Information about American Express Cards

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American Express Platinum Card

The ultimate recognition of your status, The Platinum Card is available by invitation only.

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American Express Gold Card

The perfect choice for those who value even higher levels of service and recognition.

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American Express Card

The Card that lets you DO MORE

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THAI American Express Platinum Credit Card

The Fastest way to earn Royal Orchid Plus miles

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American Express Credit Card

Enjoy Greater Freedom with On Going Low Rate of 12.99% per annum for purchases of goods and services

Overview
	American Express Platinum Card	American Express Gold Card	American Express Card	THAI American Express Platinum Credit Card	American Express Credit Card
How you earn rewards	Earn 1 point for every Baht 25 you spend	Earn 1 point for every Baht 25 you spend	Earn 1 point for every Baht 25 you spend	Earn 1.5 THAI American Express Platinum Reward Points every Baht 25 you spend.	Earn 1 Membership Rewards point for every Baht 25 you spend
Redeeming for Rewards	Automatically enrolled in Membership Rewards PLUS option and enjoy additional privileges: to redeem less points on selected rewards and to transfer to the Frequent Flyer program and Frequent Guest program to enjoy tickets or accommodation rewards.	Automatic enroll to Membership Rewards program to accumulate points redeemable for free Travel, Dining, Entertainment, Shopping and Unique Experiences	Automatic enroll to Membership Rewards program to accumulate points redeemable for free Travel, Dining, Entertainment, Shopping and Unique Experiences	Earn 2X Royal Orchid Plus miles for purchase Thai Airways International tickets or Royal Orchid Holidays from Thai Airways International ticketing offices located in Thailand, THAI's website or American Express Travel Service	Enjoy the myriad of Membership Rewards redemption options that come with your Cardmembership
Annual Fee	35,000 Baht (VAT included)	3,210 Baht (VAT included)	1,765 Baht (VAT included)	4,280 Baht (VAT included)	1,926 Baht (VAT included)
Travel Insurance	The policy provide necessary insurance required for a Schengen State Visa. Travel insurance coverage up to Baht 25 million Emergency Medical Expenses, Evacuation and Repatriation Trip Cancellation and Curtailment-Personal Liability Travel inconvenience included Missed connecting flight, Luggage delay and	Travel insurance coverage up to Baht 2 million Travel inconvenience included Missed connecting flight, Luggage delay and Extended Luggage delay	Travel insurance coverage up to Baht 1.5 million Travel inconvenience included Missed connecting flight, Luggage delay and Extended Luggage delay	Travel Accident Insurance up to Baht 10 million Travel inconvenience included Missed connecting flight, Luggage delay and Luggage loss
Best Value Protection	Refund Protection coverage maximum up to Baht 32,000 per account Purchase Protection Plan coverage maximum upto Baht 480,000 per account Price Protection coverage maximum up to Baht 32,000 per account	Refund Protection coverage maximum up to Baht 32,000 per account Purchase Protection Plan coverage maximum upto Baht 240,000 per account Price Protection coverage maximum up to Baht 32,000 per account	Purchase Protection Plan coverage maximum upto Baht 100,000 per account		Purchase Protection Plan coverage maximum up to Baht 240,000 per account Return Guarantee maximum up to Baht 32,000 per account Best Value Guarantee maximum up to Baht 32,000 per account
Travel Privileges	Air Privilege Program Cruise and International Hotel Program Platinum Travel Service Roadside Assistance Cruise and International Hotel Program Platinum Travel Service			Fasttrack to Royal Orchid Plus Gold Status Privilege 50% discount on Mileage Redemption for Companion Tickets Privilege 50% Bonus Royal Orchid Plus miles on selected routes or flights Privilege Complementary Royal First Class Ticket Privilege
Lifestyle Privileges	Greater savings with our selected fine dining restaurants from Thailand’s leading hotels Platinum Network that arrange only for Platinum Cardmember Platinum Service Assistance
Global Assist
Financial Flexibility
Interest on purchase	No interest charge - just pay your balance in full every month	No interest charge - just pay your balance in full every month	No interest charge - just pay your balance in full every month	Interest Rate and Credit Usage Fee 16% per annum	Interest Rate and Credit Usage for Purchases of Goods and Services: 12.99% per annum Interest Rate for Cash Advance: 16% per annum
O% WISE PAY Installment plan
Repayment Period	No interest Apply Now	No interest Apply Now	No interest Apply Now	Up to 55 days after statement cut off date Apply Now	Up to 55 days after statement cut off date