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Help manage your finances. Transfer your balance to a new American Express Credit Card and you’ll receive a rate of 0% p.a. on balance transfers for the first 12 months with a one off 1% credit plan establishment fee (except for the American Express EssentialTM Credit Card which has no establishment fee). This offer excludes any existing or previous Card Members.
Save money with a promotional rate of 0% p.a. for balance transfer for the first 12 months.
This offer excludes any existing or previous Card Members. Apply online by 2 February 2016 and be approved to transfer a maximum of 70% of your credit limit, up to $10,000 maximum and receive 0% p.a. for the first 12 months of your Card membership. A one off credit plan establishment fee of 1% applies to any balances transferred1 (except for the American Express EssentialTM Credit Card which has no establishment fee).
Of course, you'll receive the usual first-class American Express benefits - such as 24/7 customer service, state-of-the-art security, as well as other Card specific benefits:
A balance transfer can be a simple way to save on interest and repay more of your balance sooner.
When you apply for a Balance Transfer, you’ll be invited to select an existing balance from another non-American Express Credit Card account. You can transfer up to 70% of your credit limit, to a maximum of $10,000.
Once the balance transfer has been approved, a 1% credit plan establishment fee will be applied to the balance transferred (except for the American Express EssentialTM Credit Card which has no establishment fee), and you’ll receive a 0% p.a. on balance transfers for the first 12 months of your Card Membership.
The promotional rate of 0% p.a. expires at the end of the first 12 months of your Card Membership and after that date the standard rate of interest will be charged on any remaining balances on your account.
Use our Balance Transfer Calculator
You can take advantage of the promotional rate of 0% p.a for balance transfer on any American Express Platinum, Qantas or Velocity Credit Cards, and The American Express EssentialTM Credit Card.
Depending on the American Express Credit Card you choose, you will receive:
The range of benefits, protection, and insurance cover varies with each Credit Card, so have a look and see which one suits you best. Simply browse the list of Cards in the menu to the left, or use the 'Compare these Cards' button near the top of this page to review all our Credit Cards at the same time, meaning you can apply for the best Credit Card to suit you.
American Express credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 1 July 2015 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited.
American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company.
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