American Express®
Corporate Card Program
Payment Methods
American Express offers a wide range of billing, payment and liability options. Select the options that match your company's particular needs.
Billing and Payment Options
American Express offers three billing and payment options to accommodate your company’s needs.
Please note that billing and payment types may be specified based on the screening result.
Individual Billing & Individual Payment
This option allows your employees to continue submitting expenses for reimbursement. Each Card Member receives a monthly statement and they are responsible for remitting payment to American Express. Card Members are responsible for settlement of their account based on your company's policy.
Central Billing & Central Payment
With this option, we send you a package with a consolidated statement and separate individual statements for each Card Member this allows you to make a single payment for all cards, improve your company’s cash flow, as well as increase convenience for your employees.
Individual Billing & Central Payment
This option perfectly works with your expense management system.
Each Card Member submits an expense report in accordance with your company's policy. The company makes payment to American Express for all authorized charges. Card Members pay American Express directly for unapproved and personal charges.
Need more information?
We'll help you customize an American Express® Corporate Card program for your business.
Liability Types
We offer you two liability types.
Please note that liability types may be specified based on the screening result.
Corporate Liability
The company shall be fully liable to American Express for all charges incurred on your accounts, except for certain types of unauthorized charges which are defined in the Terms and Conditions.
Combined Liability
The company and each Card Member shall be jointly and severally liable for all charges incurred by the Card Member; provided, however, that:
1. the company shall not be liable for charges;
- incurred by the Card Member that are personal in nature and which did not accrue a benefit to the company for legitimate business purposes or
- for which the company has reimbursed the Card Member.
The company is liable to pay American Express for all charges incurred from the date a Card Member’s or Account User’s authority to incur expenses on your behalf is terminated through to the date we receive notification from you of that termination.