Card Accounts
Business Owners
Personal Cards
Popular Personal Cards
Online Travel
Business Travel
All Insurance Services
Travel Insurance
Membership Rewards
Card Member Offers & Benefits
Business Owners
Corporations
Global Network
Card Accounts
Business Owners
Personal Cards
Popular Personal Cards
Online Travel
Business Travel
All Insurance Services
Travel Insurance
Membership Rewards
Card Member Offers & Benefits
Business Owners
Corporations
Global Network
Making international and domestic payments better for business.
With AccessLine™1 eligible American Express® Business and Corporate Card Customers can make fast, secure payments, even to merchants who don't accept Card payments – plus you can earn American Express Membership Rewards points in the process.2 Now, the world really is your oyster.
With AccessLineTM you can make simple, secure payments to suppliers within Australia and overseas – even if they don't accept Cards.
AccessLineTM allows you to streamline your domestic and international payments and provides comprehensive reporting for improved visibility.
Manage your cash flow more efficiently and negotiate early payment discounts on domestic and international payments, with up to 55 days to pay depending upon when you make a purchase and when your statement is issued.4
Earn up to 2.25 Membership Rewards points for every AU$1 you spend, based on your Card – you just need to have an eligible Card enrolled in the Membership Rewards program.2
"The American Express Card was now a line of credit that was like an overdraft facility and we were no longer restricted by the fact that vendors did not accept American Express or any other credit card payment for that matter. They had no idea that we were effectively funding the electronic funds transfer on our American Express Card: to them the money landed up in their bank account like an ordinary wire transfer."
Geoff Gazzard, Finance Manager of International Air Parts
If you’re a business Card Member holding one of the Cards below, you’re eligible to use AccessLineTM.
You’re eligible to receive points for your AccessLineTM transactions if you hold one of the following American Express Cards:
To start earning points, all you need to do is link this Card to your Membership Rewards account by completing a registration form.
Once we’ve approved your application, your account will be ready to receive points. You can then redeem these points for travel, shopping, dining and entertainment rewards.2
AccessLineTM processes transactions in over 110 different currencies, including:
The information has been prepared without taking into account your objectives, financial situation or needs. You should read the Financial Services Guide and the Telegraphic Transfers and Forward Exchange Contracts Replacement Product Disclosure Statement (PDS) and consider the appropriateness of International Payments in relation to your individual requirements. Terms, conditions, fees and charges apply. Please review the Target Market Determination
1. AccessLine™ is not available to individual consumers. To enrol in this service, your business will be required to complete an application, which is subject to review and approval by American Express. For a copy of the application, including terms and conditions, call 1300 885 749. Users need to have an American Express Corporate Card or American Express Business Card, an FX International Payments account and be registered to use AccessLine™. International Payments are arranged through American Express International Inc. (ABN 15 000 618 208 AFSL No. 237996). Incorporated with Limited Liability in Delaware, USA.
2. Only American Express FX International Payments clients with a valid American Express Business or Corporate Card are eligible to earn Membership Rewards. Subject to the Terms and Conditions of the Membership Rewards program available here. Enrolment into Membership Rewards is required (an annual fee may apply). Eligibility to participate in the Membership Rewards program depends on your Card product type, and is subject to the approval of American Express. You will earn 1 Membership Rewards point for every AU$15 you spend in foreign currency payments. Points are calculated on local currency equivalent and will be credited to your account 6 to 8 weeks after making an eligible international payment transaction. American Express foreign currency Telegraphic Transfers, Draft payments, Forward Contract drawdowns or Cross Currency payments are eligible transactions and are subject to change. Offer excludes Australian Dollar transactions. Subject to the Terms and Conditions of the Membership Rewards program.
3. Card Members may only participate in the Program if their Company chooses to enrol their Card Account in the Program, subject to our approval.
4. Extend your cash flow by up to 55 days (excluding American Express Business Cards approved after 11 August 2022 which feature the extension of cash flow by up to 110 days): Depending on your Card product type, method of payment, when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period. If you pay by direct debit, your payment will be processed 10 days after your statement is issued.
