I have an annual income of $50,000 or more
    • I have no history of bad debt or payment default
    • I am aged 18 years or over
    • I am an Australian citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa.
    If all the above are true, apply now and start enjoying the benefits of Card Membership.


    Please click
    here to read the Key Facts Sheet for this Credit Card.

    Ready to Apply?

    Applying takes less than 10 minutes, and you could get a response in less than 60 seconds.