Learning more about Credit Cards
Understanding how Credit Cards work is the first step towards financial health. This Credit Card guide provides information about what is a Credit Card and how is it different to a Charge Card, including information on how Credit Cards work with details about interest rates, fees, and the application process – to help you make an informed decision and use them wisely.
Where can I use my American Express Card?
American Express is accepted at hundreds of thousands of places around Australia, including various shops, restaurants, hotels and more. Use it for your purchases to enjoy membership benefits and rewards more often.
Life with Amex
From money-saving ideas to travel inspiration and daily life tips, get inspired to do great things and make your life more rewarding.
Shop with confidence
At American Express, we take your security seriously. That’s why we have measures in place to ensure you can shop with confidence.
Make payments with a swish of your mobile
No wallet, no problem. Add your American Express Card to a mobile wallet of your choice and use your phone or wearable to make swift, secure, and instant payments, just as you would your Card, no matter where you are or what you're doing.
Managing your Account is simple
Whether you’re just getting started, looking to pay a bill, use Membership Rewards points, or keep track of your spending, here’s how to get the most out of your Credit Card.
Live life to the fullest with American Express Membership
As an American Express Card Member, you get to enjoy travel benefits that take you further, points that are more rewarding, and services that open more doors around the world.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the US and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Google Pay and the Google Logo are trademarks of Google LLC.
Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Samsung Pay is available on select Samsung devices.
1. No pre-set spending limit. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us.
2. Fraud Protection. Provided that you don’t contribute to, or unreasonably delay, reporting any misuse of your Account, and you have complied with your Card Conditions, you won’t be held liable for any unauthorised charges.
3. Card Purchase and Refund Cover. American Express Card Insurances are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.