Individual Billing & Individual Payment

This option allows your employees to continue submitting expenses for reimbursement. Each Card Member receives a monthly statement and they are responsible for remitting payment to American Express. Card Members are responsible for settlement of their account based on your company's policy.

Central Billing & Central Payment

With this option, we send you a package with a consolidated statement and separate individual statements for each Card Member this allows you to make a single payment for all cards, improve your company’s cash flow, as well as increase convenience for your employees.

 Individual Billing & Central Payment

This option perfectly works with your expense management system.

Each Card Member submits an expense report in accordance with your company's policy. The company makes payment to American Express for all authorized charges. Card Members pay American Express directly for unapproved and personal charges.