Financial Wellbeing Articles

Make your Credit Card work for you. Manage your finances, earn rewards and build a positive credit history with these smart tips and ways to use your Credit Card. Remember to stick to your budget, track your spending and pay your monthly bills in full.

Membership Rewards is how American Express Card Members earn points and is a flexible program that allows you to redeem through major airlines and hotel chains as well as for Gift Cards and pay with points options for your individual lifestyle needs. What’s more is that Memberships Rewards points don’t expire so long as your American Express Card Member Account is active and in good standing, which means you can earn points and flexibly redeem at your pace, and at a time that suits you. Learn how to make the most of the Membership Rewards points with your American Express Explorer Card to suit your lifestyle.

We’ve set out some pointers (pun intended) to help you get the most out of our Rewards Cards and the partner programs we work with. Whether you're saving your rewards points with a goal in mind or not, you’ll find some helpful advice and tips to get the most out of your daily spending and the best way to use points to maximise your rewards.

We’re going to look at you, your lifestyle, and your spending habits to help you in choosing the right Credit Card or Charge Card for you.