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Travel Rewards

The Preferred Rewards Gold Card

Enjoy travel rewards with choice. Earn double Membership Rewards points3 on your travel spend, then redeem your points with a huge range of travel partners including British Airways, Delta, Europcar, Eurostar, Hertz, Hilton, Singapore Airlines and Virgin Atlantic to name just a few.

Plus earn double points on petrol and supermarket purchases in your first year, and double points on spend while you're abroad.

Key features
  • Welcome bonus
    Apply now and earn 20,000 bonus points when you spend £2,000 in your first three months1.

  • First year free
    Save £125 in your first year of Cardmembership. Apply now for your first year free.

    2 points for every full £1 spent and charged at most supermarkets and petrol stations in your first year.3Plus spend £15,000 or more during any Cardmembership year and earn an additional 7,500 bonus points when you renew your Card.4

  • Double points
    2 points for every full £1 spent and charged on travel-related purchases - from train fares to plane fares.3

    2 points for every full £1 spent and charged while you're abroad.3

  • Membership Rewards Travel Agency
    Book travel through the Membership Rewards Travel Agency and pay for it with points.

  • Transfer points
    Through our Membership Rewards programme, you can redeem points for merchandise or gift vouchers, or transfer point to popular hotel programmes. You can also transfer points one-to-one to frequent flyer programmes such as British Airways and Virgin Atlantic.With TripflexTM you can use your points to pay for virtually any travel purchase on your Card at any tour operator, travel agent or travel website up to 12 months after the date your transaction is charged to your account.

  • Lounge Access
    And when you travel, you can enjoy two complimentary lounge visits a year at over 350 airport lounges worldwide from our partner LOUNGE CLUB™

  • No pre-set spending limit
    The Preferred Rewards Gold Card is a charge card. This means we don't put a fixed, inflexible spending limit on your Card. Instead, we prefer to get to know you and your spending patterns and give you all the spend flexibility we reasonably can, provided you pay your balance off in full each month.1

  • Supplementary Cards
    Two supplementary Cards for friends and family at no extra cost to help you earn points faster.

  • 24/7 award-winning Customer Service

  • Accepted Worldwide

  • If you'd prefer a card without any rewards, other features or a Cardmembership fee, an alternative option is available – the Basic Card.

Travel Protection

The Preferred Rewards Gold Card

Now you can take one more thing on your travels; total piece of mind, with the security of booking through American Express. Should the worst happen and you get delayed, lose your bags or need help abroad, you'll be covered by our Travel Inconvenience Insurance, Travel Accident Insurance and Global Assist® Services5. And with Refund Protection5 you'll be able to shop stress-free.

Key features
  • Travel Inconvenience Insurance5- up to £200 per person for meals or hotels if your flight is delayed for over 4 hours. Or if you're left without luggage for more than 4 hours at your destination, get up to £200 per person for toiletries and clothes and up to a further £200 per person for extended luggage delay.

  • Travel Accident Insurance5 - you will also get Travel Accident cover whilst travelling on public transport up to £250,000 in the event of accident when tickets are charged on the Card.

  • Global Assist® Service - help when you travel outside the UK, in your own language, 24/7.

  • Emergency Card Replacement - we aim to get a Replacement Card to you, wherever you are, within two working days.

  • Purchase Protection5 - if you're unfortunate enough to have something you bought stolen or accidentally damaged within 90 days of buying it, we'll replace or repair it, or refund you its value up to a maximum of £2,500 per eligible item.

  • Refund Protection5 - if you find that a UK store won't give you a refund on an eligible item that you take back within 90 days of buying it, we'll pay you its value up to £300.

  • Online Fraud Guarantee - should there be any unauthorised charges to your account, you won't be liable.

Rewards and Offers

The Preferred Rewards Gold Card

Why not take advantage of the many other exclusive benefits available to American Express Cardmembers? Whether it's pre-sale tickets through our Preferred Seating programme, or exclusive access to must-have offers through American Express Selects, there's a whole wealth of additional benefits you can get with your Preferred Rewards Gold Card.

Key features
  • American Express Selects
    A selection of offers from some of the world's top brands, available to American Express Cardmembers at home and abroad.
  • Preferred Seating
    Exclusive access to some of the UK's hottest shows and events. Visit for further details.

Card Terms & Conditions
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Read Insurance Documentation
Your Guide to the Lending Code

Important information

If you’d prefer a Card without any rewards, other features or a Cardmembership fee, an alternative option is available – the Basic Card, click here for more information

1.The 20,000 Membership Rewards bonus points will be awarded onto your account once you have been approved and you have spent and charged £2,000 within the first 3 months of Cardmembership. All introductory offers are subject to change, can be withdrawn at any time and are not available to existing American Express customers. Please note that it can take up to 60 days for bonus points to be awarded to your account.

2. The annual fee is £125. With this offer you will receive the first year of Cardmembership with £0 annual fee. From year two of your membership, a £125 annual fee will automatically be charged to your account on or after the anniversary of your account opening date. The first year fee waiver is only available to new American Express Charge Cardmembers.

3. Membership Rewards Points are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Read the full terms and conditions here.

4. 7,500 Membership Rewards bonus points will be awarded to your account every year at Card renewal if you have made purchases of at least £15,000 within a 12 month period ending on the anniversary of your Preferred Rewards Gold Card membership. Should you qualify in any given year, the 7,500 bonus points will be awarded to your account up to 60 days after your Card renewal.

5. American Express Services Europe Limited (“AESEL”) makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Details can be found on the American Express website.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The American Express Preferred Rewards Gold Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.