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Basic Card

Basic Card

Taking care of the basics

Key Information

Spending LimitNo pre-set spending limit
Annual FeeNo annual fee
No Interest ChargesJust pay off your balance in full each month

Check your eligibility

The Basic Card

  • Only takes a couple of minutes to complete
  • Will not impact your credit rating
  • Allows you to apply with confidence

All Benefits


To apply for the Basic Card, you will need to confirm the following.
  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have no history of bad debt

Important Information

Please ensure that you have read and downloaded these important documents before starting your application.
American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board
Need help completing your application? Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.

American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

Ready to apply?

Ready to apply?
The Basic Card is offered by American Express Services Europe Limited.
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