American Express with Google Pay ^TM - Frequently Asked Questions

• You can now use an eligible American Express Card with the Google Pay app to make contactless payments at retailers that accept American Express contactless payments.
• As an American Express Cardmember, you can also get the following feature in the Google Pay app on your Android device: 
• Real-time notifications and details about your purchases with your Card in the Google Pay app.
• See how to add your Card now
• Use of your Card in Google Pay is governed by your Cardmember Agreement, for Important Information about using your Card in Google Pay - Click here

Google also allows you to register other Cards and pay in many other ways using Google Pay, for more information about Google Pay click here.

• All Hong Kong American Express issued Cards are eligible for use with Google Pay. This includes American Express issued Personal and Small Business Cards. 
• If you have an American Express Card issued by a bank, please check with your issuer if you are eligible to participate by calling the number on the back of your Card. 
• See how to add your Card now

• You need to have a compatible NFC-enabled Android device and the Google Pay app. To download the Google Pay app or to check if your device is compatible with Google Pay, visit the Google Play Store. The Near Field Communication (NFC) is the technology which allows your Smartphone to communicate with the terminal at any Merchant accepting contactless transactions. 
• In order to use the Google Pay app, you must agree to Google’s terms of use and privacy policy. American Express has no control over Google’s decisions to change Google Pay or any of its services, products or software.

• We will never share your Card Account information with Google.
• To deliver you the best Google Pay app experience, we will share certain account information about each Card you have selected to use with Google Pay and will make that information available for display on your device, such as data for your recent purchases. For more information on Google Payments, please visit payments.google.com. If you have any additional questions about your device’s security features, please reach out to Google directly.  
• To understand which personal information Google will have access to once you register your Card you can find out more by reading Google's Privacy Policy.
  

• All of your payment information will be encrypted with Industry-standard SSL (secure socket layer) technology and stored on secure servers. 
• By using a virtual account number to represent your Card information, your Card details stay safe and secure as your plastic card details are never shown in the app or shared with the merchant when you make payments in store.
• Refer to the security settings on your device for further information.

• Your American Express Cardmember Agreement governs the use of your American Express Card in Google Pay. We also provide you with some Important Information when you first link your American Express Card to your Android device. You can find that Important Information here.

1. It’s simple to add your Card to your compatible Android device. Download and open the Google Pay app on your compatible Android device.

2. You may add a new eligible American Express  Card via the following methods:

• By following the on-screen prompts to take a picture of  your Card or
  
• Add your Card manually by entering your Card information or
• If a Card is already linked to a Google account, you can add it to Google Pay by confirming a few details.

3. Enter your Security Code (the 4 digit number on the front of your Card) and read the Important Information provided. (You will also need to accept Google Payments’ own terms and conditions which you can find here payments.google.com)               

• Important information: When linking your Card to your Android device you may see a pending charge in your AMEX app, on your online statement or via notification. This verifies the card is valid but will not get charged to your account.

• The first Card you add to your compatible Android device is automatically set as default for all contactless payment with Google Pay.
• To make American Express your default Card, you can drag and drop the selected Card to the default spot on the screen.
• See how to make a payment with the Google Pay app now.

• The Security Code for your American Express Card is the 4 digit, non-embossed number printed above your Card Account number on the front of your physical Card.
• For security reasons, you will be required to enter your Security Code when linking your Card to your Android device.

• For security purposes, when linking your Card to your Android device we may ask you to enter a one-time Verification Code to confirm your identity.
• This code is a unique series of numbers and/or letters that you can choose to receive by email or text message during the set-up process.
• Please note that you will need a working internet and/or data connection to receive a one-time verification code.
• Your one-time Verification Code may expire if you aren’t able to enter it within 10 minutes. You can request another code by selecting your preferred verification option again.
• If you opted to receive your one-time Verification Code by email but cannot find it in your inbox, please check your ‘Junk’ folder before requesting a new one.
• If you are unable to get a one-time Verification Code, please contact us at the number found at the back of your Card.