Travel Money
Travel Service
Small Businesses
Travel Money
Travel Service
Small Businesses
Travel Money
Travel Service
Small Businesses
Travel Money
Travel Service
Small Businesses
With an exciting range of different rewards and offerings to suit you, discover all you need to know about our range of Credit Cards and how they work.
A Credit Card lets you pay for your purchases without cash. Credit Cards offer a line of credit that allows you to make purchases and pay back the amount later. If you pay less than the full balance, you will be charged interest on the amount owed.
American Express Credit Cards offer you a variety of rewards and offerings. You could either earn American Express Membership Rewards®1 points, Air Miles or Cashback by spending with our Credit Cards.
The rewards and offerings don't stop there. Our Credit Cards offer you a range of privileges including movie2, dining3 and protection like Online Fraud Protection, Return Guarantee, 45 Days Cover, Extended Warranty, Price Protection, 24/7 customer support, as well as Global Assist.
Knowing your spending limit is the first step to making sure your balance stays under control. Discover other ways to manage your Credit Card spend and how to be Card Smart below.
The charges you pay partly depend on the type of card you have and how you use it. Some of our Cards have no first year annual fee. You can view our cards below.
Learn about APR (Annual Percentage Rate) and when interest gets calculated. Knowing this can help you choose the right Card.
Rewards Cards
A Rewards Card means you could:
Our Rewards Cards
Terms and Conditions apply
Enjoy welcome offers worth up to HK$4,200
Terms and Conditions apply
Enjoy a welcome offer of up to HK$2,960
Terms and Conditions apply
Enjoy HK$500 extra Cashback and 2 complimentary movie tickets
Terms and Conditions apply
Enjoy HK$500 I.T Gift Certificate and 2 complimentary movie tickets
Terms and Conditions apply
Enjoy welcome offer of HK$200 Statement Credit
Terms and Conditions apply
Terms and Conditions apply
Terms and Conditions apply
American Express Credit Cards offer you:
Just like our Charge Cards and Platinum Cards, whenever you need us, wherever you are, our team of Customer Care Professionals are available 24/7 by phone. No matter where you are in the world, our Global Assist Hotline will provide the help you need around-the-clock.
With our comprehensive Online Fraud Protection Guarantee and No Worries Guarantee, you can spend on your American Express Credit Card with total peace of mind. We’ll protect you against fraud, faulty goods and even if you change your mind, we guarantee you worries free.
For example, American Express Credit Cards offer Return Guarantee on eligible items bought in Hong Kong. Just bring them back to us within 30 days of purchase and we will give you a refund on your Card. Then there's our valuable 45 Days Cover, designed to give American Express Cardmembers peace of mind, it insures you against accidental damage or theft for up to 45 days after the date of purchase.
Wherever your travels take you, you can take your American Express Credit Card. Your spend abroad is converted to Hong Kong dollars as soon as we process the transaction, based on our reference exchange rate which is set daily. If your transaction is in US dollars, the amount will be converted directly to Hong Kong dollars. If it's in another currency, it's converted to US dollars and then to Hong Kong dollars. Of course, your monthly bill is paid in Hong Kong dollars.
We put you firmly in control when it comes to managing your Account. Register online and you can view and manage your account anytime of the day or night, virtually anywhere in the world - either online or on your mobile. View your current balance, get paperless statements, pay your bills easily, and redeem your Membership Rewards points.
Discover the limits of your potential with our privileged entertainment, dining, travel and shopping offers, plus the attentive world-class service that American Express is famous for.
American Express offers a range of Charge Cards which give you the financial flexibility of no pre-set spending limit, and no interest charges.