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Help manage your finances. Transfer your balance to a new American Express Credit Card and you’ll receive a rate of 0% p.a. on balance transfers for the first 12 months with a one off 1% credit plan establishment fee (except for the American Express EssentialTM Credit Card which has no establishment fee). This offer excludes any existing or previous Card Members.
Save money with a promotional rate of 0% p.a. for balance transfer for the first 12 months.
This offer excludes any existing or previous Card Members. Apply online and be approved to transfer a maximum of 70% of your credit limit, up to $10,000 maximum and receive 0% p.a. for the first 12 months of your Card Membership. A one off credit plan establishment fee of 1% applies to any balances transferred1 (except for the American Express EssentialTM Credit Card which has no establishment fee).
Of course, you'll receive the usual first-class American Express benefits - such as 24/7 customer service, state-of-the-art security, as well as other Card specific benefits:
Subject to the Terms and Conditions of the Membership Rewards Gateway program available at membershiprewards.com.au. Certain transactions will earn 0.5 points per dollar with merchants classified as; “utilities” including gas, water, electricity and telecommunications providers; “government”, including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; and “insurance” excluding insurances offered by American Express.close
Interest rate is correct as at 1 January 2016 and is subject to change. This interest rate does not apply for Cash Advances and associated fees.close
Offer only available to new American Express Card Members who apply, are approved and spend $550 on their new Card in the first 2 months from the Card approval date. Card Members who currently hold or who have previously held an American Express Card offered by American Express Australia Limited in the preceding 12 month period are ineligible for this offer. 10,000 Membership Rewards Bonus Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.close
All flights are restricted to selected classes within the Saver Fare family and are subject to availability. The complimentary flight is offered on selected destinations only and not valid for flights with Virgin Australia partner airlines or any code share flights. Virgin Australia and American Express cannot guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for this promotion. Route availability is subject to change without notice. Baggage in excess to the 23kgs included in the promotion will attract additional fees, see virginaustralia.comfor more information. The offer is subject to the American Express Flight Offer Conditions and air travel is subject to Virgin Australia Terms and Conditions of Carriage.close
Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au.Participating retailers include the following merchants who have been classified as "major supermarkets": Bi-Lo, Coles, Fishers, Food For Less, Fresh Provisions, Harris Farm Markets, IGA, Macro Wholefoods, Safeway, Supabarn, Thomas Dux, Woolworths. Participating retailers include the following merchants who have been classified as "major petrol stations": Ampol, BP, Caltex Woolworths, Gull, Metro, Peak, Safeway Petrol, Shell, United, Woolworths Petrol, 7 Eleven. Exceptions may apply if an individual merchant trading as one of the above named retailers does not accept American Express as a form of payment. Purchases at major supermarket & major petrol station retailers are only eligible for additional points if the transactions are made in Australia. 0.5 merchants classified as; "utilities" including gas, water and electricity providers; "government" including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; and "insurance" excluding insurances offered by American Express.close
The 7,500 Qantas Points offer is only available to new Qantas American Express Card Members who apply online, are approved and make the required eligible Card spend(s). Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 12 month period are ineligible for this offer. Points are awarded as follows:
5,000 points will be awarded when you spend $300 on purchases with your new Card within the first three months of becoming a Card Member.
An additional 2,500 points will be awarded after the first Card spend on purchases of selected Qantas products and services in Australia.
Maximum number of points available under this offer is 7,500 points. Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions, and exclusions apply. Please allow 8 to 10 weeks after you have made the eligible spend for the points to be credited to your account. Qantas Frequent Flyer membership and points are subject to the terms and conditions of the Qantas Frequent Flyer program. Not valid in conjunction with any other promotional offer.
You must be a member of the Qantas Frequent Flyer program to earn and redeem points. A joining fee may apply. Membership and points are subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/frequentflyer. Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions, and exclusions apply.close
A balance transfer can be a simple way to save on interest and repay more of your balance sooner.
When you apply for a Balance Transfer, you’ll be invited to select an existing balance from another non-American Express Credit Card account. You can transfer up to 70% of your credit limit, to a maximum of $10,000.
Once the balance transfer has been approved, a 1% credit plan establishment fee will be applied to the balance transferred (except for the American Express EssentialTM Credit Card which has no establishment fee), and you’ll receive a 0% p.a. on balance transfers for the first 12 months of your Card Membership.
The promotional rate of 0% p.a. expires at the end of the first 12 months of your Card Membership and after that date the standard rate of interest will be charged on any remaining balances on your account.
You can take advantage of the promotional rate of 0% p.a for balance transfer on any American Express Platinum, Qantas or Velocity Credit Cards, and The American Express EssentialTM Credit Card.
Depending on the American Express Credit Card you choose, you will receive:
The range of benefits, protection, and insurance cover varies with each Credit Card, so have a look and see which one suits you best. Simply browse the list of Cards in the menu to the left, or use the 'Compare these Cards' button near the top of this page to review all our Credit Cards at the same time, meaning you can apply for the best Credit Card to suit you.
American Express credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 1 January 2016 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited.
American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company.
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