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Basic Card

Taking care of the basics

Spending limit
No pre-set spending limit
No interest charges
Just pay off your balance in full each month
Annual fee
No annual fee
Product Terms Read summary box


World-class service

As you might expect from American Express, the service is anything but basic. Every time you call us, the first person you speak to will be your contact until the matter is resolved. But that’s just the start of what we can do for you.
  • Customer service 24/7
  • Make your next night out a memorable one with American Express Invites , enjoy access to some of the most in-demand music, film and theatre events in town.
Eligibility
To apply for the Basic Card, you will need to confirm the following.
  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have no history of bad debt
Important Information
Please ensure that you have read and downloaded these important documents before starting your application.
American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board


Need help completing your application? Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.

Ready to apply?

As you might expect from American Express, the service is anything but basic. Every time you call us, the first person you speak to will be your contact until the matter is resolved. But that’s just the start of what we can do for you.
The Basic Card is offered by American Express Services Europe Limited. Click here for more information.
Apply Now