Travel Insurance | American Express Thailand

In response to the COVID-19 pandemic, Chubb Samaggi Insurance Public Company Limited has made the decision to temporarily pause all new travel insurance sales until further notice.

Instant Travel Protection

Protect yourself and your belongings when you travel with Instant Travel Protection. Choose from a range of coverage plans to suit your needs.

Underwritten by:

Travel with peace of mind

With Instant Travel Protection, you can have a sense of comfort knowing that help is at hand, no matter you’re travelling for business or pleasure. Choose from 3 coverage plans designed to suit your unique travel insurance needs and help keep your holiday worry-free.

Overseas
Medical Expenses

Flight
Delay & Trip Cancellation

Lost
or Damaged Checked Baggage

24-hour
Emergency Travel Assistance Services

Available
Purchases for Family & Friends

Coverage and insurance premium depends on the selected plan. Terms and Conditions and Exclusions are as defined by the insurance company. It is important to carefully review the terms and conditions of the policy before purchasing insurance.

Summary of Coverage
Maximum Benefits (THB)
Essential (Asia/ Pacific) Standard (Worldwide exclude USA & Canada) Superior (Worldwide include USA & Canada)
1.1 Travel Accident in Public Conveyance
5,000,000
7,000,000
10,000,000

1.2 other Travel Accident
2,500,000
3,500,000
5,000,000

Summary of Coverage
Maximum Benefits (THB)
Essential (Asia/ Pacific) Standard (Worldwide exclude USA & Canada) Superior (Worldwide include USA & Canada)
2.1 Medical Expenses in Overseas
3,000,000
5,000,000
5,000,000

2.2 Post Journey Medical Expenses in Thailand for first 7 days after arrival

50,000

including medical expenses in 2.1 with maximum limit of up to 3,000,000

200,000 including medical expenses in 2.1 with maximum limit of up to 5,000,000
350,000 including medical expenses in 2.1 with maximum limit of up to 5,000,000

Summary of Coverage
Maximum Benefits (THB)
Essential (Asia/ Pacific) Standard (Worldwide exclude USA & Canada) Superior (Worldwide include USA & Canada)
3. Hospitalization Confinement Cash Benefit 2,000 / day maximum limit is not more than 50,000 4,000 / day maximum limit is not more than 100,000 4,000 / day maximum limit is not more than 150,000

Summary of Coverage
Maximum Benefits (THB)
Essential (Asia/ Pacific) Standard (Worldwide exclude USA & Canada) Superior (Worldwide include USA & Canada)
4. Third Party Travel Liability and Legal Expenses Benefit
3,000,000

Legal Expenses maximum limit is not more than 1,000,000

4,000,000

Legal Expenses maximum limit is not more than 1,000,000

5,000,000

Legal Expenses maximum limit is not more than 3,000,000

Summary of Coverage
Maximum Benefits (THB)
Essential (Asia/ Pacific) Standard (Worldwide exclude USA & Canada) Superior (Worldwide include USA & Canada)
5.1 Emergency Medical Evacuation
4,000,000
4,000,000
4,000,000

5.2 Compassionate Visit
20,000
100,000
200,000

5.3 Return of Minor Children
50,000
100,000 200,000
5.4 Repatriation of Mortal Remains to Thailand

• Expenses for the return of the mortal remains
4,000,000
4,000,000
4,000,000

• Reasonable cost of funeral expenses overseas
50,000
100,000
150,000

5.5 Emergency Telephone Charges for engaging assistance services
500
2,000
4,000

Summary of Coverage
Maximum Benefits (THB)
Essential (Asia/ Pacific) Standard (Worldwide exclude USA & Canada) Superior (Worldwide include USA & Canada)
6.1 Trip Cancellation
50,000
50,000
50,000

6.2 Trip Curtailment
50,000
50,000
50,000

6.3 Aircraft hijack during the trip
Not applicable
5,000/24-hour maximum limit is not more than 100,000 10,000/24-hour maximum limit is not more than 200,000
6.4 Flight Delay
2,000/6-hour maximum limit is not more than 20,000 2,000/6-hour maximum limit is not more than 20,000 4,000/6-hour maximum limit is not more than 50,000
6.5 Kidnap and Hostage
Not applicable
5,000/24-hour maximum limit is not more than 100,000 5,000/24-hour maximum limit is not more than 100,000
6.6 Flight Diversion
Not applicable
Not applicable
30,000/6-hour maximum limit is not more than 30,000
6.7 Overbooked Flight
Not applicable
5,000
10,000

6.8 Missed Connecting Flight
Not applicable
2,000/6-hour maximum limit is not more than 20,000 4,000/6-hour maximum limit is not more than 20,000
6.9 Checked-in Baggage Delay
4,000/6-hour maximum limit is not more than 20,000 4,000/6-hour maximum limit is not more than 20,000 7,000/6-hour maximum limit is not more than 35,000

Summary of Coverage
Maximum Benefits (THB)
Essential (Asia/ Pacific) Standard (Worldwide exclude USA & Canada) Superior (Worldwide include USA & Canada)
7.1 Loss or damage of baggage & Personal Effect
10,000/

piece/

pair/set

maximum limit is not more than 40,000

10,000/

piece/

pair/set

maximum limit is not more 50,000

10,000/

piece/

pair/set

maximum limit is not more than 75,000

7.2 Loss of Money (Deductible 1,000 Baht) 6,000 6,000
6,000

7.3 Loss or damage of baggage & Personal Effect 10,000 15,000
30,000

Summary of Coverage
Maximum Benefits (THB)
Essential (Asia/ Pacific) Standard (Worldwide exclude USA & Canada) Superior (Worldwide include USA & Canada)
24-hour Emergency Medical Assistance Hotline Services Yes Yes Yes
24-hour Travel Assistance Hotline Services
Yes Yes Yes

Essential Plan cover countries: Bangladesh, Bhutan, Brunei Darussalam, Cambodia, China, Hong Kong, India, Indonesia, Japan, South Korea, Laos, Macau, Malaysia, Maldives, Mongolia, Myanmar, Nepal, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Vietnam, Australia and New Zealand, Fiji, Papua New Guinea, Guam, Solomon Islands, Vanuatu.

Standard Plan covers all countries except USA and Canada.

Exclusion Countries for all plans: Iran, Syria, Cuba, North Korea, North Sudan.

A maximum of 180 days coverage per trip with the Single Trip and a maximum of 90 days coverage per trip with the Annual Policy.

Sum insured for person aged 66 – 70 year-old and 6 months – 14 year-old will be reduced to 50% of sum insured specified in the table.

Medical expenses are limited to 2,000,000 baht for persons aged over 65 years old. This product is available to American Express Cardmembers until they reach the age of 70. Dependents of American Express Cardmembers must be aged between 6 months and 23 years to be eligible for the product benefits.

Coverage is intended for overseas travel and not in Thailand.

Suicide or attempted suicide or self –inflicted injury.

Any law, prohibition, or regulations by the government of any country.

Loss or damage related to drug addiction or genetic disorder.

Injury while the Covered Person is taking part in any form of racing in a vehicle or boat. Including horse racing, ski racing, jet-skiing, skating, boxing, parachute jumping (except for the purpose of life saving) and while getting on or off or traveling in a hot-air balloon or glider.

Injury while the Covered Person is driving or traveling on a motorcycle.

Pre-existing conditions

Dental treatment, except for first aid after an accident. This does not include the expense for dental reconstructive treatment, orthodontics, crowns, scaling or polishing, filling, or dentures.

Cancellations by the carrier or tour operator.

Any reason known to the Covered Person prior to applying for this insurance.

The terms of the policy (including conditions and exclusions) and the premium payable are dependent on the specific plan selected. It is important to carefully review the terms and conditions of the policy before purchasing insurance.

This is not a contract of insurance and the information provided does not constitute a contract. Full details of the product benefits are specified in the Policy.

Underwritten by Chubb Samaggi Insurance Public Company Limited

For more information, please contact

Chubb Samaggi Insurance Public Company Limited

Tel. (+66) 2611 4220

Monday - Friday, from 8:30am to 19:00pm

The material on this website is intended for information purpose only. Please refer to the policy wordings for the exact terms and conditions;
This plan is underwritten by Chubb Samaggi Insurance Public Company Limited ("Chubb"). Chubb is licensed and regulated by the Office of Insurance Commission in Thailand and is solely responsible for all coverage and compensation under the policy;
American Express (Thai) Co., Ltd. ("We/we/us") identifies insurance providers and products that may be of interest to you. In this role, we do not act as an agent or fiduciary for you or Chubb (or both). We want you to be aware that we receive a fixed fee from Siam Liberty Insurance Broker Co. Ltd.
Certain American Express (Thai) Co., Ltd, Card products include Travel Insurance. All you need to do to activate the coverage is to charge the eligible travel items with the Card. For further details, please call Chubb Customer Service hotline at (+66) 2611 4114.

Terms and Conditions

Instant Travel Protection is underwritten by Chubb Samaggi Insurance Public Company Limited and distributed by Siam Liberty Insurance Broker Co. Ltd. Chubb Samaggi Insurance Public Company Limited is American Express (Thai) Co., Ltd’s preferred partner.

Summary of Coverage	Maximum Benefits (THB)
Summary of Coverage	Essential (Asia/ Pacific)	Standard (Worldwide exclude USA & Canada)	Superior (Worldwide include USA & Canada)
1.1 Travel Accident in Public Conveyance	5,000,000	7,000,000	10,000,000
1.2 other Travel Accident	2,500,000	3,500,000	5,000,000

Hotline Services Summary of Coverage Maximum Benefits (THB) Essential (Asia/ Pacific) Standard (Worldwide exclude USA & Canada) Superior (Worldwide include USA & Canada) 24-hour Emergency Medical Assistance Hotline Services Yes Yes Yes 24-hour Travel Assistance Hotline Services Yes Yes Yes

Key Exclusions Suicide or attempted suicide or self –inflicted injury. Any law, prohibition, or regulations by the government of any country. Loss or damage related to drug addiction or genetic disorder.

Medical Expenses due to accident or sickness Exclusions Pre-existing conditions Dental treatment, except for first aid after an accident. This does not include the expense for dental reconstructive treatment, orthodontics, crowns, scaling or polishing, filling, or dentures.

Flight Delay Exclusions Cancellations by the carrier or tour operator. Any reason known to the Covered Person prior to applying for this insurance.