Key Information
Spending LimitNo pre-set spending limit
No Interest ChargesJust pay off your balance in full each month
Annual FeeNo annual fee
Check your eligibility
The Basic Card
- Only takes a couple of minutes to complete
- Will not impact your credit rating
- Allows you to apply with confidence
Featured Benefits
No Pre-set Limit
Benefit from no Pre-set spending limit
American Express Experiences
Make your next night out a memorable one with American Express Experiences , enjoy access to some of the most in-demand music, film and theatre events in town.
24/7 Customer Service
Eligibility
To apply for the Basic Card, you will need to confirm the following.
- I am aged 18 or over
- I have a current UK bank or building society account
- I have a permanent UK home address
- I have no history of bad debt
Important Information
Please ensure that you have read and downloaded these important documents before starting your application.
- Read Terms and Conditions
- Statement of Lender and Borrower Responsibilities
- Cardmember Privacy Statement
American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board
Need help completing your application? Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.
American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
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