The American Express®

Gold Card




Card type
Charge Card

Annual fee
3,210 Baht (inclusive of VAT)


Rewards Program : Membership Rewards

Spending Limit : No-preset spending limit but up to 3 or 5 times of monthly average income for compliance with Bank of Thailand notification (as the case may be)

Interest on purchases : No interest charge - just pay your balance in full every month

Platinum Card card art

Membership Rewards1

Accumulate points redeemable for rewards of your lifestyle, including shopping, travel, dining, entertainment and unique experiences within the stipulated program period.






American Express Gold Card Benefit Book, click here



Travel Insurance & Purchase Protection2

Extra value when you travel with Travel Accident Insurance and Travel Inconvenience Insurance or for your peace of mind, Card purchases covered at no extra cost under the Purchase Protection Plan, Return Guarantee, and Best Value Guarantee policies.



Financial Flexibility


The perfect choice for those who value even higher levels of service and recognition.


No pre-set spending limit3

The Gold Card gives you the freedom to spend without any pre-set spending limit, you can usually spend as much as you have shown us you can afford based on your past payment patterns and personal resources. All we ask is

that you pay your Card account in total and on time each month.


0% WISE PAY Installment Plan

0% WISE PAY Installment Plan is the effective way to financial flexibility

and money management. You can enjoy extraordinary purchasing power

with first-class and hassle-free service in here.




Insurance Benefits

for Greater Peace of Mind



Complimentary Travel Accident Insurance

Purchase your tickets with the Gold Card and you're automatically covered for up to Baht 2 million in our Travel Accident Insurance Plan

for no additional cost. You, your spouse and children under 23 years old are insured against accidental death and dismemberment due to physical injury while traveling as a passenger in any scheduled commercial aircraft or any other form of public transportation.

Card members are also entitled to a complimentary Travel Inconvenience Plan. Benefits for any inconvenience caused by delayed luggage, lost luggage, as well as missed connection may be claimed.


Supporting documents are required when making claims from either travel plan.4


Please click here to learn about the Travel Accident Insurance for Gold Card members in full details.   



Global Assist

If you need emergency medical or legal assistance while traveling abroad, help in the form of a 24-hour local referral service is only
a collect call away: (66) 0 2091 2818.

A Global Assist representative will refer you to a doctor, lawyeror the nearest Thai consulate in your vicinity. Please inquire about the costs of professional fees prior to engaging these services as the fees will be charged to Card members who use the referred services.


Purchase Protection Plan


Shop with the Gold Card and you're protected,

at no extra costs. When you charge your purchases with the Gold Card, goods are automatically insured against accidental damage for the first 30 days.5


Please click here to learn about the Purchase Protection Plan for Gold Card members in full details.   





Gold Dining


Enhance your dining experience with special privileges from our selected fine dining restaurants at Thailand's leading hotels6.
Available from January 1 - December 31, 2024.

















Additional Services


The perfect choice for those who value even higher levels of service and recognition.

Platinum Service




24-hour Customer Service

For quiries regarding your account, including billing and redeeming your Membership Rewards points, or general Card information, you can call the Customer Service at 0 2091 2777 for 24 hours in every day.



Supplementary Cards

Increase the value of Gold Card's benefits by sharing the Card's convenience, flexibility and security with your family members who are over 20 years old with the Supplementary Cards. Charges made on Supplementary Cards will be billed to your account and they will be listed separately on your statement for your convenience.




The perfect choice for those who value even higher levels of service and recognition.

Membership Rewards1

A bonus program designed to reward Gold Card members for spending with the Card, Membership Rewards lets you accumulate points that can be redeemed for free shopping, travel, dining, entertainment and unique experiences within the stipulated program time period. Every Bath 25 you charge with the Card will automatically earn you a Membership Rewards point.


Membership Rewards PLUS1

A special feature of the Membership Rewards with additional privileges to redeem the rewards of your choice. Membership Rewards PLUS offers you a range of exclusive rewards that answers to your premium lifestyle. You can redeem for rewards with lesser redemption points than usual, or transfer points to the Frequent Flyer programs or Frequent Guest programs. These additional privileges require only Baht 1,000 annual fee. To enroll in Membership Rewards PLUS, please call 0 2091 2777.


Documents and Useful Information


for Gold Card members

Insurance Cetificate for Gold Card members

You can read and download full details of Insurance Cetificate for Gold Card members here.


Terms and Conditions: American Express Gold Card


You can read and download full Terms and Conditions of American Express Gold Card here.


Details of Interest Rate, Penalty Charge, Fees and Other Service Charges 


You can read and download full details of interest rate, penalty charge, fees and other service charges here.


Apply for American Express Gold Card

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American Express Platinum Card

Platinum Rewards

Earn 1 point for every 25 Baht spent. If you spend at any of our Platinum Partners, you can earn an incredible total of 10 Membership Rewards points. 


American Express Card

Membership Rewards

Accumulate points redeemable for free Travel, Dining, Entertainment, Shopping and Unique Experiences.