American Express®

Business Card


Take your business to the next level

American Express® Business Card

Purchasing power and rewards in one card

Benefits For Business


Increase Purchasing Power with Greater Control

No Pre-Set Spending Limit

The American Express® Business Card has no pre-set spending limit1, giving you purchasing power that adjusts with your use of the Card. No pre-set spending limit does not mean unlimited spending and charges are approved based on your payment history, credit records, spending pattern with us and your current financial resources. You can spend as spend as much as you can afford to pay back, which gives your business greater financial flexibility to cater for different business needs.

Up to 51 Credit-Free Day

Increase your liquidity, whilst ensuring that your vendors are paid on time. Pay suppliers through American Express and receive up to 51 credit-free days2 without any added credit interest to pay your statement, allowing funds to earn interest or be used elsewhere to grow your business.

Benefits For You


Rewards and Services in One Card

Earn Membership Rewards® on Business Spend5

With the complimentary Membership Rewards Basic Program, you can earn 1 point for every HK$1 eligible spent. To earn point faster, simply enroll in the Membership Rewards Turbo Program to earn 2 points for every HK$1 eligible spent. With the Turbo Program, you can even redeem flights and hotel stays on top of cash vouchers and other exciting gifts.

American Express® Business Card Benefit Terms


1. No pre-set spending limit does not mean unlimited spending and charges are approved based on your payment history, credit records, spending pattern with us.

2. 51 credit-free days: Actual credit-free period will vary based on the date of charge and the billing cycle cut-off date.

3. Supplementary Cards: American Express approval criteria apply. Subject to Terms and Conditions. Fees and charges apply. Supplementary Card Members must be over 18 years of age. The Business, the Basic Card Member and each Supplementary Card Member are jointly and severally liable for all Supplementary Card spending. Membership RewardsTM enrolment required. Subject to Terms and Conditions of the Membership Rewards program.

4. SafeKey®: Subject to the Terms & Conditions here.

5. American Express Green Business Card Membership Rewards Program: You will be automatically enrolled into the Membership Rewards Basic Program. Subject to the Terms & Conditions of the American Express Member Rewards Program here. An annual program fee of HK$240 will apply upon enrollment of the Turbo Program. Earn 2 Membership Rewards points for every HK$1 eligible spent is applicable to the first HK$160,000 spent for each program year. From HK$160,001 and onwards, each HK$1 eligible spent will entitle to 1 point only. Turbo Program enrollees are required to pay an administration fee of HK$200 for each air mile conversion. No fee is charged for point transfers to participating Frequent Guest Programs. Subject to the Terms and Conditions of American Express Membership Rewards Program here.

6. Movie PrivilegeTerms and Conditions apply.

7. Business Travel Insurance: The plan is underwritten by Chubb Insurance Hong Kong Limited, American Express International, Inc. does not act as an agent or fiduciary for you, and American Express International, Inc. may act on behalf of the insurance provider, as permitted.

8. Global Assist Hotline: You must arrange all medical and visitor transportation. As the Global Assist Hotline is an assistance service, we cannot reimburse you for expenses you incur on your own. Please refer to the Global Assist Summary of Coverage for additional details and restrictions.

9. Annual Fee: HK$400 (Basic Card) & HK$275 (per Supplementary Card).

Apply Now


Turn every business expenses into rewards. Enjoy welcome offer up to HK$2,800 and first year annual fee waiver!