A Credit Card is a Card issued by a financial institution that offers you a line of credit that can be used to make purchases. From interest rates to the application process, here’s everything you need to know about Credit Cards.
American Express is already accepted at hundreds of thousands of places around Australia, including the places you love to shop, so you can enjoy Membership benefits and rewards more often.
Whether you’re just getting started, looking to pay a bill, use Membership Rewards points, or keep track of your spending, here’s how to get the most out of your Credit Card.
At American Express, we take your security seriously. That’s why we have measures in place to ensure you can shop with confidence.
Leave your wallet at home and enjoy the convenience of mobile payments. You can now make payments through contactless technology with your American Express® Card using Apple, Samsung and AndroidTM devices. To get started, all you have to do is scan your Card into the app and follow the prompts.
As an American Express Card Member, you get to enjoy travel benefits that take you further, points that are more rewarding, and services that open more doors around the world.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the US and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Google Pay and the Google Logo are trademarks of Google LLC.
Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Samsung Pay is available on select Samsung devices.
1. No pre-set spending limit. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us.
2. Fraud Protection. Provided that you don’t contribute to, or unreasonably delay, reporting any misuse of your Account, and you have complied with your Card Conditions, you won’t be held liable for any unauthorised charges.
3. Purchase and Refund Protection. American Express Insurances are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb) and is subject to the terms, conditions, and exclusions contained in the individual American Express Credit Card Insurances policy between American Express and Chubb. This website does not take into account your objectives, financial situation or needs. It’s important for you to read the Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements.