American ExpressAmerican ExpressAmerican ExpressAmerican ExpressAmerican Express

The American Express®

Platinum Card

Platinum service. Platinum rewards.



Card type
Charge Card.

Annual fee
$1,250 p.a.


Bonus Offer: 80,000 Membership Rewards Bonus Points. Available to new Card Members only.1

Cash Flow Period: Up to 44 days2

View key information for this Card and American Express Charge Card Terms

Platinum Card card art

Be rewarded with 80,000 Membership Rewards Bonus Points worth $600 with American Express Travel

Simply apply online, be approved, and spend $1,500 on your new Card in the first 3 months of Card Membership.

Available to new Card Members only1.


Transfer points to airline and hotel programmes

Transfer Membership Rewards points to a choice of 7 airline rewards and 2 hotel programmes3.


Receive $200 to spend on travel each year

Use your credit for pre-paid airfares, car hire or hotel bookingsthrough American Express Travel.


Enjoy VIP lounge access

You and a guest can enjoy complimentary access to 1,200 Airport lounges across 120 countries and counting with The American Express Global Lounge Collection5.


Hotel & Car Hire Elite Status

Gain upgraded status and complimentary benefits with our hotel partner loyalty programmes, which include Hilton6, SPG®7, Radisson Hotel Group8 and Accor Hotels9.


Travel with confidence

Receive complimentary domestic and international Travel Insurance10 and Smartphone Screen Insurance11.


Rewards that go above and
beyond the every day.


With the American Express Platinum Card, you can enjoy a range of unique benefits including upgrades, access to special benefits and substantial savings.


Welcome bonus

Receive 80,000 Membership Rewards Bonus Points1 when you apply, are approved, and spend $1,500 on your new Card in the first 3 months of Card Membership (available to new Card Members only).


Earn unlimited points that don’t expire

Earn 2 Membership Rewards points for every $1 spent on your Card12.


Turn points into travel or credit on your Account

Transfer points to any of our seven airline partner rewards programmes3 or turn Membership Rewards points into credit on your American Express Card Account13.


Add additional Cards

Earn more points by getting an additional Card for family members at no extra fee14.


Receive $200 to spend on travel each year

Each year you will receive $200 to spend on travel each year which can be redeemed for pre-paid airfares, car hire or hotel bookings through American Express Travel4.


FINE HOTEL & RESORTS programme benefits

Enjoy benefits that offer an average total value of more than NZ$750 at over 1,000 hand-selected 5-star properties worldwide. Benefits include daily breakfast for two people, room upgrades, noon-check in, guaranteed 4pm late check-out and a special amenity at each property15.


Smartphone cover

Pay for your smartphone outright with your American Express Platinum Card, or pay your monthly Smartphone contract or SIM Only Plan, and you’ll be covered for up to $500 towards front screen repairs with our Smartphone Screen Insurance11.


Wherever you go,
go there worry-free.


Pay for travel with your American Express Platinum Card, or Membership Rewards points, and you’ll be covered with a range of insurance.

Loss Damage Waiver Cover

Receive vehicle insurance excess cover up to $125,000 when you pay for car hire with your Card10.



Transport Accident Cover

Be covered up to $1,000,000 if you have accident while travelling10.



International Travel Insurance

Receive complimentary cover for you and your family10.



Medical Emergency Expenses Cover, including Repatriation

Have peace of mind with up to $20,000,000 in cover (including Repatriation)10.



Travel Cancellation Cover

You’ll also be covered for travel cancellations up $30,00010.



Personal Liability Cover

Your Card also includes Personal Liability Cover up to $3,000,00010.



Baggage, Money and Documents Cover

Your bags, money and documents will also be covered up to $60,00010.



Global Assist Service

Need help while you’re travelling? Global Assist will help you get in touch with English-speaking medical and legal services, whenever you are more than 200km away from your home, for no longer than 90 days10.


Enjoy the benefits here, there, and everywhere.

Earn points in more places

The American Express Card is accepted at tens of thousands of places, including airlines, restaurants, supermarkets, petrol stations, and retail stores.


See where American Express is accepted


Dedicated travel service

Whether you need help planning the trip of a lifetime or a weekend getaway, Platinum Travel Service is there to help you16.


A personal Concierge

Need help finding a venue for a meeting or a gift for someone special? You can call upon the Platinum Concierge, day or night16.


Card purchases are protected

Use your Card to make purchases and our Purchase Protection will cover eligible items that are damaged or stolen within 90 days of purchase. Plus, the Buyer's Advantage Cover10 extends the manufacturer's original warranty by up to 12 months on eligible products.


Enjoy safety and security

You’ll also be protected against fraudulent transactions made using your Card details with our Fraud Protection Guarantee17.

Interested? Check the eligibility criteria.


To apply for an American Express Platinum Card, you’ll need to be able to meet the following criteria:

  • Be aged 18 or over
  • Have no history of bad debt or payment default
  • Have a personal gross (pre-tax) annual income of $100,000 or more
  • Have the right to work in New Zealand, and
  • If self-employed, have been trading for at least 18 months (or 12 months if I hold an existing American Express issued Card)

Ready to apply?

You may also be interested in these Cards.


View all Cards

The American Express Airpoints Platinum Card

Earn Airpoints fast: $59 spend = 1 Airpoints Dollar.

Be rewarded with 400 bonus Airpoints Dollars.

The American Express Platinum Edge Credit Card

Get a complimentary domestic flight every year.

Receive 20,000 Membership Rewards Bonus Points.