Popular Personal Cards
Cards for Business Owners
Corporate Cards
Membership Rewards
Rewards Programs
Card Member Offers & Benefits
Small Business & Corporate
Foreign Exchange Services
Other Insurance
All Insurance Services
Popular Personal Cards
Cards for Business Owners
Corporate Cards
Membership Rewards
Rewards Programs
Card Member Offers & Benefits
Small Business & Corporate
Foreign Exchange Services
Other Insurance
All Insurance Services
For a more rewarding business solution, the American Express Gold Business Card is designed for you and your business.
Up to 50 days additional cash flow
By paying invoices with your American Express Gold Business Card you can extend your cash flow by up to 50 days1. That extra time frees up your cash to invest in your business and possibly earn interest on your funds.
Access to American Express Membership
Pay for business expenses on your Card and you’ll earn 1 Membership Rewards point for every $1 spent2.
Year-End Summary of charges
To save time and make it easier to reconcile your business expenses, a comprehensive year-end summary of charges can be provided at no extra cost.
The convenience of one consolidated monthly statement
Every purchase you make using your Gold Business Card will be covered in one consolidated monthly statement which also displays GST separately.
Easy online Account management
View your latest transactions daily, download your current statement, and download via MYOB, Quicken or MS Excel.
Complimentary overseas Travel Insurance
Purchase your airline tickets with a Gold Business Card, or Membership Rewards points, and you’ll receive complimentary overseas travel insurance3.
Business Trip Completion Cover
If a second employee must be sent to complete your business trip due to the seriousness of your injury or illness, we will pay your expenses up to $20,0003.
Transport Accident Card Account Waiver
If you are involved in a serious accident while travelling for business, your outstanding Card Account balance could be covered up to $20,0003.
Gold Business Card
Receive 50,000 Bonus Membership Rewards Points when you spend $1,000 on your new Gold Business Card within 2 months of your approval date. Offer ends 10 November 2021. New American Express Card Members only. Membership Rewards annual fee applies.5
The American Express
Business Card
1. Depending on when you make a purchase, when your statement is issued, and whether you are carrying forward a balance on your Account from your previous statement period.
2. An annual Membership Rewards fee of $50 applies.
3. For full details of the insurance cover, including terms, conditions and exclusions, please refer to the Insurance Terms and Conditions. Please be sure to read the Insurance Terms and Conditions carefully and be aware of its various terms, conditions and exclusions.
4. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records and financial resources known to us. Visit americanexpress.co.nz/fees for more information.
5. Offer only available to new American Express Card Members who apply by 10 November 2021, are approved and spend $1,000 on their new Card in the first two (2) months from the Card approval date. Card Members who currently hold or who have previously held any other Card product issued by American Express New Zealand Limited in the preceding 18 month period are ineligible for this offer. 50,000 Membership Rewards Bonus Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. Subject to the Terms and Conditions of the Membership Rewards Programme available at membershiprewards.co.nz. The American Express Gold Business Card has a standard annual fee of $95 and an annual Membership Reward fee of $50.
6. American Express approval criteria apply. Subject to Terms and Conditions. This offer is only available to those who reside in Australia. Employee Card Members must be over 18 years of age. The Employee Card Member is jointly and severally liable with the Primary Business Card Member and the Business for all charges made on the Employee Card.
