The information has been prepared without taking into account your objectives, financial situation or needs. You should read the Financial Services Guide and the Telegraphic Transfers and Forward Exchange Contracts Replacement Product Disclosure Statement (PDS) and consider the appropriateness of International Payments in relation to your individual requirements. Terms, conditions, fees and charges apply. Please review the Target Market Determination
1. AccessLine™ is not available to individual consumers. To enrol in this service, your business will be required to complete an application, which is subject to review and approval by American Express. For a copy of the application, including terms and conditions, call 1300 885 749. Users need to have an American Express Corporate Card or American Express Business Card, an FX International Payments account and be registered to use AccessLine™. International Payments are arranged through American Express International Inc. (ABN 15 000 618 208 AFSL No. 237996). Incorporated with Limited Liability in Delaware, USA.
2. Only American Express FX International Payments clients with a valid American Express Business or Corporate Card are eligible to earn Membership Rewards. Subject to the Terms and Conditions of the Membership Rewards program available here. Enrolment into Membership Rewards is required (an annual fee may apply). Eligibility to participate in the Membership Rewards program depends on your Card product type, and is subject to the approval of American Express. You will earn 1 Membership Rewards point for every AU$15 you spend in foreign currency payments. Points are calculated on local currency equivalent and will be credited to your account 6 to 8 weeks after making an eligible international payment transaction. American Express foreign currency Telegraphic Transfers, Draft payments, Forward Contract drawdowns or Cross Currency payments are eligible transactions and are subject to change. Offer excludes Australian Dollar transactions. Subject to the Terms and Conditions of the Membership Rewards program.
3. Card Members may only participate in the Program if their Company chooses to enrol their Card Account in the Program, subject to our approval.
4. Extend your cash flow by up to 55 days (excluding American Express Business Cards approved after 11 August 2022 which feature the extension of cash flow by up to 110 days): Depending on your Card product type, method of payment, when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period. If you pay by direct debit, your payment will be processed 10 days after your statement is issued.