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The Qantas American Express Discovery Card

Card Type
Annual Fee
$0 p.a.
Interest Rate
20.74% p.a on purchases1
Interest Free Period
Up to 44 days2
Earn Qantas Points and enjoy $0 annual Card fee1
*Terms & Conditions

Key Benefits


Earn 0.75 Qantas Points for every $1 spent on Card purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent4. Earn 1 additional Qantas Point per $1 spent with Qantas5.


Up to 44 Interest-free days2 and 20.74% p.a. interest rate on purchases


You'll travel sooner when you redeem your points for Classic Flight Rewards6 with Qantas and their participating partner airlines. You can use your points for a one way, return or multi-destination Classic Flight Reward on over 50 partner airlines and their affiliates to over 1,000 destinations worldwide6

Add Someone To Your Account

Start earning more Qantas Points by having up to 4 Additional Cards for family members or friends for no extra fee7

Qantas Rewards

Earn Qantas Points
  • Earn 1.75 Qantas Points per $1 spent on eligible Qantas products and services2
  • Earn 0.75 Qantas Points per $1 spent on all other purchases excluding government bodies in Australia5
  • Earn 0.5 Qantas Points per $1 spent on government bodies in Australia5
  • Boost your Qantas Points balance further with Additional Cards for family and friends. Add up to 4 Cards at no additional fee, and the points earned will be credited to your Account6
  • Enjoy uncapped Qantas Points earning potential with no limit on the number of Qantas Points you can earn8
  • Redeem your points for Classic Flight Rewards9 with Qantas and their participating partner airlines, and use them for flights to over 1,000 destinations worldwide

Service and Protection

Use your Card with confidence
Wherever your next adventure takes you, know you’re protected by the world-class service and protection of American Express with these great benefits:
  • Purchase Protection7, covering eligible stolen or damaged items purchased with your Card
  • Refund Protection7, covering the cost of eligible items when a store refuses a return for eligible items purchased with your Card
  • Fraud Protection Guarantee10, protecting you from unauthorised charges made on your Account
  • Emergency Card replacement11, for lost or stolen Cards virtually anywhere in the world
  • Plan It™ Instalments12 is a new feature of your Card that offers you a flexible way to pay off your Credit Card balance in equal monthly instalments, with 0% p.a. interest and a fixed monthly fee.
  • Compatibility with Apple Pay, Samsung Pay and Google Pay.
Read more
World Class Service
You'll always enjoy great service and protection with your Qantas American Express Discovery Card.
  • Refund Protection means we'll credit your account if you're refused a refund on an unused eligible item within 90 days of purchase7
  • Purchase Protection repairs or replaces eligible items if they are accidentally broken or stolen within 90 days of purchase7
  • With our Fraud Protection Guarantee10 you won't be held responsible for any unauthorised charges as long as you notify us immediately upon discovery of the fraudulent transactions
  • Emergency Card replacement11 - with our global network of offices, we can usually get a replacement Card to you within 48 hours virtually anywhere in the world
  • Global Card Support means you can enjoy account assistance any time of the day or night
To save time before you apply for your Qantas American Express Discovery Card, it's best to make sure you can say yes to the following:
  • I have an annual income of $35,000 or more
  • I have no history of bad debt or payment default
  • I am aged 18 years or over
  • I am an Australian citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa.
If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds - so apply now.

Please click here to read the
Key Facts Sheet for this Credit Card.

Ready to Apply?

Earn Qantas Points and enjoy $0 annual Card fee