American ExpressAmerican ExpressAmerican ExpressAmerican ExpressAmerican Express

American Express AccessLine®

Making international and domestic payments better for business.

Embrace greater efficiency, access and control


With AccessLine®, eligible American Express® Business and Corporate Card Customers can make fast, secure payments, even to merchants who don't accept Card payments – plus you can earn American Express Membership Rewards points in the process.1 Now, the world really is your oyster.

Immediate benefits for your business

Use AccessLine to make secure domestic and international payments to even those suppliers who do not accept cards.

Access without issues


With AccessLine you can make simple, secure payments to suppliers within Australia and overseas – even if they don't accept Cards.


AccessLine helps improve speed and efficiency in the domestic and international payments process and also provides comprehensive reporting.

Speed and efficiency


AccessLine allows you to streamline your domestic and international payments and provides comprehensive reporting for improved visibility.

AccessLine supports cash flow management by allowing early payment discounts on domestic and international payments.

Keep cash flowing


Manage your cash flow more efficiently and negotiate early payment discounts on domestic and international payments, with up to 51 days to pay depending upon when you make a purchase and when your statement is issued.3

Enroll your eligible Business Card in the American Express Membership Rewards program and earn reward points when making domestic and international payments with AccessLine.

A rewarding way to pay


Earn up to 2.25 Membership Rewards points for every AU$1 you spend, based on your Card – you just need to have an eligible Card enrolled in the Membership Rewards program.1

How does AccessLine work?

Infographic of steps involved in utilizing American Express AccessLineSM. American Express® Corporate Card Members can now make easy, fast, secure international payments to merchants.

"The American Express Card was now a line of credit that was like an overdraft facility and we were no longer restricted by the fact that vendors did not accept American Express or any other credit card payment for that matter. They had no idea that we were effectively funding the electronic funds transfer on our American Express Card: to them the money landed up in their bank account like an ordinary wire transfer."

Geoff Gazzard, Finance Manager of International Air Parts

Frequently Asked Questions

Case Study

AccessLine Case Study
Managing Cash Flow and Product Demand in the Import Industry
AccessLine Case Study
Managing Cash Flow and Financial Complexity in the Import Industry
AccessLine Case Study
Managing Cash Flow and Earning Membership Rewards Points in the Travel Industry

How can AccessLine work for your business?

Existing FX International Payments customers login here