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American Express Credit Cards offer you opportunities to earn a variety of rewards and offerings. American Express Membership Rewards® Program1, where you earn at one reward point for virtually every dollar you spend on your American Express® Gold Credit Card, whereas for American Express® Platinum Credit Card Cardmembers get American Express Membership Rewards® Turbo Program1 first-year fee waiver, the program allows you to earn at two reward points for virtually every dollar you spend on your Card. Points earned from Turbo Program can be transferred to air miles, redeem at hotel loyalty programs, cash vouchers and merchandizes.
The rewards and offerings don't stop there. Our Credit Cards offer you a range of movie2, dining3 and golf privilges3, shopping protection like Refund Protection, Purchase Protection, Online Fraud Protection, as well as inclusive insurance benefits, and 24/7 customer support.
American Express Credit Cards offer you:
The range of benefits, protection, and insurance cover varies with each Credit Card, so have a look and see which one suits you best. Simply browse the list of Cards in the menu to the left, or use the 'Compare these Cards' button to review all our Credit Cards at the same time.
Just like our Charge Cards, Platinum Cards and American Express Cathay Pacific Credit Cards, whenever you need us, wherever you are, our team of Customer Care Professionals are available 24/7 by phone. No matter where you are in the world, our Global Assist Hotline will provide the help you need around-the-clock.
With our comprehensive Online Fraud Protection Guarantee and No Worries Gurantee, you can spend on your American Express Credit Card with total peace of mind. We¡¦ll protect you against fraud, faulty goods and even if you change your mind, we guarantee you worries free.
For example, American Express Credit Cards offer Return Guarantee on eligible items bought in Hong Kong. Just bring them back to us within 30 days of purchase and we will give you a refund on your Card. Then there's our valuable 45 Days Cover, designed to give American Express Cardmembers peace of mind, it insures you against accidental damage or theft for up to 45 days after the date of purchase.
Wherever your travels take you, you can take your American Express Credit Card. Your spend abroad is converted to Hong Kong dollars as soon as we process the transaction, based on our reference exchange rate which is set daily. If your transaction is in US dollars, the amount will be converted directly to Hong Kong dollars. If it's in another currency, it's converted to US dollars and then to Hong Kong dollars. Of course, your monthly bill is paid in Hong Kong dollars.
We put you firmly in control when it comes to managing your Account. Register online and you can view and manage your account anytime of the day or night, virtually anywhere in the world - either online or on your mobile. View your current balance, get paperless statements, pay your bills easily, and redeem your Membership Rewards points.
To save time, use the following checklist to see if you meet our standard eligibility criteria:
Some Cards may have additional specific eligibility criteria and you will be asked to provide employment, income and bank account information in order to submit your application.
When you have found the Credit Card that best suits you, read the important information and then press the 'Apply now' button to begin the application process. At this stage, you can choose optional additional benefits and decide how you'd like your name to appear on your new American Express Credit Card.
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