No Annual Fee¤
0% intro APR on purchases for 15 months from the date of account opening, then a variable APR, 13.99% to 23.99%.¤
Earn unlimited 1.5% Cash Back on your purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.‡
Your Card gives you the option to carry a balance with interest¤ or pay in full each month. So, whether you're managing your monthly expenses or making a large purchase, you can have the payment flexibility you need while continuing to earn rewards.‡
Plan It® gives you the option to select qualifying purchases to pay off over a fixed period of time for a set monthly fee with no interest¤ as long as you pay your Adjusted Balance each month by the payment due date.‡
Amex Offers rewards you at places you like to shop, dine, travel, and more. Simply log in to your account or use the American Express® App to add offers to your Card. Then use that same Card to pay and enjoy rewards directly on your statement.
American Express can now be accepted at 99% of places in the US that accept credit cards.
Based on Feb 2020 Nilson Report.