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The people
      you love

protected




      with American Express Ezicover Life Insurance

Financial security for
the ones you love

American Express’ award winning range of Life Insurance products help protect your family’s financial wellbeing if you were unexpectedly no longer there.

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Term Life Insurance

A simple life insurance product that offers a lump sum payment of up to $1,500,000^ on death or diagnosis of terminal illness*
Application age limit: 69 years

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Funeral Insurance

Can pay up to $15,000 to your family and loved ones to help them with your funeral bill and other unexpected expenses*
Application age limit: 70 years

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Term Life Insurance

Have you ever considered how your family would fare if you were unexpectedly no longer there? Do you have sufficient measures in place to help them manage financially?

Having the right life insurance cover can go a long way in helping your family meet their financial needs after you’re gone.

American Express Ezicover Life Insurance is an affordable and simple product issued by Zurich that can offer a lump sum payment of up to $1,500,000^ on death or terminal illness.

With a quick and easy application process, there’s no better time to establish protection for your loved ones.


Sales

1800 237 300
(Mon to Fri, 9am to 5pm AEST)

GET A QUOTE

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blue_tick10% Multi-life discount

Receive a 10% discount on the second life where two applications are submitted at the same time, and both policies are issued.

blue_tickFirst month's cover for $0

With Ezicover Life Insurance you get your first month’s cover for $0, meaning no premiums are payable for the period of one month from the start date of your policy.

blue_tickLump sum cover from $500,000 - $1,500,000
Age Cover Available
19 – 45 Up to $1,500,000
46 – 54 Up to $1,000,000
55 – 59 Up to $750,000
60 – 69 Up to $500,000
blue_tick$15,000 Cash advance benefit

An advance payment of $15,000 to help with immediate funeral, estate or other expenses while your death benefit claim is being settled.

blue_tickGenerally no medical examination is required

Does not require an interview or medical examination on application. In some cases further medical information may be required.

blue_tickFuture insurability benefit

Death benefit can be increased by up to $100,000 in any one year until the policy anniversary after your 54th birthday without our reassessment of your personal circumstances, following specific changes in your lifestyle.

Direct_Life_Awards -1 Direct_Life_Awards-2 Direct_Life_Awards- 3

Funeral Insurance

American Express Ezicover Funeral Advantage, issued by Zurich, can pay up to $15,000 to your family and loved ones to help them with your funeral bill and other unexpected expenses. With a little forward planning you can now make sure that your family will have one less thing to worry about if you were to pass away.*

By making a simple decision to take out American Express Ezicover Funeral Advantage, you can help make sure your loved ones will not be burdened with the high cost of your funeral and other expenses that may come up. Your family members can use the payout any way they choose – to meet the direct costs of the funeral or to pay household bills and other expenses.

Apply for the policy and we guarantee acceptance as long as you are an Australian resident aged between 35 and 70 years. You don’t need to take a medical and there are no health questions. Once you are covered provided you continue to pay premiums when due, you can keep your policy for life.

Get a quote and apply online for American Express Ezicover Funeral Insurance

Sales

1800 237 300
(Mon to Fri, 9am to 5pm AEST)

GET A QUOTE

Please wait a moment.
You are now leaving the American Express website and entering the Zurich Ezicover website. All the information you provide will be subject to Zurich security and privacy policy.

Product Disclosure Statement (PDS)

For full details of American Express Ezicover Insurance, issued by Zurich including terms, conditions and exclusions please refer to the following Product Disclosure Statements:

American Express Ezicover Life Insurance PDS

American Express Ezicover Funeral Advantage PDS

Frequently Asked Questions

blue_tickGeneral Questions

direction_arrow_blue_down What is Ezicover insurance?

direction_arrow_blue_down How do I apply for Ezicover?

direction_arrow_blue_down Why should I consider Ezicover insurance?

direction_arrow_blue_down What are the main types of cover available through Ezicover?

direction_arrow_blue_down I have life insurance cover with my superannuation. Why do I need additional insurance?

direction_arrow_blue_down I’m healthy, why would I need life insurance now?

direction_arrow_blue_down I’m self employed, do I need insurance?

blue_tickPolicy Questions

direction_arrow_blue_down When does my cover begin?

direction_arrow_blue_down Am I covered if I go overseas?

direction_arrow_blue_down Is there a cooling off period?

direction_arrow_blue_down Do I need to have a medical examination?

direction_arrow_blue_down What happens if I don’t pay my premium?

direction_arrow_blue_down How do I make a claim?

direction_arrow_blue_down Are there any exclusions?

direction_arrow_blue_down What happens if I have a complaint about my policy?

blue_tickPremium Related Questions

direction_arrow_blue_down How do you calculate Ezicover premiums?

direction_arrow_blue_down How can I pay for my Ezicover policy?

direction_arrow_blue_down Are my premiums guaranteed?

direction_arrow_blue_down Who receives the benefit payments from my Ezicover policy?

Claims

Ezicover Claims

Every claim received by Zurich is handled promptly and with sensitivity. Zurich’s local claims team members are committed, experienced professionals who’ll ensure your claim is paid as quickly as possible.

We understand your situation

Zurich understand that when making a claim, chances are you and your family are going through a difficult time. If at any point during the process you are unsure about how to proceed, Claims team members are ready with help and advice. Just call 1800 025 015.

How to make a claim

  1. First check your Policy schedule and Policy document to confirm the Ezicover policy you have with Zurich
  2. Contact the Claims team on 1800 025 015 for a claim form
  3. Complete and sign the claim form/s
  4. Post, fax or scan/email your signed form/s to:

Mail

Zurich Australia Limited
Claims Department Locked Bag 994
North Sydney, NSW 2059

Claims Email

life.claims@zurich.com.au

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Customer Service email

amexlife@zurich.com.au
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Customer Service

1800 025 015 (Mon to Thu 8:30am – 7pm AEST Fri 8:30am – 5:30pm AEST)

About Zurich

American Express is proud to partner with Zurich who issue and manage your Ezicover Insurance*

Zurich Australia Limited (Zurich Australia) is a member of the Swiss-based worldwide Zurich insurance Group. The Zurich Insurance Group is one of the world’s largest insurance groups, and one of the few to operate on a truly global basis. Founded in 1872, the Group’s headquarters are in Zurich, Switzerland. The Zurich Group employs over 60,000 people helping customers manage risk in more than 170 countries. Zurich Australia is able to draw on its global strength to provide exceptional service and outstanding value, and provide innovative, customer friendly products.

Ezicover has been designed to provide a wide range of easy to understand insurance options that, based on the level of cover selected, can help provide financial security for you and your loved ones at all stages of your life.

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