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The lifestyle you
    care about

protected



   with American Express Personal Accident Insurances

Protection for whatever life throws at you

Don't let accidents and accidental injuries derail your plans for the future. Accidents will happen....you never know when. Accident Insurance could provide that extra support on top of any other insurance you have by providing a lump sum cash payment for eligible claims if you were to suffer an accident resulting in a bodily injury

American Express Active Lifestyle Protection

Benefits include*:

  • Serious Accident
  • Broken Bones
  • Accidental Loss of Life

Application age limit 74



American Express Accident Recovery Plan

Benefits include*:

  • Broken Bones
  • Serious Accident
  • Dislocation
  • Home Assistance
  • Funeral Benefit

Application age limit 85


American Express Accident Cash Plan

Provides a lump sum cash payment to your estate if you were to suddenly pass away as a result of an accidental injury.

Learn More

American Express Active Lifestyle Protection

Active Lifestyle Protection has been designed to help you in the event of some of life’s unexpected twists and turns and to provide you with reassurance and security.

To be eligible for the American Express Active Lifestyle Protection you must be an Australian resident, aged between 18 and 74 years.

Benefits include cover for:

blue_tickSerious Accident

If You suffer a Permanent Loss, Quadriplegia or Paraplegia as a result of an Accident , you will be covered for up to the maximum amount shown on Your Policy, current at the time of the Accident.

blue_tickBroken Bones

If You are eligible to receive a payment under the Broken Bones Benefit, ACE will also pay You the Broken Bones Additional Benefit, up to the maximum amount shown on Your Policy Schedule current at the time of the accident causing the Accidental Injury.

blue_tickLife Events

Financial stresses come from many aspects of life. That’s why American Express Active Lifestyle Protection also covers you for certain events you can plan for. With American Express Active Lifestyle Protection, you'll receive $500 for any one of the following life events:

  • You get married
  • You buy a new home to be Your usual place of residence
  • The birth of your child
  • You adopt a child(ren)
  • You get divorced
  • You relocate more than 200Km from Your usual place of residence
  • You change employer

You can claim one life event in every Period of Insurance!

blue_tickAccidental Loss of Life Additional Cover

In the event of Your Accidental Loss of Life, We ACE will pay Your estate the benefit shown on Your Policy Schedule, current at the time of the accident causing Your Accidental Loss of Life.

blue_tickBroken Bones Additional Cover

If You are eligible to receive a payment under the Broken Bones Benefit, ACE will also pay You the Broken Bones Additional Benefit, up to the maximum amount shown on Your Policy Schedule current at the time of the accident causing the Accidental Injury.

Terms, conditions and exclusions apply. Please read the American Express Active Lifestyle Protection Product Disclosure Statement for full details.

For more information speak to a specialist today.

ph_icon_au Customer Service

Phone ACE on 1800 810 624
(Mon to Fri 9am – 5pm AEST)

American Express Accident Recovery Plan

Keeping up with everyday household expenses would be a struggle for your loved ones if you were no longer there to provide for them, then maybe it’s time to consider how you can provide financial protection to ease the financial burden. There are 5 benefits that form Accident Recovery with 5 levels of cover to choose from.

To be eligible for AMEX Accident Recovery you must be an Australian resident, aged between 18 and 85 years.

Benefits include cover for:

blue_tickBroken Bones

If You break a bone(s) as a result of an Accident, ACE will pay You the relevant Broken Bones Benefit up to the maximum amount shown on Your Policy current at the time of the accident causing the Accidental Injury.

blue_tickSerious Accident

You could receive a lump sum payment of up to $50,000 if you were to suffer a permanent loss, quadriplegia or paraplegia as a result results of an accidental injury.

blue_tickDislocation

If You suffer a Dislocation as a result of an Accident, ACE will pay You the relevant Dislocation Benefit up to the maximum amount shown on Your Policy current at the time of the accident causing the Accidental Injury.

blue_tickHome Assistance

If you are confined to bed for more than 48 hours due to an Accident, ACE will reimburse you for any Domestic Duties assistance you have paid for up to a maximum of $800 per week, depending on the level of cover you choose.

blue_tickFuneral

In the event of Your Accidental Loss of Life, ACE will pay Your estate the Funeral Benefit shown on your policy at the time of the accident causing your Accidental Loss of Life.

Terms, conditions and exclusions apply. Please read the American Express Accident Recovery Plan Product Disclosure Statement

For more information speak to a specialist today.

ph_icon_au Customer Service

Phone ACE on 1800 810 624
(Mon to Fri 9am – 5pm AEST)

American Express Accident Cash Plan

Accident Cash Plan has been designed to provide your family with financial protection and support if you were to suffer a serious accident resulting in your accidental loss of life.

To be eligible for American Express Accident Cash Plan you must be an Australian resident, aged between 18 and 74 years.

Main benefit of Accident Cash Plan with 9 levels of cover to choose from include:

blue_tickAccidental loss of life

 If you were to lose your life as a result of an Accidental Injury, your estate could receive a lump sum payment ($100,000 - $500,000 depending on your level of cover) to help support your beneficiaries at this difficult time.

blue_tickSerious Accident (Optional add-on)

You could receive a lump sum payment of $100,000 if you were to suffer a permanent loss, quadriplegia or paraplegia as a result of an accidental injury.

Terms, conditions and exclusions apply. Please read the American Express Accident Cash Plan Product Disclosure Statement

For more information speak to a specialist today.

ph_icon_au Customer Service

Phone ACE on 1800 810 624
(Mon to Fri 9am – 5pm AEST)

Claims

What to do in the event of a claim

Advise all claims to ACE within 30 days of a claim event or as soon as reasonably practicable via the ACE online claims website.

You must submit all supporting documentation, e.g. medical reports, police reports, declarations, receipts, valuations or other such evidence ACE may request to assist ACE in the prompt resolution of your claim.

Online Claims

For non-emergency claims please visit the ACE
online claims website here

Customer Service Email

CustomerService.AUNZ@acegroup.com
.

Claims

Phone ACE on 1800 810 624
(Mon to Fri 9am – 5pm AEST)

Customer Service

Phone ACE on 1800 810 624
(Mon to Fri 9am – 5pm AEST)

About ACE Insurance

American Express International Inc. and ACE Insurance Limited (ACE) are global partners and work in conjunction to deliver quality products to our customers.

The ACE Group is one of the world’s largest multi-line property and casualty insurers. With operations in 53 countries, ACE provides various types of insurance, including commercial and personal property insurance and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. ACE Limited, the parent company of the ACE Group, is listed on the New York Stock Exchange (NYSE: ACE) and is a component of the S&P 500 index.

Additional information can be found at: www.acegroup.com

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