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Credit Cards

Comparison of the Credit Cards

British Airways American Express® Credit Card


British Airways American Express® Premium Plus Card


Platinum Cashback Credit Card

Nectar Credit Card

Nectar Credit Card


The Starwood Preferred Guest® Credit Card from American Express

Representative 19.9% APR variable

Representative 50.1% APR variable

Representative 18.5% APR variable

Representative 19.9% APR variable

Representative
34.5% APR variable

Transform your everyday spending into British Airways flights.

A faster and more rewarding way to earn Avios.

Get cashback on your everyday purchases.

The fastest way to collect Nectar points.

Earn Starpoints® on all your purchases and experience unforgettable travel.

Add to Saved Cards Add to Saved Cards Add to Saved Cards Add to Saved Cards Add to Saved Cards
 

Overview

 
What's great about the Card?

Earn 1 Avios for virtually every £1 you spend.1

Earn 1.5 Avios for virtually1 every £1 you spend and double3 Avios on BA flights and BA holidays.

Earn cashback every time you spend.

Collect 5,000 Nectar bonus points when you spend £500 within the first 3 months of Cardmembership.1

Earn Starpoints® on all your purchases and earn complimentary nights at more than 1,000 hotels.

Additional Benefits

Collect 9,000 bonus Avios when you spend £1,000 in the first three months of Cardmembership. 2

Collect 18,000 bonus Avios when you spend £3,000 in the first three months of Cardmembership. 2

Earn 5% cashback for your first three months up to a maximum of £100 followed by an ongoing cashback rate of 1.25%. Then earn 2.5% cashback during your anniversary month if you've spent over £10,000 in the previous year.

Collect 500 MorePoints for every £500 spent on the Card in any calendar month.1 Collect up to 4 points for every full £1 spent when you use both your Nectar Credit Card and your Nectar loyalty card at participating Nectar partners.2

Receive 10,000 bonus Starpoints when £1,000 is spent and charged in the first 3 months.2

 

Travel Benefits

 
Travel Accident Insurance

 

 

 

 

 

 

Shopping Benefits

 
Refund Protection

 

 

 

 

 

Purchase Protection

 

 

 

 

 

 

Dining & Entertainment Benefits

 
Access to Preferred Seating

 

 

 

 

 

 

Financial Information

 
Card Fee

No annual fee

£150 annual fee

£25 annual fee

No annual fee

£75 Annual Fee

Interest Rate (APR)

Representative 19.9% APR variable

Representative 50.1% APR variable

Representative 18.5% APR variable

Representative 19.9% APR variable

Representative 34.5% APR variable

Spending limit

Variable

Variable

Variable

Variable

Variable

Credit or Charge

Credit Card

Credit Card

Credit Card

Credit Card

Credit Card

 

Additional Services

 
Supplementary Cards

Free

Free

Free

Free

Free

Online Account Access

 

 

 

 

 

Service & Support

 

 

 

 

 

Online Fraud Guarantee

 

 

 

 

 

Customer Service

 

 

 

 

 

24 h Card replacement

 

 

 

 

 

More details on the
British Airways American Express Credit Card

More details on the
British Airways American Express Premium Plus Card

More details on the
Platinum Cashback Credit Card

More details on the
Nectar Credit Card

More details on the
Starwood Preferred Guest Credit Card

 

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