With options that stretch from shopping to holidays, you'll find rewards to suit your taste.
Already a Card Member or looking to become one?
Choose an option below to see how our Card Membership gives you more rewards.
Whether you want to know more about Credit Card limits, interest rates, fees, or the increased security you have when travelling overseas with your American Express Card, here’s all the information you need.
Use your Card to earn Membership Rewards points and put them towards your next travel adventure, a new outfit, concert tickets and more of the things you love.
Turn points into travel
Transfer Membership Rewards points to any of our airline partner rewards programmes1, or by visiting any helloworld store2. You can also redeem Membership Rewards points for any flight at webjet.co.nz3.
Use points for purchases
Paying for purchases with American Express Membership Rewards points, or using a combination of points and payment, can be a great way to boost your cash flow4.
To do this, simply:
1. Log in to your Account online or via the Amex Mobile App.
2. Select the eligible transaction from your online Account.
3. You’ll receive a credit on your Account within 72 hours.
Shop with Points
Our partners make it easy to use Membership Rewards points to shop, watch live sport, or even visit the theatre. So, whether it’s a brand new TV or a great night out, Membership Rewards points could be the ticket to something you love.
Gift Cards
Use American Express Membership Rewards points for Gift Cards from a choice of travel, entertainment and retail partners including The Warehouse, Bunning, Countdown, Westfield, Farmers, Torpedo 7 and many more.
Earn extra points with
a Supplementary Card
A Supplementary Card can be linked to your Account and used by family or friends. It’s the perfect way to keep earning Membership Rewards points, as all points earned on Supplementary Cards are credited to the primary Card Member’s Membership Rewards Account.
No limit on points
you can earn
There’s no limit to the number of Membership Rewards points you can earn on American Express Credit Cards and they won’t expire as long as your Account is in good standing. When you consider the points you could potentially earn, there are advantages to using your Card whenever you pay for something.
Turn points into
experiences
Earn points on your everyday spend and then redeem those points for flights, accommodation, rental cars and more.
Earn more from
everyday spending
3 Membership Rewards points
per $1 spent at major supermarkets5
2 Membership Rewards points
per $1 spent at participating petrol stations5
1 Membership Rewards point
per $1 spent on all other purchases5
Maximise points earned
on every purchase
2 Membership Rewards points
per $1 spent on your Card6
Receive a $200 Platinum Travel Credit
each year, which can be redeemed for pre-paid airfares, car hire or hotel bookings7
Complimentary access for you and a guest to over 1,000 airport lounges with Priority Pass™8
Complimentary domestic and international Travel Insurance Cover
Turn Airpoints Dollars™ into travel
Redeem your Airpoints Dollars for flights to more than 1,300 Air New Zealand destinations, in 190 countries10. Plus you can use your Airpoints for accommodation, car rental and more.
Explore eligible Cards
The fastest way
to earn Airpoints
1 Airpoints Dollar
for every $59 you spend11
The fastest way
to earn Airpoints Dollars
with no annual fee
1 Airpoints Dollar
for every $100 you spend12
Airpoints™
Earn Airpoints
Dollars™ fast
Rewards
Earn points from
everyday spending
Platinum
Premium benefits
and services
No Annual Fee
Card Member benefits
with no annual fee
Whether you want to know more about Credit Card limits, interest rates, fees, or the increased security you have when travelling overseas with your American Express Card, here’s all the information you need.
Terms and Conditions
1. To transfer Membership Rewards points into an airline partner programme or a frequent guest partner programme, you must be a Member of the partner programme. Membership of the partner programme is the Card Member's responsibility and is subject to the terms and conditions of the applicable programme. A joining fee may apply. Minimum redemption amounts apply. Partners are subject to change. Visit membershiprewards.co.nz for details.
2. Points are only redeemable in store. A minimum of 10,000 points must be redeemed at any one time. Subject to the Terms and Conditions of the American Express Membership Rewards programme.
3. Partner terms and conditions apply. Available to New Zealand enrollees who reside in New Zealand only. Enrolment in the New Zealand American Express Membership Rewards Programme is required. A fee may apply. Flights are subject to availability. American Express accepts no responsibility for any information passed by you to Webjet. A minimum of 10,000 points must be redeemed at any one time. If using 'Points + Pay' the pay amount will be automatically billed to your Card Account and will appear on the first billing statement following redemption.
4. Points will be debited from your Membership Rewards account and a credit placed on your Card in line with the points chosen to be used for the Eligible Charge. A minimum of 1,000 Membership Rewards points is required for any Use Points for Your Charges transaction. Any credit to your Card Account cannot exceed the amount of the relevant Eligible Charges. A credit will appear on your statement identified as “Membership Rewards Credit”. Points will be debited immediately and the credit will take up to 72 hours to appear online. Credits processed after the Card Account’s statement closing date will appear in the following statement. You are still responsible for payment of the amount due on your Card Account by the due date. Use Points for Charges is not redeemable for cash via Credit balance refund. American Express will select and display each eligible charge for Use Points for Your Charges (“Eligible Charge”) and the Points required to pay for the Eligible Charge. Each Eligible Charge must: (a) appear within the first 150 transactions of the Online Statement of the Summary of Accounts page; (b) be redeemed within 2 months of the charge appearing on your Card Account; (c) not currently or have previously been disputed; and (d) not be a fee. Eligible Charges, including the points rate required to pay for the Eligible Charge, may be changed at any time without notice. Use Points for Your Charges transactions can only be completed online. Use Points for Your Charges is available only to Basic Card Members enrolled in the New Zealand Membership Rewards programme and is subject to the full Membership Rewards Terms and Conditions.
5. Subject to the Terms and Conditions of the Membership Rewards Programme available at membershiprewards.co.nz. Participating retailers include the following merchants who have been classified as "major supermarkets": Countdown, Countdown Online, Farro Fresh, FreshChoice, New World, Nosh, PAK'nSAVE and SuperValue. Participating retailers include the following merchants who have been classified as "major petrol stations": BP, Caltex, GAS (Gasoline Alley Services), Gull, Mobil, Shell and Z. Exceptions may apply if an individual merchant trading as one of the above named retailers does not accept American Express as a form of payment. Purchases at major supermarket & major petrol station retailers are only eligible for additional points if the transactions are made in New Zealand.
6. Subject to the Terms and Conditions of the Membership Rewards Programme available here.
7. $200 Travel Credit. Card Members are eligible for one $200 Travel Credit per year on annual Card fee renewal date. The $200 Travel Credit can be redeemed against any single eligible travel booking when booking online through americanexpress.co.nz/travel or by phone through your Platinum Travel Service. If the full Travel Credit amount is not redeemed against a single travel booking then the remaining amount will be forfeited. The Travel Credit can be used for 365 days from date of issue and cannot be carried forward to any subsequent year. Supplementary Card Members and American Express Platinum Business Cards are not eligible for this benefit. Refunds may be permitted based on supplier cancellation policy. The amount refunded will be the value of the booking, less supplier fees and the $200 contributed by American Express. There is no refund on the $200 credit. If a booking has been cancelled the Travel Credit for that year will be forfeited. Changes to bookings are permitted subject to supplier terms and conditions. Booking amendment fees may apply. Membership Rewards points will not be earned on the Travel Credit. Travel Credit redemptions made through americanexpress.co.nz/travel or by phone, is applicable to eligible Flight, Hotel and Car Hire bookings only. The credit may not be used towards Hotel and Car Hire bookings that are reserved on the American Express Travel website where payment is made directly to the supplier (e.g. FINE HOTELS & RESORTS).
8. Priority Pass. Subject to the Terms and Conditions of the Priority Pass™ program. Priority Pass is an independent airport lounge access program. Primary Platinum Card Members and one nominated Additional Platinum Card Member per Account are eligible for Priority Pass membership. At any visit to a Priority Pass lounge that admits guests, you may bring in one guest at no charge. You will be charged the prevailing retail rate for any additional guests. Some lounges do not admit guests. Both the Primary and Additional Platinum Card Members must enrol into Priority Pass and may access participating Priority Pass lounges by presenting your Priority Pass card and airline boarding pass. In some lounges, Priority Pass member must be 21 years of age to enter without a parent or guardian. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, including house rules of participating lounges, and can be viewed at prioritypass.com. Please allow 4-6 weeks from enrolment to receive your Priority Pass card and membership package.
9. American Express Platinum Card Insurances are underwritten by Chubb Insurance New Zealand Limited (Company No. 104656) (Chubb) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Card Insurances and policy of insurance between American Express International (NZ), Inc. (Company Number 867929) (American Express) and Chubb. This product page does not take into account your objectives, financial situation or needs. It is important for you to read the Platinum Card Insurances and Assistance Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements.
10. Air New Zealand Conditions of Carriage and Airpoints Programme Terms and Conditions apply. Visit airnz.co.nz for full details.
11. Subject to the American Express Airpoints Platinum Card Benefits Terms and Conditions available here. Status Points and Airpoints Dollars are not earned on purchases of American Express Travellers Cheques, Gift Cheques or for purchases of Foreign Exchange, cash advances, balance transfers, interest, annual Card fees or other fees and charges billed to the Account. Air New Zealand Airpoints Programme terms and conditions also apply. Airpoints Dollars and Status Points earning rates are subject to change with reasonable notice.
12. Airpoints are earned in accordance with the American Express Airpoints Card Terms and Conditions. Exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for Traveller's Cheques, Gift Cheques and Foreign currencies or annual Card fees or other fees and charges billed to the Account. These do not earn Airpoints. For the full list of exclusions, please refer to the American Express Airpoints Card Terms and Conditions available here.
