View Key Facts Statement
English | 中文
WHEN EXTRAORDINARY BECOMES EVERYDAY.
THERE'S NOTHING LIKE PLATINUM
Unlock a world of premium travel and lifestyle benefits, including access to over 1,550 airport lounges, complimentary access to the Hong Kong Football Club, and "Two-For-One" dining offers at selected Michelin-starred restaurants.
Sign up now as a New Cardmember to enjoy up to 2 round-trip tickets to Japan. Offer valid till 31 August, 2026.
WHEN EXTRAORDINARY BECOMES EVERYDAY.
THERE'S NOTHING LIKE
PLATINUM
A new series of elevated travel and lifestyle privileges with The Platinum Card! From access to over 1,550 airport lounges worldwide and complimentary access to the Hong Kong Football Club, to exclusive privileges at global sporting and cultural events, and Buy-1-Get-1 Free dining offers at selected Michelin-starred restaurants.
Sign up as a New Cardmember^ to enjoy an enhanced reward of up to 1,320,000 points*, enough to redeem 73,333 miles for 2 round-trip tickets to Japan2. Offer valid till 31 August, 2026.
Annual Fee: HK$9,500
Exclusive to New Cardmembers - Apply Now for 2 Round-Trip Tickets to Japan
Earn HK$50 statement credit upon one single Octopus top-up transaction within the first 3-months.
660,000 points
(36,666 miles1)
upon spending HK$60,000
within the first 6 months
Extra
660,000 points
(36,666 miles1)
upon making one eligible transaction
between the 15th to 17th months
Total up to 1,320,000 points*
equivalent to 73,333 miles or HK$4,400 statement credit
Once the application is submitted and approved, the paid annual fee of HK$9,500 will not be refunded.
^New Cardmembers refer to Basic Cardmembers who are NOT currently holding or who have NOT held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application.
Know someone with a Platinum Card?
Get referred and enjoy exclusive additional rewards. See For Yourself Now!
Discover what Platinum Membership could unlock — worth up to HK$19,768
HK$1,000
Dining CreditA
HK$4,500
Vacation CreditB
HK$4,300
Fine Hotels and ResortsC
HK$4,750
Family Travel InsuranceD
HK$3,658
Priority PassE
HK$1,560
Successful Referral BonusF
A. Global Dining Credit - Enjoy up to HK$1,000 Local Dining Credit and up to HK$1,000 Abroad Dining Credit year-round. One-time enrollment is required for both Local and Abroad Dining Credit. During the promotion period, up to HK$500 statement credit applicable to the first HK$500 spend at the participating abroad/local restaurants in each redemption period (3rd redemption period: January 1 - June 30, 2026; 4th redemption period: July 1 - Dec 31, 2026).
B. Platinum Vacation Credit - Enjoy a HK$1,500 statement credit with each Participating Merchant, with a total of up to HK$4,500 statement credit year-round. Benefit is valid until December 31, 2027. Advance registration is required and the specified spending requirement at each Participating Hotel Group must be fulfilled.
C. Fine Hotels and Resorts® - Eligible Cardmembers may receive complimentary benefits with an average total value of US$550 (equivalent to round up value at HK$4,300, based on an exchange rate of US$1 = HK$7.85) when you book with Fine Hotels + Resorts through American Express Travel Online. Average value based on Fine Hotels + Resorts bookings in 2023 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits. For details, please click here.
D. Family Travel Insurance - The plan is underwritten by Chubb Insurance Hong Kong Limited, American Express International, Inc. does not act as an agent or fiduciary for you, and American Express International, Inc. may act on behalf of the insurance provider, as permitted by law. Please refer to Group Travel Insurance and Travel Accident Insurance for full details, exclusions and Terms and Conditions for The Platinum Card. With effect from July 30, 2026 (“Effective Date”), new or revised terms will be added to the Terms and Conditions of American Express Group Travel Insurance Plan for The Platinum Card Members (Policy Number: NAC0000012). All claim events, or incidents occurring on or after the Effective Date, insured trips must be paid with an American Express® Card. For details and other changes, please refer to the new full Terms and Conditions effective from Effective Date. The plan's coverage includes a family with one child under 21 years old under the basic Annual Multi-Trip Plan of the American Express Premier Travel Protector, equivalent to HK$4,750.Compare to similar product at insurance market is HK$4,750, as of 2024 September.
E. Priority Pass - Platinum Card Members are entitled to a complimentary Priority Pass membership, valued at US$469 annually, equivalent to HK$3,658. Value of Priority Pass Membership is based on Priority Pass Prestige plan as of 2024. For details, please click here.
F. Referral Bonus - Earn additional 468,000 points for every successful referral after becoming a Platinum Cardmember, enough to redeem HK$1,560 Pay with Points or 26,000 miles. Referral rewards cap applies. From August 24, 2026, the referral limit of The Platinum Card Referral Program will be changed from up to 10 successful referrals per calendar year to up to 5 successful referrals during August 24 to December 31, 2026. The Platinum Card Referral Program Terms and Conditions apply.
Explore Platinum, Your Way
PRIVILEGED ACCESS
From distinguished private clubs to premium golf experiences and airport lounges worldwide, Platinum opens the door to exceptional privileges.
Hong Kong Football Club
Platinum grants complimentary access to Hong Kong Football Club — where heritage, community, and exclusivity come together.
Asia Golf Club Privileges
Unlock privileged access to over 50 partnered golf courses across Asia, thoughtfully curated for those who appreciate the tradition and enduring appeal of the game.
- Complimentary green fees at Participating Golf Clubs
- Complimentary virtual golf session at the Participating Venues
Blackout dates, exclusions and terms and conditions apply.
American Express Global Lounge Collection®
Enjoy access to more than 1,550 airport lounges across 140 countries and counting, including flagship locations through The Centurion® Network.
The Country Club at Hong Lok Yuen Admission Privilege
Unwind at The Country Club at Hong Lok Yuen and enjoy exclusive access to its premium facilities, including pickleball and tennis courts, a fitness centre, swimming pool, sauna and Jacuzzi, as well as dining at Hong Lok Lau, The Bistro, and The General's Bar & Lounge.
Enrollment through Amex Experience App is required.
VALUE
From everyday spending to memorable journeys, Platinum delivers lasting value through the little details — from travel rewards and hotel elite status to enhanced foreign currency earn rate and comprehensive protection.
Up to HK$4,500 Vacation Credit
Elevate every getaway with up to HK$4,500 year-round statement credits at selected hotel partners.
Accelerated FX earn rate as low as HK$2=1 mile
Enroll to enjoy as low as HK$2=1 mile8 for spending in FX, Selected Online Travel Agencies and Everyday Spend Merchants.
- Overseas and online transactions in foreign currencies
- Selected Online Travel Agencies: Agoda, Booking.com, Trip.com, Hotels.com, Airbnb, Klook and more
- Selected Supermarkets/ Department Stores: APITA, city'super, Freshmart - Sogo, ParknShop, Wellcome and more
- Petrol Stations: Caltex, Esso, ShellAirlines (including CX)
- Airlines
Hotel Elite Tier Status
Experience every stay with added comfort through complimentary elite status in the loyalty programs of the world's leading hotel groups.
- ALL Accor Elite Status (Coming soon)
- Hilton Honors – Gold Status
- Marriott Bonvoy™ – Gold Elite Status
- Radisson Rewards – Premium Status
Complimentary Travel Insurance
Travel with peace of mind, knowing Platinum Travel Insurance protects you and your loved ones.
- Travel Accidents coverage of up to HK$3,000,000
- Medical Assistance and expense up to HK$1,000,000
- Canceling and cutting short your tripLost, stolen and damaged baggage
- Delayed flights and missed departures
- Singapore Airlines
- Qatar Airways
- Etihad Airways
- Emirates airline
No worries guarantee
- Return Guarantee – if you are unhappy with a purchase made with The Platinum Card in Hong Kong, bring the new item to us within 30 days of purchase and we will give you a refund.
- Extend Warranty – when you make a purchase with The Platinum Card, we will extend the original manufacturer's warranty of 1 to 3 years by up to 1 year.
- Price Protection – if within 14 days of purchase, you see an identical item for purchase at a lower original purchase price at another retail outlet in Hong Kong, we will refund you the difference.
Assistance Hub
Immediate help when you need it most, including Emergency Home Assistance, Roadside Assistance, Local Medical Assistance.
AMEX GOURMET CLUB
Every meal is an occasion to savor. Enjoy year-round dining privileges and exclusive menus with our handpicked restaurant partners, making every moment around the table one to remember.
"Two-For-One" Dining Experience
Savor two-for-one dining offers at a curated selection of Michelin-starred restaurants, and share exceptional culinary experiences with your loved ones.
- Western: Plaisance by Mauro Colagreco, Whey, MONO, L’Envol
- Chinese: Forum Restaurant, Ying Jee Club, Mott32
- Japanese: Ryota Kappou Modern, Sushi Saito
Global Dining Credit
Discover the pleasure of exceptional dining with Global Dining Privileges and enjoy up to HK$1,000 in statement credits.
Terms and conditions apply.
Everyday Gourmet Offers
Platinum elevates every meal with up to 30% savings at 100+ dining destinations, plus enhanced savings of up to 50% at selected Maxim's Chinese Cuisine restaurants.
- Up to 30% savings at over 100 refined restaurants across Hong Kong
- Up to 20% savings at selected restaurants in luxury hotels
- Up to 50% savings at participating Maxim's Chinese Cuisine restaurants
WORLD OF EXPERIENCES
Experience more, wherever you go, with exclusive access to world-class events, premium privileges at luxury stays, thoughtfully curated for Platinum Cardmembers.
Exclusive Global Events Access
Platinum connects Cardmembers to world-class experiences, from Formula 1 and Wimbledon to Coachella and beyond.
Fine Hotels and Resorts
At over 1,800 curated properties worldwide, Platinum enhances each stay with thoughtful privileges — allowing travel to unfold at a more effortless pace.
- Complimentary daily breakfast for two people
- Up to US$100 experience credit to use towards food and beverage or spa
- Guranteed 4pm late checkout and noon check-in when available
- Room upgrade upon arrival, if available4
The Hotel Collection
For stays that invite discovery, Platinum offers elevated benefits at selected premium hotels — where a two-night stay becomes an experience to remember.
• up to US$100 experience credit to spend on hotel amenities such as dining, spa or other leisure facilities
Your Extraordinary Journery Starts with a Referral
Already a Platinum Card Member? Refer a friend.
Looking to join? Get referred and enjoy extra rewards.
If you are a Platinum Card Member
Refer a friend and enjoy up to 468,000 Membership Rewards® points9 (= 26,000 miles / HK$1,560 Pay with Points1), which is enough to redeem a round trip ticket to Japan2.
|
If you wish to sign up via a Platinum friend (Exclusive to New Cardmembers^)
Get Referred to enjoy BEST offer up to 1,600,000 points
|
Eligibility
You qualify for this Card if:
- You are 18 years or older
- You are a Hong Kong or Macau resident / citizen
New Cardmembers' and Existing Cardmembers' Offer Terms and Conditions apply.
*1,320,000 points can be converted to 73,333 miles, enough to redeem two round-trip tickets to Japan/Korea1 or one round-trip ticket to London/Paris, or can be used to offset HK$4,400 eligible transactions with Pay with Points. 640,000 points can be converted to 35,555 miles, enough to redeem one round-trip ticket to Japan or two round-trip tickets to Taipei. Conversion rate is based on 1 mile redeemable by 18 Membership Rewards points; HK$10 Pay with Points redeemable by 3,000 Membership Rewards points.
^New Cardmembers refer to Basic Cardmembers who are NOT currently holding or who have NOT held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application.
Existing Cardmembers refer to Basic Cardmembers who are currently holding any approved Basic Credit Card or Charge Card except The Platinum Card / American Express Peninsula Platinum Card issued by American Express Hong Kong at the date of this application. Applicants who have cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application are NOT eligible for the Offer. American Express reserves the right to debit the original price of the Welcome Bonus and Additional Bonus from ineligible Cardmembers’ accounts without prior notice.
- Conversion rate accurate as of July 2026 and on the basis of 1 mile redeemable by 18 Membership Rewards Points ; HK$10 Pay with Points redeemable by 3,000 Membership Rewards points.
- Based on the calculation of 26,000 Asia Miles can redeem a set of round-trip economy class air tickets to Tokyo, Singapore, Bangkok or Seoul and 54,000 Asia Miles can redeem a set of round-trip economy class air tickets to London or Paris. Redemption rate is based on Asia Miles Standard Award as of May 2026. Miles required may vary and redemptions are subject to availability.
- Eligible Cardmembers may receive complimentary benefits with an average total value of US$550 (equivalent to round up value at HK$4,300, based on an exchange rate of US$1 = HK$7.85) when you book with Fine Hotels + Resorts through American Express Travel Online. Average value based on Fine Hotels + Resorts bookings in 2023 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.
- Certain room categories are not eligible for upgrade.
- All benefits mentioned vary by property.
- Movie privileges Terms and Conditions apply.
- The plan is underwritten by Chubb Insurance Hong Kong Limited, American Express International, Inc. does not act as an agent or fiduciary for you, and American Express International, Inc. may act on behalf of the insurance provider, as permitted by law. Family is defined as : (a) Basic Platinum Card Members’ spouse regardless of whether he/she is a Supplementary Cardmember; (b)Basic Platinum Card Members’ Child(ren) over thirty (30) days and under the age of twenty-one (21), regardless of whether the Child is a Supplementary Cardmember; and (c) the Supplementary Platinum Card Members under the Basic Platinum Card Members’ Card account. Please refer to Group Travel Insurance and Travel Accident Insurance for full details, exclusions and Terms and Conditions for The Platinum Card. With effect from July 30, 2026 (“Effective Date”), new or revised terms will be added to the Terms and Conditions of American Express Group Travel Insurance Plan for The Platinum Card Members (Policy Number: NAC0000012). All claim events, or incidents occurring on or after the Effective Date, insured trips must be paid with an American Express® Card. For details and other changes, please refer to the new full Terms and Conditions effective from Effective Date.
- From July 1, 2026 to December 31, 2027, after successfully completing the enrollment for the Accelerator Program, Cardmembers can get up to 9 Membership Rewards points for (i) every HK$1 equivalent spent in the first HK$15,000 (or equivalent) in foreign currencies billed to the Enrolled Eligible Card ; (ii) every HK$1 spent in the first HK$15,000 in “Designated Travel Merchants” Expenses billed to the Enrolled Eligible Card in Hong Kong dollar; (iii) every HK$1 spent in the first HK$15,000 in “Designated Everyday Spend Merchants” Expenses billed to the Enrolled Eligible Card in Hong Kong dollar during each calendar quarter (as low as HK$2 = 1 Mile). Conversion rate accurate as of December 2025 and on the basis of 1 mile can be redeemed by 18 Membership Rewards Points. Exclusions and Terms and Conditions apply.
- Referral rewards cap applies. From August 24, 2026, the referral limit of The Platinum Card Referral Program will be changed from up to 10 successful referrals per calendar year to up to 5 successful referrals during August 24 to December 31, 2026. The Platinum Card Referral Program Terms and Conditions apply.
Click here for full details of the The Platinum Card benefits.
Year-Round Offers Terms and Conditions apply.