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BE THE FRIEND WHO
SHARES THE EXTRAORDINARY.
Unlock the new benefits with friends.
The Platinum Card® now comes with even more to enjoy — from up to HK$4,500 statement credit at designated hotel partners to complimentary access to the Hong Kong Football Club. Now's the perfect time to share these exceptional benefits with your friends.
New benefits have arrived — Share and enjoy rewards together
From July 30 until August 23, 2026, successfully refer a friend and earn 468,000 Membership Rewards® points1, which is enough to redeem a round-trip economy class ticket to Japan2. Your friends can also enjoy additional Referral Bonus.
Refer today. Share the extraordinary.
Brand-new Points Offer for Referees
New Cardmembers^
can enjoy up to
1,600,000 points
+ HK$50 Statement Credit
upon successful application3
(including extra 280,000 points of Referral Bonus
plus 1,320,000 Points Offer)
Points redeemable for 88,888 miles for three round-trip economy class tickets to Japan or HK$5,333 Pay with Points2
Existing Cardmembers^
can enjoy up to
640,000 points
+ HK$50 Statement Credit
upon successful application3
Points redeemable for 35,555 miles or HK$2,133 Pay with Points2
Introduce the enhanced Platinum privileges to your friends
PRIVILEGED ACCESS
From distinguished private clubs to premium golf experiences and airport lounges worldwide, Platinum opens the door to exceptional privileges.
Hong Kong Football Club
Platinum grants complimentary access to Hong Kong Football Club — where heritage, community, and exclusivity come together.
Asia Golf Club Privileges
Unlock privileged access to over 50 partnered golf courses across Asia, thoughtfully curated for those who appreciate the tradition and enduring appeal of the game.
- Complimentary green fees at Participating Golf Clubs
- Complimentary virtual golf session at the Participating Venues
Blackout dates, exclusions and terms and conditions apply.
American Express Global Lounge Collection®
Enjoy access to more than 1,550 airport lounges across 140 countries and counting, including flagship locations through The Centurion® Network.
The Country Club at Hong Lok Yuen Admission Privilege
Unwind at The Country Club at Hong Lok Yuen and enjoy exclusive access to its premium facilities, including pickleball and tennis courts, a fitness centre, swimming pool, sauna and Jacuzzi, as well as dining at Hong Lok Lau, The Bistro, and The General's Bar & Lounge.
Enrollment through Amex Experience App is required.
VALUE
From everyday spending to memorable journeys, Platinum delivers lasting value through the little details — from travel rewards and hotel elite status to enhanced foreign currency earn rate and comprehensive protection.
Up to HK$4,500 Vacation Credit
Elevate every getaway with up to HK$4,500 year-round statement credits at selected hotel partners.
Accelerated FX earn rate as low as HK$2=1 mile
Enroll to enjoy as low as HK$2=1 mile4 for spending in FX, Selected Online Travel Agencies and Everyday Spend Merchants.
- Overseas and online transactions in foreign currencies
- Selected Online Travel Agencies: Agoda, Booking.com, Trip.com, Hotels.com, Airbnb, Klook and more
- Selected Supermarkets/ Department Stores: APITA, city'super, Freshmart - Sogo, ParknShop, Wellcome and more
- Petrol Stations: Caltex, Esso, ShellAirlines (including CX)
- Airlines
Hotel Elite Tier Status
Experience every stay with added comfort through complimentary elite status in the loyalty programs of the world's leading hotel groups.
- ALL Accor Elite Status (Coming soon)
- Hilton Honors – Gold Status
- Marriott Bonvoy™ – Gold Elite Status
- Radisson Rewards – Premium Status
Complimentary Travel Insurance
Travel with peace of mind, knowing Platinum Travel Insurance protects you and your loved ones.
- Travel Accidents coverage of up to HK$3,000,000
- Medical Assistance and expense up to HK$1,000,000
- Canceling and cutting short your tripLost, stolen and damaged baggage
- Delayed flights and missed departures
- Singapore Airlines
- Qatar Airways
- Etihad Airways
- Emirates airline
No worries guarantee
- Return Guarantee – if you are unhappy with a purchase made with The Platinum Card in Hong Kong, bring the new item to us within 30 days of purchase and we will give you a refund.
- Extend Warranty – when you make a purchase with The Platinum Card, we will extend the original manufacturer's warranty of 1 to 3 years by up to 1 year.
- Price Protection – if within 14 days of purchase, you see an identical item for purchase at a lower original purchase price at another retail outlet in Hong Kong, we will refund you the difference.
Assistance Hub
Immediate help when you need it most, including Emergency Home Assistance, Roadside Assistance, Local Medical Assistance.
AMEX GOURMET CLUB
Every meal is an occasion to savor. Enjoy year-round dining privileges and exclusive menus with our handpicked restaurant partners, making every moment around the table one to remember.
"Two-For-One" Dining Experience
Savor two-for-one dining offers at a curated selection of Michelin-starred restaurants, and share exceptional culinary experiences with your loved ones.
- Western: Plaisance by Mauro Colagreco, Whey, MONO, L’Envol
- Chinese: Forum Restaurant, Ying Jee Club, Mott32
- Japanese: Ryota Kappou Modern, Sushi Saito
Global Dining Credit
Discover the pleasure of exceptional dining with Global Dining Privileges and enjoy up to HK$1,000 in statement credits.
Terms and conditions apply.
Everyday Gourmet Offers
Platinum elevates every meal with up to 30% savings at 100+ dining destinations, plus enhanced savings of up to 50% at selected Maxim's Chinese Cuisine restaurants.
- Up to 30% savings at over 100 refined restaurants across Hong Kong
- Up to 20% savings at selected restaurants in luxury hotels
- Up to 50% savings at participating Maxim's Chinese Cuisine restaurants
WORLD OF EXPERIENCES
Experience more, wherever you go, with exclusive access to world-class events, premium privileges at luxury stays, thoughtfully curated for Platinum Cardmembers.
Exclusive Global Events Access
Platinum connects Cardmembers to world-class experiences, from Formula 1 and Wimbledon to Coachella and beyond.
Fine Hotels and Resorts
At over 1,800 curated properties worldwide, Platinum enhances each stay with thoughtful privileges — allowing travel to unfold at a more effortless pace.
- Complimentary daily breakfast for two people
- Up to US$100 experience credit to use towards food and beverage or spa
- Guranteed 4pm late checkout and noon check-in when available
- Room upgrade upon arrival, if available7
The Hotel Collection
For stays that invite discovery, Platinum offers elevated benefits at selected premium hotels — where a two-night stay becomes an experience to remember.
• up to US$100 experience credit to spend on hotel amenities such as dining, spa or other leisure facilities
Follow the 3 simple steps below to start earning rewards today:
1. Log in to the referral website or Amex HK App and get your unique referral link.
2. Copy and share your unique referral link with your friends.
3. Friends who apply successfully using your unique referral link on or before August 23, 2026 will earn exlcusive rewards together with you.
^ “New Cardmembers” refer to Basic Cardmembers who are NOT currently holding or who have NOT held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application. “Existing Cardmembers” refers to Basic Cardmembers who are currently holding any approved Basic Credit Card or Charge Card except The Platinum Card / American Express® Peninsula Platinum Card issued by American Express Hong Kong at the date of this application. Applicants who have cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application are NOT eligible for the Points Offer.
- Referral rewards cap applies. From August 24, 2026, the referral limit of The Platinum Card Referral Program will be changed from up to 10 successful referrals per calendar year to up to 5 successful referrals during August 24 to December 31, 2026. The Platinum Card Referral Program Terms and Conditions apply.
- Conversion rate accurate as of June 2026 and on the basis of 1 mile can be redeemed by 18 Membership Rewards points; HK$10 Pay with Points can be redeemed by 3,000 Membership Rewards points. Membership Rewards Points Terms and Conditions and Pay with Points Terms and Conditions apply. Based on the calculation of 26,000 Asia Miles can redeem a set of round-trip economy class air tickets to Tokyo or Osaka. Redemption rate is based on Asia Miles Standard Award as of June 2026. Miles required may vary and redemptions are subject to availability.
- Upon Basic Card approval and designated eligible spending on the Basic Card and/or Supplementary Card(s). The Platinum Card Welcome Offer Terms and Conditions apply.
- Terms and Conditions of “Up to 9X” Membership Rewards Points Accelerator Program apply. From July 1, 2026 to December 31, 2027, after successfully register with your Basic Platinum Card for the Accelerator Program, Eligible Cardmembers can earn up to 9 Membership Rewards points for (i) every HK$1 equivalent spent in the first HK$15,000 (or equivalent) in foreign currencies billed to the Enrolled Eligible Card; (ii) every HK$1 spent in the first HK$15,000 in “Designated Travel Merchants” Expenses billed to the Enrolled Eligible Card in Hong Kong dollar; (iii) every HK$1 spent in the first HK$15,000 in “Designated Everyday Spend Merchants” Expenses billed to the Enrolled Eligible Card in Hong Kong dollar during each calendar quarter (as below) (as low as HK$2 = 1 Mile). Conversion rate accurate as of June 2026 and on the basis of 1 mile can be redeemed by 18 Membership Rewards Points. Please find the applicable calendar quarters as follows: July 1, 2026 to September 30, 2026; October 1, 2026 to December 31, 2026; January 1, 2027 to March 31, 2027; April 1, 2027 to June 30, 2027; July 1, 2027 to September 30, 2027; October 1, 2027 to December 31, 2027. For details, please refer to the program webpage.
- The plan is underwritten by Chubb Insurance Hong Kong Limited, American Express International, Inc. does not act as an agent or fiduciary for you, and American Express International, Inc. may act on behalf of the insurance provider, as permitted by law. Family is defined as : (a) Basic Platinum Card Members’ spouse regardless of whether he/she is a Supplementary Cardmember; (b)Basic Platinum Card Members’ Child(ren) over thirty (30) days and under the age of twenty-one (21), regardless of whether the Child is a Supplementary Cardmember; and (c) the Supplementary Platinum Card Members under the Basic Platinum Card Members’ Card account. Please refer to Group Travel Insurance and Travel Accident Insurance for full details, exclusions and Terms and Conditions for The Platinum Card. With effect from July 30, 2026 (“Effective Date”), new or revised terms will be added to the Terms and Conditions of American Express Group Travel Insurance Plan for The Platinum Card Members (Policy Number: NAC0000012). All claim events, or incidents occurring on or after the Effective Date, insured trips must be paid with an American Express® Card. For details and other changes, please refer to the new full Terms and Conditions effective from Effective Date.
- Eligible Cardmembers may receive complimentary benefits with an average total value of US$550 (equivalent to round up value at HK$4,300, based on an exchange rate of US$1 = HK$7.85) when you book with Fine Hotels + Resorts through American Express Travel Online. Average value based on Fine Hotels + Resorts bookings in 2023 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits. Terms and Conditions apply. For details, please visit here.
- Certain room categories are not eligible for upgrade.
Click here for full details of the The Platinum Card benefits.
Year-Round Offers Terms and Conditions apply.