Financial Wellbeing Articles
Make the most of your Card
Discover how to make the most of your Card, manage repayments, use your rewards points and enjoy the Card benefits that matter to you.
Explore our Latest Financial Wellbeing Articles
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Complimentary insurance with your Credit or Charge Card
Explore the complimentary insurance benefits included in eligible Amex Personal and Business Cards.
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Practical Considerations for a Financial Reset
A financial reset is a way to pause, review current habits and consider whether they still reflect your priorities today.
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What can I use my Credit Card for?
Discover how to use your Credit Card for everyday spending, bills, travel and rewards, plus tips to help manage purchases responsibly.
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How to maximise the value of your American Express Explorer Card
Discover the American Express Explorer® Credit Card and learn how to make the most of your Membership Rewards® points and use your Travel Credit.
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Take advantage of flexible payment options
Help manage your Credit Card’s balance with flexible payment options from American Express.
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How to choose the best Credit Card for you
Choose the best Credit Card for you that fits your lifestyle and your spending habits.
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Understanding Amex Card categories in Australia
American Express Cards can be split into four core categories: Personal Cards under $150 p.a., Personal Cards under $400 p.a., Premium Cards and Business Cards. Your needs and lifestyle will determine which category and specific Card type best aligns with your needs.
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FINANCIAL WELLBEING
Complimentary Credit Card Insurance
Credit Cards are designed to make life easier. From helping to free up your cash flow to earning you rewards points for virtually every dollar you spend. But did you know that many Credit Cards, like those offered by American Express, even offer peace of mind by including a range of insurance benefits? Read on to find out how a Credit Card can offer you protection in a range of circumstances.
Financial Wellbeing
What can I get with 50,000 American Express Membership Rewards® Bonus Points?
Membership Rewards is how American Express Card Members earn points and is a flexible program that allows you to redeem through major airlines and hotel chains as well as for Gift Cards and pay with points options for your individual lifestyle needs. What’s more is that Memberships Rewards points don’t expire so long as your American Express Card Member Account is active and in good standing, which means you can earn points and flexibly redeem at your pace, and at a time that suits you. Learn how to make the most of the Membership Rewards points with your American Express Explorer Card to suit your lifestyle.
Five smart ways to make the most of a Credit Card.
Make your Credit Card work for you. Manage your finances, earn rewards and build a positive credit history with these smart tips and ways to use your Credit Card. Remember to stick to your budget, track your spending and pay your monthly bills in full.
Financial Wellbeing
Staying on top of your Credit Card bills
How to pay off your credit card and better manage your finances. Paying off your credit card should never have to hold you back. Here are simple ways to help you keep doing the things you love while paying off your credit card.
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How to build an emergency fund
While emergencies can't always be avoided, having some savings can help us deal with these unexpected events. Here's how to build your emergency fund.
Staying on top of your Credit Card Bill
Manage your Credit Card debt while enjoying life with Amex tips. Learn simple ways to pay off your Card without sacrificing the things you love to do every day.
Tips on how to save money by tracking and planning your spending
Here are some simple go-to steps on how to track monthly expenses and save money.
Divide the purchase and conquer the payments with Plan It®
Whether it's a long-awaited holiday or a surprise car repair, life is full of planned and unplanned expenses. Thankfully, with Plan It Instalments1, you can split those larger costs into smaller monthly payments and pay at your own pace.
Get the Most out of Membership Rewards Points
There are Credit Card Rewards points, airline Frequent Flyers points, hotel membership points and each comes with different rewards, special offers and benefits.
Choose the Card that best suits you
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Frequent Flyer
Premium
Rewards
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Travel
Frequent Flyer
Premium
Rewards
Business
1. Plan It®
- You can create an Instalment Plan as long as your account is in good standing. We may withdraw this offer, prevent you from creating any new Instalment Plans or cancel any of your existing Instalment Plan(s) at any time if your Card Account is overdue, or if you do not comply with your Card Conditions.
- The minimum Plan amount is AUD$100. We may also limit the amount that can be transferred to an Instalment Plan.
- You will be charged a Monthly Plan Fee for each Instalment Plan created. This fee will be charged each month your Instalment Plan is active and will be disclosed to you at the time of creating your Instalment Plan.
- Each Instalment Plan will begin from the date it is successfully created, as communicated to you in your Online Account.
- Payment of your first Monthly Instalment will be due in your next payment cycle.
- You may request to cancel your Instalment Plan(s) at any time through your Online Account or the Amex App. Any billed Monthly Plan Fees will remain payable, but no further Monthly Plan Fees will be billed after cancellation is effective. As cancellation can take 24-48 hours to process (“Processing Time”), you may be charged a further monthly plan fee after requesting cancellation if the Processing Time occurs on your payment date.
- View the full Plan It® Instalment Terms and Conditions here.