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The American Express® Rewards Credit Card
The American&nbsp;Express<sup>®</sup> Rewards Credit&nbsp;Card
Earn Membership Rewards® Points on every £1 spent
Representative APR: 22.2% APR variable
Apply Now

New Cardmember Offer

Earn 5,000 Membership Rewards® points

when you spend £2,000 in your first three months of Cardmembership

Representative Example

Representative APR22.2% APR variable
Annual FeeNo annual fee
Credit LimitAssumed credit limit of £1,200
Purchase Rate22.2% variable for purchases

All Benefits

Reward Yourself
Welcome Bonus
Redeem your Membership Rewards Points
American Express Offers
American Express Experiences
Invite Friends, get Rewarded
Travel Benefits
Global Assist®
Travel Accident Insurance
World-class Service
Complimentary Supplementary Cards
Refund Protection
Purchase Protection
Fraud Guarantee
Receive your Card in the Post


To save time before you apply for your American Express® Rewards Credit Card, it’s best to make sure you can say yes to the following.
  • I am aged 18 or over.
  • I have a current UK bank or building society account.
  • I have a permanent UK home address.
  • I have no history of bad debt.
  • I understand I will not be eligible for any Welcome Bonus award if I hold or have held any personal American Express Card in the past 24 months.
If you can say yes, go ahead. Your application could take less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.

Product Terms

Please ensure that you have read and downloaded these important documents before starting your application.

Apply today and get a decision in as little as 60 seconds.

Apply today and get a decision in as little as 60 seconds.
The American Express Rewards® Credit Card is offered by American Express Services Europe Limited.