A Credit Card with No Annual Fee from American Express

No annual fee doesn't mean no benefits. Find out if a no annual fee Credit Card is for you

Why choose a no annual fee Credit Card?

No annual fee doesn’t have to mean no benefits. In fact, with the American Express Airpoints Card you can earn 1 Air New Zealand Airpoints Dollar^TM for every $100 you spend¹ on your Card. It’s the fastest earning Airpoints^TM Credit Card with no annual fee. From groceries to your daily coffee, earning Airpoints on your everyday spending is made easy with the fastest earning Airpoints^TM Credit Card with no annual fee.

You can then redeem the Airpoints earnt, for flights to over 1300 Air New Zealand destinations in 190 countries². The full list of Air New Zealand Airpoints partners is available here. Plus, there's no limit to how many Airpoints you can earn as long as your Account remains current and in good standing.

Our No Annual Fee Credit Card

The American Express
Airpoints Card

$0 annual fee
Earn 1 Air New Zealand Airpoints Dollar for every $100 you spend¹
Redeem your Airpoints Dollars for flights to over 1,300 Air New Zealand destinations in 190 countries²
0% on purchases for the first 6 months³

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Membership that gives you more

As an American Express Card Member you can take advantage of more travel benefits, richer rewards and outstanding service, plus 24/7 Global Support.

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Airpoints™

Earn Airpoints
Dollars™ fast

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Terms and Conditions

Airpoints are earned in accordance with the American Express Airpoints Card Terms and Conditions. Exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for Traveller's Cheques, Gift Cheques and Foreign currencies or annual Card fees or other fees and charges billed to the Account. These do not earn Airpoints. For the full list of exclusions, please refer to the American Express Airpoints Card Terms and Conditions available here.
A flight that is ticketed and operated by Air New Zealand and certain airline partner codeshare flights. The full list of Air New Zealand Airpoints partners is available here. Any applicable third party taxes, levies or surcharges can't be paid for with Airpoints Dollars, unless the fare is a New Zealand domestic fare.
Introductory Rate. Offer only available to new American American Express Airpoints Card Members who apply and are approved. The 0% p.a. introductory rate applies to purchases for six months commencing the day the Account is opened. Any balances transferred including from your existing American Express Card, cash advances and fees are excluded from the 0% introductory interest rate. At the end of the six-month introductory period, the interest rate for new charges and any remaining balances will revert to the prevailing interest rate at that time. Interest rates are current as at 1 October 2017 and subject to change. Visit here for more information.