The American Express® Singapore Airlines Business Credit Card
Maximise your business expenses with a high earn rate and rich business savings.
Explore the ONLY Business Credit Card in Singapore that offers the below exclusive rewards for your business.
Up to 8
HighFlyer points
(Worth 8 KrisFlyer miles)
per S$1 spent on eligible
Singapore Airlines and Scoot flights.
Fast-track to
KrisFlyer Elite Gold
Status
Enjoy additional 20kg baggage allowance and access to KrisFlyer Gold Lounge.
Complimentary ALL
Accor+ Explorer Membership
Receive complimentary ALL Accor+ Explorer membership each year with exclusive hotel stay and dining privileges.
Limited Time Welcome Offer
The offer is available to both new and existing Amex Card Members.
Your gift based on all spend
Up to 21,200
HighFlyer points
Worth up to S$201 off your next flight.
Upon annual fee payment and min. S$1,000 on all eligible spend within the first 2 months of Card approval.
Welcome Offer for all eligible spend:
- Up to 21,200 Highflyer points
- 20,000 HighFlyer points: Upon annual fee payment and min. S$1,000 on all eligible spend within the first 2 months of Card approval.
- 1,200 HighFlyer points: For the above S$1,000 spent (based on 1.2 HighFlyer points for every S$1 spent)
- Exclusions apply. For the latest list of non-eligible transactions, please visit go.amex/sgexclusions. Customers are not able to claim both welcome offers and will only be eligible for the welcome offer based on their spending.
Your gift based on SIA airfare spend
Up to 28,000
HighFlyer points
Worth up to S$266 off your next flight.
Upon annual fee payment and min. spend of S$1,000 on eligible Singapore Airlines and Scoot flights within the first 2 months of Card approval.
Welcome Offer for Singapore Airlines and Scoot flights spend:
- Up to 28,000 Highflyer points
- 20,000 HighFlyer points: Upon annual fee payment and min. spending of S$1,000 on eligible Singapore Airlines and Scoot flights within the first 2 months of Card approval.
- 8,000 HighFlyer points: For the above S$1,000 spent on eligible Singapore Airlines and Scoot flights (based on 8 HighFlyer points for every S$1 spent)
- Exclusions apply. For the latest list of non-eligible transactions, please visit go.amex/sgexclusions. Customers are not able to claim both welcome offers and will only be eligible for the welcome offer based on their spending.
Apply and get approval by 27 January 2026.
Annual Card fee: S$400.00 (incl. of 9% GST). Welcome Offer Terms and Conditions
Card Benefits
Enjoy rich earn rate and flexible redemption
Up to 8 HighFlyer points
(worth 8 KrisFlyer miles)
for every S$1 spent on eligible Singapore Airlines and Scoot flights
1.2 HighFlyer points
(worth 1.2 KrisFlyer miles)
for every S$1 spent on all other eligible purchases, with no cap
1 HighFlyer point = 1 KrisFlyer mile*
Convert your HighFlyer points to KrisFlyer miles at 1:1 rate
Redeem rewards*
All HighFlyer points earned are directly transferred to your business’ HighFlyer account with no transfer fee. Use HighFlyer points to offset the cost of flight bookings or flight add-ons, redeem airline e-vouchers or lounge passes, and more. HighFlyer points are valid for 3 years
Enhanced conversion cap for HighFlyer points to KrisFlyer miles*
Convert your HighFlyer points to KrisFlyer miles at a 1:1 rate, up to 150,000 KrisFlyer miles per eligible KrisFlyer account annually.
*Subject to the terms and conditions of the Singapore Airlines HighFlyer Programme.
Travel for business and leisure in comfort and style
Discounted redemption for KrisFlyer Elite Gold membership tier
Redeem KrisFlyer Elite Gold membership tier at 100,000 HighFlyer points. Subject to the terms and conditions of the Singapore Airlines HighFlyer Programme.
Accelerated upgrade to KrisFlyer Elite Gold membership tier
Be the first from your business to spend S$15,000 or more on eligible Singapore Airlines and Scoot flight bookings within the first 12 months of Card Membership to be eligible for an upgrade to the KrisFlyer Elite Gold membership tier. Each business is eligible for this benefit once.
Benefits of KrisFlyer Elite Gold membership:
- Additional 20kg check-in allowance
- KrisFlyer Gold Lounge access at Changi Airport and access over 1,000 Star Alliance Gold Lounges worldwide
- Priority airport check-in
- Priority baggage handling
- Priority boarding for Economy Class
Exclusive Hertz Privileges worldwide
Enjoy Hertz Gold Plus Rewards® loyalty programme and a range of exclusive benefits at over 10,000 locations in 145 countries worldwide:
- Up to 10% off worldwide rentals.
- One-car-class upgrade, subjected to availability.
- Add an additional driver for free.
Complimentary ALL Accor+ Explorer membership (worth S$299)
Receive complimentary ALL Accor+ Explorer Membership each year with two complimentary nights’ stay^, instant ALL Accor Gold status and up to 30% dining discounts.
^A minimum stay of two consecutive nights (one paid night with one free Stay plus night) is applicable for the use of each complimentary Stay Plus night.
For ALL Accor+ Explorer T&Cs, go to go.amex/sgaccortncs.
First flown Singapore Airlines flight booking
If your business is new to Singapore Airlines HighFlyer, your business may receive 10,000 HighFlyer points awarded by Singapore Airlines upon the first flown flight booking by a corporate traveler from your business that is purchased via the Singapore Airlines corporate portal, within the first 12 months of the first Card approval.
Each business is eligible for this benefit once.
Renewal HighFlyer points
Receive 6,000 HighFlyer points after American Express receives payment of the renewal annual membership fee each year.
Optimise your business cash flow for business growth
Cashflow Management
With 22 interest-free days from the statement date, you can enjoy greater flexibility to manage your payments and make the most of your Credit Card's benefits.
Flexible Payment with PaySmall
With Pay Small, you can choose to break Singapore Airlines purchases into smaller payments over 6 months at 0% interest, if you pay your Card Account in full each month. Click here for more details.
Business Offers
Over S$8,850 business savings. From Meta to Google Ads and Microsoft 365, we’ve got your business covered.
Get up to S$4,000 annual spending credits for
Meta Ads Campaign Management fees with First Page Digital. T&Cs apply.
Get up to S$4,000 annual spending credits for Google Ads Campaign
Management fees with First Page Digital. T&Cs apply.
Get 25% off Microsoft 365 (with Teams)
yearly Business plans
with Oryon. T&Cs apply.
Get up to 6% off your monthly AWS bills and up to 90% off on Amazon CloudFront through AppSquadz. T&Cs apply.
Enjoy 20% off iStock
upon purchases of new
subscriptions. T&Cs apply.
Get up to S$350 credits on Mailchimp partner
services when you sign up at Ematic.T&Cs apply.
Get up to S$500 credits on Shopify partner
services when you sign up at Ematic.T&Cs apply.
• Terms and Conditions apply on the above offers. For details, please refer to the full Terms and Conditions stated in each offer's link.
• By clicking any of the links herein, you understand you are leaving our website and going to a third party website, and that American Express is not responsible for any content or websites hosted on or accessible from such third party's sites.
Ready to Apply? 
Get up to 28,000 HighFlyer points
with annual fee payment and min. spending of S$1,000 on eligible Singapore Airlines and Scoot flights within first 2 months of Card approval.
- Age: 21 years and older
- Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
- Applicant should be a business owner and/or person with executive authority of a Company/Business with a valid UEN
Fees & Charges:
| Primary Card: | S$400.00 (incl. of 9% GST) |
| Supplementary Card: | First 2 Supplementary Cards fee permanently waived. S$100.85 each (incl. of 9% GST) |
Double your rewards with HighFlyer Business Travel Programme
From richer rewards to flexible redemption, enjoy a world of seamless business rewards with HighFlyer business travel programme
Double the earnings – your business earns HighFlyer points on the company account, while your employees continue to earn KrisFlyer miles on their KrisFlyer account
Convert your HighFlyer points to KrisFlyer miles at a 1:1 rate, up to 150,000 KrisFlyer miles per eligible KrisFlyer account annually*
Use HighFlyer points to offset the cost of flight bookings or flight add-ons, redeem airline e-vouchers or lounge passes, and more. HighFlyer points are valid for 3 years*
* Subject to the terms and conditions of the Singapore Airlines HighFlyer Programme.