Enjoy all the benefits, convenience and security of an American Express Credit Card or Charge Card – with the added bonus of accumulating rewards.
With an American Express Rewards Credit Card and Charge Card, you have the additional benefit of earning rewards virtually every time you use your Card. Whether it's KrisFlyer miles for your next vacation, rewards in the form of STAR$® from your Capitacard, or Membership Rewards® points which you can exchange for complimentary travel, special treats and unique experiences— there is definitely a Rewards Card* suitable for you.
*Different rewards Cards have different earn rates and Card benefits. Please refer to the individual Card pages for more information.
Spend S$1,500 in the first 3 months to receive 24,000 Membership Rewards points*
Shop, dine and travel in style with up to 50% savings on your total food bill, complimentary drinks all year round, and more
S$321 (inclusive of GST)
Show more Cards
Welcome bonus of 7,000 KrisFlyer miles the very first time you charge to your Card
S$176.55 (inclusive of GST) First Year Fee Waiver
50,000 Membership Rewards points with minimum spend of S$5,000 in first 6 months of Card Membership*
Enjoying rewards
Travel with points
Travel is one of the great joys in life. That’s why American Express offers our Cardmembers every opportunity do so with their Membership Rewards points. Whether you’re planning a business trip, a weekend away or an overseas holiday, American Express Travel Rewards can help you get there.
Choose from:
American Express Travel Online
Singapore Airlines Credit Cards
Pay with points
Paying for your purchases with your American Express Membership Rewards Points, or using a combination of Points and payment, can do wonders for your cash flow.
You can also use your Points to pay your annual fee on selected Cards, make a donation or redeem American Express Membership Rewards Points for a credit on your account. The choice is yours with American Express.
Shop with points
Our partners make it easy to use your Points to shop, watch live sports or even visit the theatre. With American Express Membership Rewards, use Points to make purchases at Amazon and Ticketmaster, so whether it's a new iPad or a night out, your Points could be the ticket to something you'll adore.
Gift Cards
Not sure what to give? A Gift Card or Voucher could be the perfect solution. Use your American Express Membership Rewards Points for Gift Cards or Vouchers from a wide range of our retail, entertainment and even travel partners.
Our gift Cards and Vouchers offer a unique gift that puts incredible choice in the lucky recipient's hands.
Refer friends. Get rewarded.
Your friends are a fast way to earn more rewards.
All you have to do is refer a friend to American Express and, if they're approved as a Card Member, you'll both get bonus Points. You could earn bonus KrisFlyer miles, Membership Rewards points by simply referring your friends. Terms and conditions apply. Available for selected products only.
Earn extra points with a supplementary Card
American Express Supplementary Cards are an ideal way to maximise your Membership Rewards earning potential. Every eligible purchase made by your Supplementary Card members earns points directly to your Account, and they can enjoy many of the same great Card benefits and protections that you do.
Maximise your Points
As an American Express Cardmember you can make more of your passions with exclusive access to a wide range of entertainment events and special benefits at over 400 restaurants around the world.
Get a chance to buy tickets for the hottest shows - often before they go on sale to the public. We also reserve some of the best seats for the best shows for Cardmembers.
Look forward to special dining benefits at select restaurants including either a 20% discount off your food bill, a complimentary bottle of wine, or a complimentary starter/dessert.
American Express rewards Credit Cards offer you:
*Superscript (1) & (2) : for selected cards only.
24/7 Customer Service
Whenever you need us, wherever you are, our Customer Care Professionals are available 24/7 by phone, text, email or mail. Our Global Assist® team provides immediate personal advice almost anywhere in the world, anytime of the day or night.
Card security and protection
All American Express cards feature Chip and PIN technology and all transactions are processed through our own Secure System to minimise the risk of fraud, whether you use your Card at home or abroad.
Our early detection systems monitor potentially fraudulent activity, and our Fraud Protection Guarantee means that in the unlikely event you are a victim of Card fraud, and you have taken reasonable care with your Card, you won't be held responsible for any costs linked to the fraudulent activity.
Accepted around the world
American Express Air Miles Cards are accepted all over the world. Your spend is converted as soon as we process the transaction. The American Express exchange rate is set daily. If you are paying in US dollars, the amount will be converted directly to Singapore dollar. If you are paying in another currency, this will be converted to US dollars and then to Singapore dollar.
Manage your Account online or on your mobile
Register online and manage your account whenever you choose to, online or on your mobile. View your current balance, have updates sent to your phone, pay your bills easily, and manage your rewards points at your convenience.
To save time, use the following checklist to see if you meet our standard eligibility criteria:
I am aged 21 or over
I have an income that meets the minimum for the Card I am interested in
Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.
Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.
Get an instant decision within 60 seconds
Step 1: Submit your Card application online and receive instant decision within 60 seconds!
Step 2: If your Card application has been conditionally approved, you will receive further instructions to upload the required supporting documents.
Step 3: Once we have received and verified all required supporting documents, your Card will be approved and you will receive your Card in the next 3 to 5 business days.
Please refer to individual card pages for eligibility requirements.
First year fee waiver Cards - Get the most out of your Card with no annual fee for the first year.
A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. It offers both convenience and value.
SOME OF OUR FEATURED FIRST YEAR FEE WAIVER CARDS
Singapore Airlines Credit Cards - Get the most out of life.
Accumulate KrisFlyer miles on virtually every dollar you spend on your Card plus we'll transfer your miles straight to your KrisFlyer account each month.
SOME OF OUR FEATURED SINGAPORE AIRLINES CARDS
Cashback Credit Cards - Earn Cashback everyday.
The American Express True Cashback Credit Card gives you all the benefits and convenience of an American Express Credit Card, whilst earning your Cashback on almost everything you buy.
SOME OF OUR FEATURED CASHBACK CARDS
Rewards Cards - Get the most out of life.
Enjoy all the benefits, convenience and security of an American Express Card – with the added bonus of accumulating Rewards points which offer you the flexibility to redeem for points for flights, hotels, gift cards and exclusive dining promotions with eligible Cards.
SOME OF OUR FEATURED REWARDS CARDS
Air Miles Cards - Get the most out of life.
With the ability to earn KrisFlyer miles or Membership Rewards points on practically every purchase and often additional travel benefits like lounge access, complimentary travel protection and 24/7 global Card support.
SOME OF OUR FEATURED AIR MILES CARDS
Premium Cards - Earn Membership Rewards points or premium rewards.
For service and benefits that are second to none, reward yourself with a Premium Card for your platinum lifestyle.
SOME OF OUR FEATURED PREMIUM CARDS
Find a type of Card to suit your needs
Explore our range of Cards, you're bound to find something to suit your needs and lifestyle.
