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New Cardmembers+ who successfully apply for the American Express Explorer Credit Card online with the invitation code "AMEX500" on or before November 22, 2023, can enjoy HK$500 Statement Credit, while Existing Basic Cardmembers# can also enjoy HK$300 Statement Credit with invitation code "AMEX300".
Become our Explorer and enjoy complimentary access to
Plaza Premium Lounges, plus a first-year annual fee waiver!
American Express
Explorer® Credit Card
Perks that let you explore more
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Limited-Time Bonus for NEW Cardmembers+ Enjoy HK$500 Statement Credits upon first transaction made |
Unlimited 3X points On eligible local spending all year-round |
Lounge Access Enjoy privileged access to Plaza Premium Lounges worldwide3 |
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More Flexibility Convert points into miles, cash vouchers, Pay with Points, hotel points, lifestyle gifts and more |
Limited Time Welcome Bonus
with our invitation codes
+ New Basic Cardmembers refer to those who have NOT held or cancelled any approved basic Card products issued by American Express Hong Kong within the past 12 months from the date of this application.
# Existing Basic Cardmembers refer to those who are currently holding and who have held or cancelled any approved basic Card products issued by American Express Hong Kong within the past 12 months from the date of this application.
Earn Membership Rewards® points effortlessly
with no expiry date
More Year-round Benefits
CARD PRIVILEGES
- Plaza Premium Lounge - Basic and Supplementary Cardmember(s) can enjoy a total of 8 times complimentary Plaza Premium Lounge access every calendar year. Please visit americanexpress.com/plazanetwork for the list of airport lounges.
- Movie Privileges7 - 10% savings on 4DX, 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit in Hong Kong.
- Live Hong Kong - A showcase of local and worldwide travel, leisure, dining and shopping offers. See what's in store here.
- Pay with Points8 - Enjoy complete flexibility with Pay with Points by American Express, you can use your Membership Rewards points to offset nearly all purchases you make with your American Express Card - including dining, everyday spending, travel, entertainment and more. For more details, please visit here.
- Year-round Offers - Click here to find out more attractive year-round offers with the American Express Explorer Credit Card.
- Annual fee waiver - Your annual Card fee of HK$1,800 (including your Basic Card and Supplementary Cards) will be waived for the following year simply by spending HK$150,000 annually.
- Supplementary Cards - 2 complimentary Supplementary Cards.
PEACE OF MIND
- Complimentary Travel Insurance9
When you pay for your entire fare for an overseas trip with American Express Explorer Credit Card, you'll always have someone to rely on when you travel.- Travel Accident Insurance with coverage up to HK$3.5 million
- Travel Inconvenience Protection with coverage up to HK$10,000 per year
- Shopping Protection
You can spend on your American Express Explorer Credit Card with total peace of mind. We'll protect you against fraud, faulty goods and even if you change your mind, we've got you covered.- Online Fraud Protection Guarantee10
Shop online with your Card and you won't be held responsible for any fraudulent charge. - No Worries Guarantee Program9
- Return Guarantee Protection Plan
- 45 Days Cover
- Extended Warranty Protection
- Price Protection Plan
- Online Fraud Protection Guarantee10
- World Class Service
Whatever you need, whenever the time, wherever you are, our world-class service stands by just for you. Call 2277 2005 and you'll have access to:- Over 2,200 Travel Service Offices in more than 140 countries
- Manage your account online and get 24-hour secure access to monitor all your charges and payments
American Express
Explorer Credit Card
Apply now to enjoy limited-time bonus of up to HK$500 Statment Credit, plus first-year annual fee waiver.
Earn up to 5X point^ all year-round and more ways to redeem your favourite rewards!
Eligibility
You qualify for this Card if:
- You are 18 years or older
- You have a minimum income of HK$300,000 p.a.
- You are a Hong Kong or Macau resident/citizen
How to apply
Click here to download the PDF on how to apply.
Welcome Offer Terms and Conditions apply.
+ New Basic Cardmembers refer to those who have NOT held or cancelled any approved basic Card products issued by American Express Hong Kong within the past 12 months from the date of this application.
# Existing Basic Cardmembers refer to those who are currently holding and who have held or cancelled any approved basic Card products issued by American Express Hong Kong within the past 12 months from the date of this application.
Card Benefits Terms and Conditions apply.
Membership Rewards Program Terms and Conditions apply.
^ Eligible Cardmember must successfully enroll with the Eligible Card. Click here for more details. Including the 3 points earned under the American Express Explorer Credit Card Membership Rewards Program. The additional 2 American Express Membership Rewards points for every HK$1 spending incurred from 5X Offer (including both Airline Bonusing and Selected Online Merchant Bonusing) are capped at extra 90,000 Membership Rewards points in total per Eligible Card Account for each calendar quarter.
- On the basis of HK$100 cash voucher can be redeemed by 30,000 Membership Rewards points and HK$10 Pay with Points can be redeemed by 3,000 Membership Rewards points.
- Conversion rate accurate as of May 2023.
- Basic and Supplementary Cardmember(s) of American Express Explorer Credit Card can enjoy a total of 10 times complimentary Plaza Premium Lounge access every calendar year.
- For Basic Cardmembers who submit their Card application online and all required valid documents within 7 days from the date of application submission.
- Aggregate spending of Basic and Supplementary Card(s).
- Foreign currency spend has to be settled in a foreign currency. Foreign currency means any currency other than Hong Kong Dollars. If a transaction is converted into Hong Kong Dollars prior to being submitted to American Express International, Inc., foreign currency spend earn rate will not be applied on that spend. Payments for online transactions made in Hong Kong Dollars will also not be considered foreign currency spend. Foreign currency spend excludes charges and other fees. A Currency Conversion Fee applies when payment is charged in a currency other than Hong Kong Dollars. For more information regarding charges made in foreign currencies, please refer to the relevant Cardmember Agreement.
- Movie privileges Terms and Conditions apply.
- Cover it with Points Terms and Conditions, Shop with Points Terms and Conditions, Travel with Points Terms and Conditions and American Express Membership Rewards Program Terms and Conditions apply.
- Complimentary Travel Insurance and No Worries Guarantee Program (collectively "Plans") are underwritten by Chubb Insurance Hong Kong Limited ("Chubb"), Chubb is authorized and regulated by the Insurance Authority of the Hong Kong SAR and is solely responsible for all coverage and compensation under the Plans. American Express International, Inc. ("we/ us") does not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. The Plans are subject to relevant Travel Insurance Terms and Conditions and No Worries Guarantee Program Terms and Conditions.
- Online Fraud Protection Guarantee Terms and Conditions apply. Provided that you notify us immediately upon discovery of any fraudulent transactions on your statement and you have complied with the Card conditions. "Immediately" means on or before the due date of the statement in which the fraudulent transaction appears.