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The American Express® Platinum Card

If you love benefits and services that go the extra mile,
choose The Platinum Card from American Express


The American Express® Platinum Card

If you love benefits and services that go the extra mile,
choose The Platinum Card from American Express


American Express Platinum Benefits and Rewards


For a Card that delivers on every level, look no further than The American Express® Platinum Card. On top of the unmatched levels of service and benefits you would expect, like redeeming and earning points and complimentary travel insurance5, the Platinum Card offers VIP privileges and platinum Card travel benefits such as a $450 Travel Credit each year2, airport lounge access3 and concierge services.


Rewards points – woman sightseeing in car.

Rewards Points


The Platinum Card is the most superior Card available from the American Express Card range. You can earn up to 2.25 Membership Rewards points per dollar spent1, which can then be redeemed for travel, shopping, gift cards and more.

Annual $450 Travel Credit – dinner at the end of a wharf.

Annual $450 Travel Credit


For each year you hold the Platinum Card, you will receive $450 to spend on travel2. For you or anyone you choose, the Travel Credit can be redeemed through your Platinum Travel Service or American Express Travel for pre-paid airfares, car hire or hotel bookings.

Access over 1200 Airport Lounges – man in a lounge.

Access 1200+ Airport Lounges


As part of Platinum Card Membership, you will receive access to The American Express Global Lounge CollectionTM. Providing access to over 1,200 airport lounges across 130 countries, lounges include The Centurion® Lounge, International American Express Lounges, Priority Pass Lounges and more3.

Transfer points to Travel Partners – couple in pool overlooking city

Transfer points to Travel Partners


With Platinum, you can transfer points to a choice of 10 major Airline Reward Partner programs including Qantas Frequent Flyer, Velocity Frequent Flyer, Singapore Airlines and more4.

Complimentary Travel Insurance – woman in deck chair

Complimentary Travel Insurance


The Platinum Card comes with complimentary travel insurance when your return trip is paid for on your Card, giving you and your family peace of mind when travelling in Australia or overseas5.

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The American Express®
Platinum Card

Platinum service. Platinum rewards.


Get more of the benefits that matter to you. Receive $450 to spend on travel each year2 rewards points on every dollar spent and complimentary access for you and a guest to over 1,200 VIP Lounges around the world3.


Discover an array of outstanding benefits and rewards with The American Express® Platinum Card.


Card Type: Charge Card
Annual Fee: $1,450 p.a.
Minimum Income:                        I have an annual income of $100,000 or more
Cash Flow Period: Up to 44 cash flow days6 and no pre-set spending limit7

Frequently Asked Questions

What is a Platinum or Premium Card?

Platinum and Premium Cards offer great value benefits, more perks and richer rewards than a standard Card. These benefits normally come with a higher annual fee, so you should weigh up the value of these benefits together with the way you spend to see how the Card will suit your lifestyle.


The term ‘Platinum’ has less to do with the actual Card colour, and more to do with the breadth and quality of benefits that come with the Card. This category typically provides the richest benefits available by American Express and other Card providers.

What is a Charge Card?

The American Express® Platinum Card is a Charge Card. Charge Cards are not Credit Cards, but they do offer another form of Card payment. They have no pre-set spending limit7, but that does not mean unlimited spending. Charge Cards give you greater purchasing power allowing you to make larger purchases on your Card, and earn points too. Learn more about Charge Cards.

How do I get The American Express® Platinum Card?

Application is simple and takes less than 10 minutes to complete. We have broken it down into 3 easy steps:



To make the application process as smooth as possible, you will need your driver’s licence and some financial information like income, employment details, superannuation and living expenses.



If you have made the decision to apply for The American Express® Platinum Card, read the Terms and Conditions, then click on the ‘Apply now’ button to start your application.



If you have all the required information, your Credit Card application should take you less than 10 minutes to complete. You will receive a response back in less than 60 seconds.

How do I upgrade to The American Express® Platinum Card?

If you are a current Card Member, you may be eligible to upgrade your current Charge Card to The Platinum Card. To see if you are eligible, simply log in to your Online Account or call the number on the back of your Card.

Discover more Premium Cards from American Express

Receive a $450 Qantas Travel Credit each year8

Get 2 American Express Lounge entries each calendar year9 and 2 Qantas Club lounge invitations each year after your first spend on selected Qantas products and services10

Earn 4 Reward Points per $1 spent at David Jones11

Enjoy complimentary standard delivery12 and alterations on women’s and men’s apparel purchased in-store13

Receive a complimentary Virgin Australia
return Economy domestic flight14


Enjoy 2 complimentary Virgin Australia Lounge passes each Membership year15 and 2 American Express Lounge entries each calendar year16

Learn more about Platinum

See how The American Express® Platinum Card entitles you to upgrades, access to special benefits substantial savings and more.