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Foreign Exchange Services
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Popular Personal Cards
Cards for Business Owners
Corporate Cards
Membership Rewards
Rewards Programs
Card Member Offers & Benefits
Small Business & Corporate
Foreign Exchange Services
Other Insurance
All Insurance Services
We provide you with competitive exchange rates and a partnership that supports your business’ FX and risk management.
We have more than a century's experience in exchange rates.
Our global network, strong purchasing power and interbank relationships enable us to deliver competitive fees for outgoing foreign & same currency payments.
Competitive exchange rates in over 130 currencies
No monthly maintenance fees
No account set up fees
Live currency exchange rates via our online international payments platform
We provide you with competitive exchange rates whether you're sending or receiving foreign currency payments in over 130 currencies, in Africa, Asia Pacific, the Caribbean, Central America, Europe, Latin America, the Middle East and North America.
Our easy-to-use online platform offers a secure way to send and receive international payments with access to real-time currency updates, robust reporting facilities, rate alerts and payment scheduling.
You can use the platform 24/7 to request rates and set up alerts by rate, currency, value or time period.
When you’re ready to make a payment, simply lock in a rate to pay your invoice. You are given full visibility of the total cost before confirming your payment.
Our online platform is supported by our commitment to deliver our clients strong and long lasting relationships, competitive exchange rates, and attractive rewards.
Exchange rates are subject to global market fluctuations and change continuously. Click here to request a call from one of our FX specialists to discuss our rates and services.
Foreign exchange rates are influenced by the political, economic, and financial fortunes of the markets they operate in.
Knowing, and more importantly understanding which direction foreign exchange rates are moving is the key to preventing the costly error of trading currencies at the wrong time.
Exchange rates are affected by key economic indicators, such as:
✔Capital markets
✔International trade balances
✔Government policies, and economic releases
Your dedicated FX International Payments Relationship Manager can support your foreign exchange strategies and help manage your foreign exchange risk.
Your dedicated Relationship Manager will:
Support your foreign exchange strategies
Find the right payment solution for your business
Help you benefit from our online facilities for reporting and simple reconciliation
Provide real time insights, analysis and commentary
Complement your existing bank relationships
Offer customer service
9:00am – 5:30pm on business days
Existing FX International Payments customers login here
1. Only American Express FX International Payments clients with a valid American Express Business Card or Business Credit Card are eligible for this offer. Subject to the Terms and Conditions of the Membership Rewards program you are enrolled in. You will earn 1 Membership Rewards point for every NZD$25 you spend in foreign currency payments for transactions of NZD$5,000 or more up to a maximum transaction of NZD$250,000. A maximum of 10,000 points will be awarded on any one transaction. Points are calculated on local currency equivalent and will be credited to your account 6 to 8 weeks after making an eligible international payment transaction. American Express foreign currency Telegraphic Transfers, Draft payments, Forward Contract drawdowns or Cross Currency payments are eligible transactions and are subject to change. Offer excludes New Zealand Dollar transactions.
2. We will make all reasonable efforts to ensure prompt delivery of your FXIP Order, however please note transfer times may vary. These Transfer Times do not take into account differing weekends, public holidays or working hours of foreign banks in other jurisdictions to which your incoming or outgoing FXIP Order has been transferred. Completed FXIP Orders must be received on a Business Day before 3.00pm New Zealand time. FXIP Orders received outside these times will be treated as having been received on the following Business Day.
3. Once you have registered your Card with American Express Membership Rewards Program and the FX International Payments Membership Rewards Program, you can earn one point for every NZD$25.00 your business payments internationally, up to a maximum of 10,000 points per FX transaction. Same currency money transfers (for example, NZD to NZD) are not eligible.
The information contained in this webpage has been prepared without taking into account your objectives, financial situation or needs. You should read the PDS and consider the appropriateness of International Payments in relation to your individual requirements.
For further information, please refer to the relevant (Telegraphic Transfers and Forward Exchange Contracts) Product Disclosure Statement (PDS).
International Payments are arranged through Centurion Finance Limited. Principle Place of Business in New Zealand Jarden House, Level 5, 21 Queen Street, Auckland, 1010, New Zealand.
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