View Key Facts Statement
Your journey,
upgraded to PLATINUM
New year. New destinations.
We treasure your support of American Express.Here’s an invitation with the long waited exclusive upgrade offer for applying The Platinum Card. It is prepared for you as selected Cardmembers, you may choose one of the Welcome Offer with Card benefits up to HK$10,600 or up to 1,818,000 Membership Rewards® points (enough to redeem 101,000 miles2)
Annual fee: HK$9,500
Offer period: January 1 – March 31, 2026
View Key Facts Statement
Your journey,
upgraded to PLATINUM
New year. New destinations.
We treasure your support of American Express. Here’s an invitation with the long-awaited exclusive upgrade offer for applying for The Platinum Card. It is prepared for you as selected Cardmembers, you may choose one of the Welcome Offer with Card benefits up to HK$10,600 or up to 1,818,000 Membership Rewards® points (enough to redeem up to 101,000 miles1)
Annual fee: HK$9,500
Offer period: January 1 – March 31, 2026
Choose your NEW Platinum Welcome Offer
Welcome offers Terms and Conditions apply.
HK$2,000
Global Dining Credit
- Up to HK$1,000 statement credit for local dining annually
- Up to HK$1,000 statement credit for overseas dining annually
- Over 1,400 restaurants at 20 locations around the world
Exclusions, Terms and Conditions apply, click here for more details.
HK$1,100
Travel Credit
From January 6 to June 30, 2026, as a Basic Platinum Card Member, you can enjoy up to HK$1,100 statement credit for pre-paid hotel and car rental bookings made through Amex Travel Online upon successfully register the offer through the Amex HK App.
Exclusion, Terms and Conditions apply, click here for more details.
Travel with NEW Platinum benefits
Earn as low as HK$2 = 1 mile4
From now to June 30, 2026, enroll your Platinum Card to enjoy an offer of earning
up to 9 points for every HK$1 (equivalent) spent in below 3 categories.
During the promotion period, you can earn up to 270,000 points in each category,
total of up to 810,000 points4, enough to redeem:
Total Welcome Offer + Card benefits value at
Your Platinum Lifestyle awaits
All year round, The Platinum Card brings you travel and lifestyle benefits that add real value to every trip and occasion.
To share the privileges with loved ones, you can also apply for up to two Supplementary Cards free of charge.
[Extended!] "Two-For-One” Dining Experience
From March 1 to August 31, 2026, reserve your table through our booking link to enjoy buy-one-get-one special set dinner menus at designated local fine dining restaurants. With four newly joined Michelin-starred restaurants, each reservation offers another opportunity to explore refined flavors and dine in style.6
4 newly joined Michelin-starred restaurants:
Terms and Conditions apply, please click the above for more details.
Access 1,550 Airport Lounges in 140+ countries
Platinum Card Membership includes access to The Centurion® Lounge, International American Express Lounges, Delta Sky Club, Airspace, Escape Lounges, Plaza Premium Lounges and Priority Pass™.
New Centurion Lounge is now open in Tokyo Haneda Airport
Location: Near Gate 114 in Terminal 3 of Tokyo Haneda Airport
Size: 7,500 square feeting with 122 seats
Terms and Conditions apply, click here for more details.
Start Your Trip with Limited-Time Amex Offers
Various limited time Amex Offers are designed to add real value to every trip. After being a Platinum Card member, successfully register your Eligible Platinum Card on or before April 12, 2026, you can enjoy the below Amex Offers when travelling in Japan.7
Japan LOFT
Enjoy a HK$50 statement credit upon accumulative net spending of JP¥10,000 or above at selected LOFT locations in Japan.7
Japan Don Quijote
Enjoy a HK$80 statement credit upon accumulative net spending of JP¥20,000 or above at selected Donki or Don Quijote locations in Japan.7
Osaka Metro
Enjoy a HK$5 statement credit upon accumulative net spending of JP¥1,000 or above in-person by tapping on at Osaka Metro locations in Japan.7
Travel with Platinum
Fine Hotels + Resorts®
Receive complimentary benefits when you book with Fine Hotels + Resorts through American Express Travel Online. With over 1,300 world-class properties worldwide for you to explore.
US$100 Credit Enjoy a complimentary credit valued at $100 to use towards eligible charges, such as food and beverage, spa, or other on-property charges during your stay.* |
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Daily Breakfast Enjoy daily breakfast for two people |
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Room Upgrade Receive a room upgrade upon arrival, when available# |
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260 points : HK$1 Enjoy a special conversion rate at 260 points : HK$1 when booking Fine Hotel & Resorts with the Amex Travel Online platform. |
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Early Check-in Start your vacation sooner with 12pm check-in, when available |
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Complimentary 3rd/4th Night at selected hotels Enjoy a complimentary 3rd/4th night at selected hotels. Please click here for details. |
*Eligible charges vary by property.
#Certain room categories are not eligible for upgrade.
The Hotel Collection
Platinum Card Members will receive access to the following at over 700 participating hotels and resorts when staying a minimum of two consecutive nights:
- US$100 hotel credit on hotel amenities such as dining, spa or other leisure facilities
- Room upgrade upon arrival, if available
Elite partner programs
We give you complimentary memberships to many of the world's leading hotels and car rental companies' loyalty programs.
- Hilton Honors – Gold status
- Marriott Bonvoy™ – Gold Elite Status
- Radisson Rewards – Premium status
- Avis – Avis President’s Club
- Hertz – Hertz Gold Plus Rewards®
International Airline Program
When you use The Platinum Travel Service to buy a qualifying First or Business Class full-fare ticket with one of our partner airlines, you can enjoy substantial savings whether you’re travelling individually or with companions.
3X overseas spending
Earn 3 Membership Rewards points for every HK$1 you spend with The Platinum Card while overseas or for online purchases if the transaction is in a foreign currency8.
Platinum Dining and Entertainment
AMEX GOURMET CLUB
Prestige Dining Privileges
Whether you’re looking to enjoy a leisurely meal after work or an impressive setting for someone special, you can find the perfect venue from our selection of dining partners and enjoy up to 40% off your total food bill, including designated Maxim’s restaurants, selected restaurants of 1957 & Co., Cafe Deco Group, JIA Group, S&S Hospitality, Wooloomooloo Group and etc.
Luxury Hotel Privileges
We are pleased to presents you a selection of star-rated dining experiences and spa treatments at luxury hotels in Hong Kong with up to 20% savings.
- Grand Hyatt Hong Kong
- Hyatt Regency Tsim Sha Tsui
- Landmark Mandarin Oriental Hong Kong
- Regent Hong Kong
- The Murray Hong Kong
- The Ritz-Carlton Hong Kong
- The St. Regis Hong Kong
Movie Privileges
Buy-1-Get-1-Free offer on Fridays, and 20% savings on other days on 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit in Hong Kong9.
World Class Service and Protection
Complimentary Travel Insurance
Your Platinum Card provide you and your family with global travel insurance while you are away from home, when you book and pay for the trip with the Card.10
- Travel Accidents coverage of up to HK$3,000,000
- Medical Assistance and expense up to HK$1,000,000
- Canceling and cutting short your trip
- Lost, stolen and damaged baggage
- Delayed flights and missed departures
Home Assistance
- Electrical Assistance to fix failure of the main switch
- Plumbing Assistance for clogged water supplies or water draining system, or leaking water pipes (excluding taps)
- Locksmith Assistance if you accidentally lock yourself out from your residence
- Repair of air conditioning units in the event of failure (excluding freezing agent or leakage)
No Worries Guarantee10
- Return Guarantee – if you are unhappy with a purchase made with The Platinum Card in Hong Kong, bring the new item to us within 30 days of purchase and we will give you a refund.
- Extend Warranty – when you make a purchase with The Platinum Card, we will extend the original manufacturer's warranty of 1 to 3 years by up to 1 year.
- Price Protection – if within 14 days of purchase, you see an identical item for purchase at a lower original purchase price at another retail outlet in Hong Kong, we will refund you the difference.
Roadside assistance
- Towing to your selected garage and full coverage for all expenses beyond first HK$750 (excluding parts and accessories)
- Arrange a taxi and reimburse fares for you
- Pay for you to return to collect your vehicle
Apply for The Platinum Card on or before March 31, 2026 with below either one Welcome Offer to enjoy all benefits that Platinum Card brings you.
Eligibility
You qualify for this Card if:
- You are 18 years or older
- You are a Hong Kong or Macau resident / citizen
Welcome Offer Terms and Conditions apply.
- Conversion rate accurate as of November 2025 and on the basis of 1 mile can be redeemed by 18 Membership Rewards Points or HK$1 Pay with Points = 300 Membership Rewards points.
- Only valid for approved Platinum Card applications that are received by American Express International, Inc. (“American Express”) between January 1, 2026 and March 31, 2026 (both dates inclusive). Basic Cardmembers have to submit all required valid documents within 7 days from the date of application submission.
- Aggregate spending of Basic and/or Supplementary Cards upon Basic Card approval.
- From January 1 to June 30, 2026, after successfully completing the enrollment for the Accelerator Program, Cardmembers can get up to 9 Membership Rewards points for below categories during each calendar quarter (i.e. January 1 – March 31, 2026 or April 1 – June 30, 2026). Conversion rate accurate as of November 2025 and on the basis of 1 mile can be redeemed by 18 Membership Rewards Points. Terms and Conditions apply and for enrollment details, please visit go.amex/cbb9C7.
- (i) Eligible Cardmembers who spend with the enrolled Eligible Card, can earn 3 points from Membership Rewards Basic Program; 1 point from Turbo program and additional 5 points for every HK$1 equivalent spent in foreign currencies, up to the first HK$15,000 billed to enrolled Eligible Card Account per calendar quarter.
- (ii) Eligible Cardmembers who spend with the enrolled Eligible Card, can earn 1 point from Membership Rewards Basic Program; 1 point from Turbo program and additional 7 points for every HK$1 equivalent spent in “Designated Travel Merchants” Expenses billed to the Enrolled Eligible Card in Hong Kong dollar, up to the first HK$15,000 billed to enrolled Eligible Card Account per calendar quarter.
- (iii) Eligible Cardmembers who spend with the enrolled Eligible Card, can earn 1 point from Membership Rewards Basic Program; 1 point from Turbo program and additional 7 points for every HK$1 equivalent spent in “Designated Everyday Spend Merchants” Expenses billed to the Enrolled Eligible Card in Hong Kong dollar, up to the first HK$15,000 billed to enrolled Eligible Card Account per calendar quarter.
- The conversion rate is based on 1 mile = 18 Membership Rewards points. 101,000 Asia Miles can be used to redeem 2 round-trip Premium Economy tickets to Tokyo. The conversion rate is based on the November 2025 Asia Miles Standard Award Chart, and the actual miles required may vary. Redemption of award tickets is subject to availability at the time of booking.
- The Offer is applicable to 2 guests only, including the Eligible Cardmember. Each Eligible Cardmember can only enjoy a maximum of 1 complimentary designated dinner menu per reservation and can make up to 4 reservations per month. Eligible Cardmembers must make a reservation online via the designated DiningCity website. Offer is available on a first-come, first-served basis. Promotion period is from now until February 28, 2026, exclusions, blackout dates and Terms and Conditions apply, please visit partner.diningcity.asia/#/home?program=amexb1g1&lang=en for reservations windows, latest promotion details and end dates.
- Eligible Cardmembers are required to register the Offers via Amex HK App or logging in to the online account. Registered Card Offer is limited to the Eligible Cards that are successfully registered. Each Registered Card can enjoy the statement credit 2 times for each Offer during promotion period. Offer is limited and on a first-come-first-served basis. Exclusions and Terms and Conditions apply, please visit americanexpress.com/en-hk/benefits/travel-offers/.
- Foreign currency spend has to be settled in a foreign currency. Foreign currency means any currency other than Hong Kong Dollars. If a transaction is converted into Hong Kong Dollars prior to being submitted to American Express International, Inc. (for example, if the merchant gives you the option of converting the transaction to Hong Kong Dollars at point of sale), the foreign currency spend earn rate will not be applied on that spend. Payments for online transactions made in Hong Kong Dollars will also not be considered foreign currency spend. Foreign currency spend excludes charges for (including but not limited to) Express Cash withdrawals. The following types of charges are not eligible for Membership Rewards points: charges processed and billed prior to the Enrollment Date, American Express Card annual fee, cash services, Express Cash, American Express Travelers Cheque purchases, American Express Gift Cheque or Travel Gift Certificate purchases, charges for dishonored cheques, finance charges-including Credit Card account finance charges, late payment and referral charges, tax refunds from overseas purchases, tax Bill payment and payment portion under "Points + $" redemption items. Membership Rewards Terms and Conditions apply.
- Exclusions and blackout dates apply. Movie privileges Terms and Conditions apply.
- The plan is underwritten by Chubb Insurance Hong Kong Limited, American Express International, Inc. does not act as an agent or fiduciary for you, and American Express International, Inc. may act on behalf of the insurance provider, as permitted by law.
Click here for full details of the The Platinum Card benefits.
Year-Round Offers Terms and Conditions apply.