American ExpressAmerican ExpressAmerican ExpressAmerican ExpressAmerican Express

The American Express®
Gold Business Card

For a more rewarding business solution, the American Express Gold Business Card is designed for you and your business.

The American Express Gold Business Card

Maximise rewards and business travel

  • Receive 50,000 Bonus Membership Rewards Points when you spend $1,000 on your new Gold Business Card within 2 months of your approval date. Offer ends 10 November 2021. New American Express Card Members only. Membership Rewards annual fee applies.5
  • Up to 50 days’ additional cash flow1
  • Access to Membership Rewards2 (enrolment optional)
  • Complimentary overseas Travel Insurance3
  • Business Trip Completion Cover3
  • Transport Accident Card Account Waiver3
  • No pre-set spending limit4
  • Annual Card fee of $95
  • Employee Card6 fee of $70 each p.a.

The easy way to manage your business

Up to 50 days additional cash flow

By paying invoices with your American Express Gold Business Card you can extend your cash flow by up to 50 days1. That extra time frees up your cash to invest in your business and possibly earn interest on your funds.


Access to American Express Membership

Pay for business expenses on your Card and you’ll earn 1 Membership Rewards point for every $1 spent2.


Year-End Summary of charges

To save time and make it easier to reconcile your business expenses, a comprehensive year-end summary of charges can be provided at no extra cost.


The convenience of one consolidated monthly statement

Every purchase you make using your Gold Business Card will be covered in one consolidated monthly statement which also displays GST separately.


Easy online Account management

View your latest transactions daily, download your current statement, and download via MYOB, Quicken or MS Excel.

More great benefits for business travellers

Complimentary overseas Travel Insurance

Purchase your airline tickets with a Gold Business Card, or Membership Rewards points, and you’ll receive complimentary overseas travel insurance3.


Business Trip Completion Cover

If a second employee must be sent to complete your business trip due to the seriousness of your injury or illness, we will pay your expenses up to $20,0003.


Transport Accident Card Account Waiver

If you are involved in a serious accident while travelling for business, your outstanding Card Account balance could be covered up to $20,0003.

The American Express
Gold Business Card

Receive 50,000 Bonus Membership Rewards Points when you spend $1,000 on your new Gold Business Card within 2 months of your approval date. Offer ends 10 November 2021. New American Express Card Members only.  Membership Rewards annual fee applies.5

The American Express Gold Business Card

Need a Card that offers other business benefits?

The American Express
Business Card

  • No pre-set spending limit4
  • Access to Membership Rewards2 (enrolment optional)
  • Employee Cards6
  • Consolidated monthly statement
  • Transport Accident Cover3