American Express

Credit Card

 


 

Card Type
Credit Card

 

 

 

Annual Fee
Basic Card: 1,926 baht per year (inclusive of VAT)

Supplementary Card(s): Free for the first 2 Cards and

1,284 baht per year (inclusive of VAT) for the

3rd Card onwards

 

Rewards Program: Membership Rewards
                                                       

Spending Limit: up to 3 times or 5 times of the average monthly income (depending on the case).

Platinum Edge card art

Interest rates and credit usage fees for just 12.99%1

 

Spend more as you wish with lower interest rates and usage fees of just 12.99% per year for purchases of goods and services when you choose to pay the minimum monthly amount.

 

 

 

Membership Rewards3


Enjoy a world of rewards in the Membership Rewards program with a selection of precious prizes in various categories such as travel, shopping, electronics, dining vouchers and much more.You can enjoy the Membership Rewards points in the Basic Membership Rewards program instantly and Membership Rewards points never expire.

Annual fee waiver for next year2

You will be eligible for an annual fee waiver for next year, both for the Basic Card and the third Supplement Cards onwards, when you spend with an American Express Credit Card from 150,000 baht or more per year. The company will include the total amount from the monthly payment in the calculation of privilege to waive the annual fee for next year.

 

Contactless Technology

 

An easy way to pay for anything up to THB 1,500 with your American Express Card. Simply hold your Card close to the reader, wait for the confirmation and you're done. Click here to learn more.

 

Financial Freedom

Indulge in a life of great value with increased mobility.

 

Spend more as you wish with reduced interest rates and usage fees of just 12.99% per year for purchases of goods and services when you choose to pay the minimum monthly spending that helps reduce the interest burden, giving you the freedom to pay your remaining balance comfortably and quickly.

 

 

 

 

 

You can withdraw cash up to 100% of the credit limit or up to 1,000 US Dollars every 28 days from more than 520,000 ATMs around the world that attached with an ATM Pool or Express Cash symbol with a 3% service fee (subject to VAT).

Product Warranty

 

Product return guarantee4

 

Product return guarantee is provided for your peace of mind for the products specified in the insurance certificate which are purchased at a price not less than 1,000 baht and paid by the American Express Credit Card for personal use only.

 

Within 7 days from the date of purchase, if you are not satisfied with the product and the seller refuses to accept the return, you can return the product to the insurance company. The company will pay back within the value equal to the purchase price or up to 10,000 baht per item, with a limit of 32,000 baht per calendar year.

 

 

 

 

Warranty of product price guarantee4

 

Warranty of product price guarantee covers the products that you buy and pay with the American Express Credit Card. In the event that within 15 days from the date of purchase, there is any adverstisement of the similar product that offers at a lower price than indicated on the printed materials with a specific date, the insurance company will pay you for the difference in prices of the product. The difference in prices must not less than 500 baht with a maximum of 10,000 baht per product and with a limit of 32,000 baht per calendar year.

 

Product protection plan4

 

Product protection plan covers the speficied products under the plan in case of repairing, replacement or compensation for damaged products at the discretion of the insurance company within 30 days from the date of purchase. This protection plan applies for products purchased for personal use or purchased as a gift and paid with the American Express Credit Card. The maximum coverage is 48,000 baht per product with a limit of 240,000 baht per year.


Additional Services

American Express Credit Card Services

Platinum Service

 

 

 

American Express Credit Card Customer Service

 

Our Customer Service is ready to support and answer all your queries. You can inquire about Card accounts whether for personal, social, or business agendas. You can check your payment, spending balance and Membership Rewards program for 24 hours a day by simply call 0 2273 5999.

 

Express Gift service

 

Deliver your wishes on those special occasions through the delivery of Express Gift's basket set that facilitates you without having to spend time shopping by yourself. Just order with the American Express Credit Card and the gift set that has been beautifully organized will be delivered to the designated recipient, usually within the next day. The service is ready for you at 0 2273 5999.

 

Auto Pay service

 

Simplify your life today by using the automatic monthly payment service through the American Express Credit Card. This service allows you to pay with a single American Express Card to help reduce the hassle in each month and reduce the mistake of paying multiple services at the same time.

 

Documents and Useful Information

 

Purchase Protection Insurance Certificate

 

You can read and download full details of Purchase Protection Insurance Certificate here.

 

 

 

Return Guarantee Insurance Certificate

 

You can read and download full details of Return Guarantee Insurance Certificate here.

 

 

 

Details of Interest Rate, Penalty Charge, Fees and Other Service Charges 

 

You can read and download full details of interest rate, penalty charge, fees and other service charges here.

 

 

 

 

Best Value Guarantee Insurance Certificate

 

You can read and download full details of Best Value Guarantee Insurance Certificate here.

 

 

 

Terms and Conditions: American Express Credit Card


You can read and download full Terms and Conditions of American Express Credit Card here.

 

 

 

Example of Interest and Credit Usage Fee Calculation for Minimum Payment or Partial Payment and Cash Advance Usage


You can read and download the example of of interest and credit usage fee calculation for minimum payment or partial payment and cash advance usage calculation here.

 

 

 

Apply for American Express Credit Card

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American Express Platinum Card

Platinum Rewards

Earn 1 point for every 25 baht spent. If you spend at any of our Platinum Partners, you can earn an incredible total of 10 Membership Rewards points. 

 

 American Express Gold Card

Membership Rewards

Accumulate points redeemable for free Travel, Dining, Entertainment, Shopping and Unique Experiences.