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Platinum Cashback Everyday Credit Card

New Cardmembers get 5% cashback on your purchases (up to £100) for the first three months of Cardmembership.
Representative 22.9% APR variable 
Representative Example

Representative APR
22.9% APR variable
Annual fee
Based on £0
Credit Limit
Assumed credit limit of £1,200
Purchase Rate
22.9% variable for purchases
Product Terms Read summary box

Key Benefits


Get 5% cashback on your purchases (up to £100) for the first three months of Cardmembership


Earn cashback on purchases with a Card that has no annual fee.


Enjoy the freedom of paying off your balance in full or over several months. Terms apply.


Enjoy carefully selected offers from our range of retail and travel partners.

Reward Yourself

  • Earn a welcome cashback bonus
  • Earn cashback on purchases
  • No cap on the cashback you earn annually
Read more

Travel Benefits

  • Travel accident insurance
  • Global Assist®
Read more

World-class service

  • American Express offers
  • American Express Invites®
  • Supplementary Cards
  • Purchase and refund protection
  • Fraud guarantee
Read more
Reward yourself
Earn a Welcome Cashback Bonus
Enjoy a generous 5% cashback on the purchases you make for the first three months, up to £100 cashback. The only hard part is choosing what you’re going to turn all that cashback into.
No limit on cashback
Remember there is no cap on how much cashback you can earn in a year.
Earn cashback on purchases
After the first three months of Cardmembership you’ll earn up to 1% cashback, depending on how much you spend on the Card:
  • Spend £0 to £5,000 and receive 0.5% cashback on purchases
  • Spend over £5,000 and receive 1% cashback on purchases
The more purchases you make on your Card, the more cashback you can earn. As long as you spend a minimum of £3,000 in your Cardmembership year, every full £1 you spend on purchases qualifies for cashback.
Refer friends, get rewarded
Get a cashback boost. Refer your friends and earn a £20 bonus for each approved referral – up to £150 a year.
Travel benefits
Travel Accident Insurance
Travel Accident Insurance up to £150,000 on public transport when you buy your ticket with your Card.
Global Assist
Global assist provides 24/7 help whenever you are travelling outside the UK.
World-class service
American Express Offers
Enjoy carefully selected offers from our range of retail and travel partners. Simply choose the offers you like, save them to your Card and then spend in line with the offer requirements.
American Express Invites®
Enjoy access to purchase tickets to some of the most in-demand music, film and theatre events in town.
Complimentary Supplementary Cards
Earn cashback faster. Share the benefits of your Platinum Cashback Everyday Credit Card with those closest to you and earn cashback for their purchases.
Purchase and Refund Protection
Purchase and Refund Protection covers eligible items purchased using the Card.
Fraud Guarantee
If you don't recognise a purchase, we'll remove it from your Account immediately and investigate it for you.
Your Platinum Cashback Everyday Credit Card is accepted all over town.
To save time before you apply for your Platinum Cashback Everyday Credit Card, it’s best to make sure you can say yes to the following.
  • I am aged 18 or over
  • I understand I will not be eligible for a Welcome Cashback Bonus if I hold or have held any personal American Express Cards in the past 24 months
  • I have a permanent UK home address
  • I have a current UK bank or building society account
  • I have no history of bad debt
If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.
Important Information
Applicants must be 18 years old or over and approval is subject to status. Please ensure that you have read and downloaded these important documents before starting your application.
American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board

Need help completing your application?
Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.

Ready to apply?

Get 5% cashback on your purchases (up to £100) for the first three months of Cardmembership
Representative 22.9% APR variable.
The Platinum Cashback Everyday Credit Card is offered by American Express Services Europe Limited. Click here for more information.