Child on beach with balloon - American Express

American Express Rewards Cards


Enjoy all the benefits, convenience and security of an American Express Credit Card or Charge Card – with the added bonus of accumulating rewards.

Why choose a rewards Card from American Express?


With an American Express Rewards Credit Card and Charge Card, you have the additional benefit of earning rewards virtually every time you use your Card. Whether it's KrisFlyer miles for your next vacation, rewards in the form of STAR$® from your Capitacard, or Membership Rewards® points which you can exchange for complimentary travel, special treats and unique experiences— there is definitely a Rewards Card* suitable for you.


*Different rewards Cards have different earn rates and Card benefits. Please refer to the individual Card pages for more information.

Friends having cake and coffee - American Express

Our rewards Credit Cards and Charge Cards

Spend S$1,500 in the first 3 months to receive 24,000 Membership Rewards points*

  • 50% more Membership Rewards points at your choice of 5 places in Singapore*
  • Up to 50% savings with American Express Selects® at a wide selection of restaurants
  • Exclusive Travel Deals
  • No-Worries Guarantee*
Receive S$60 CapitaVoucher when you spend S$1,500 in your first 3 months (awarded in STAR$®).
S$171.20 (inclusive of GST) First Year Fee Waiver.
  • Receive an American Tourister Erie 67/24 Luggage (worth S$200) when you spend an additional S$3,000 within the first 3 months upon Card approval.
  • Earn 5 STAR$® for every S$1 spent on eligible purchases.
  • Earn 3X STAR$® when you spend in CapitaLand Malls.
  • Enjoy Complimentary 3-hour parking per mall, per day across participating CapitaLand Malls when you spend S$1,200 in a calendar month.
  • Receive S$20 CapitaVoucher for each approved Supplementary Card, limited to the first 2 approved Cards.

Shop, dine and travel in style with up to 50% savings on your total food bill, complimentary drinks all year round, and more.


S$321 (inclusive of GST).


  • Receive 1 Night Stay at Swissôtel The Stamford Singapore worth S$529 upon Annual Fee payment.
  • Receive an additional Samsonite Sigma 76cm Expandable Spinner worth S$600 when you spend  S$4,500 within the first 3 months of Card Approval.
  • Enjoy Love Dining @ Restaurants privileges which offers up to 50% savings on food orders at a handpicked selection of popular restaurants
  • Love Dining @ Hotels offers you exceptional year-round privileges and savings of up to 50% on food bills for unlimited visits at selected 5 star hotels around Singapore.
  • Enjoy a complimentary drink with purchase of at least one item from the merchant’s menu at over a dozen fashionable bars in Singapore.
  • Receive S$20 CapitaVoucher for each approved Supplementary Card, limited to the first 2 approved Cards. Click here for more details.

Enjoying rewards


Key benefits at a glance


American Express rewards Credit Cards offer you:


  • A welcome bonus(1) to get you started
  • The ability to earn rewards, KrisFlyer Miles or STAR$ on virtually all your spend
  • Purchase protection
  • Online fraud guarantee
  • Travel Inconvenience and/or Travel Accident benefits(2)
  • 24/7 customer service
  • Access to American Express Selects and Invites


*Superscript (1) & (2) : for selected cards only.





To save time, use the following checklist to see if you meet our standard eligibility criteria:


I am aged 21 or over 

I have an income that meets the minimum for the Card I am interested in

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.


Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.

Get an instant decision within 60 seconds


Step 1: Submit your Card application online and receive instant decision within 60 seconds!


Step 2: If your Card application has been conditionally approved, you will receive further instructions to upload the required supporting documents.


Step 3: Once we have received and verified all required supporting documents, your Card will be approved and you will receive your Card in the next 3 to 5 business days.


Please refer to individual card pages for eligibility requirements.

Explore our types of Cards

First year fee waiver Cards - Get the most out of your Card with no annual fee for the first year.


A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. It offers both convenience and value.

Singapore Airlines Credit Cards - Get the most out of life.


Accumulate KrisFlyer miles on virtually every dollar you spend on your Card plus we'll transfer your miles straight to your KrisFlyer account each month.

Cashback Credit Cards - Earn Cashback everyday.


The American Express True Cashback Credit Card gives you all the benefits and convenience of an American Express Credit Card, whilst earning your Cashback on almost everything you buy.


Rewards Cards - Get the most out of life.


Enjoy all the benefits, convenience and security of an American Express Card – with the added bonus of accumulating Rewards points which offer you the flexibility to redeem for points for flights, hotels, gift cards and exclusive dining promotions with eligible Cards.

Air Miles Cards - Get the most out of life.


With the ability to earn KrisFlyer miles or Membership Rewards points on practically every purchase and often additional travel benefits like lounge access, complimentary travel protection and 24/7 global Card support.

Premium Cards - Earn Membership Rewards points or premium rewards.


For service and benefits that are second to none, reward yourself with a Premium Card for your platinum lifestyle.

Credit and Charge Cards explained


Has talk of interest, annual fees, rates and percentages left you feeling confused?

Our simple Credit and Charge Card Guides are a great place to start.

Find a type of Card to suit your needs

Explore our range of Cards, you're bound to find something to suit your needs and lifestyle.