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American Express

Apply for the American Express® Gold Rewards Card

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$180 in credits from American Express

Apply for the American Express® Gold Rewards Card and you can get $180 in credits from American Express when you spend $180 in Reliance Home Comfort™ purchases/services or sign up for Pre-Authorized Bill Payments in your first 12 months of Cardmembership1.

A special offer for new American Express Cardmembers!
Earning $180 in credits is as easy as 1, 2, 3

  1. Apply for the Card

    Apply for the American Express® Gold Rewards Card.
  2. Spend at Reliance Home Comfort

    Spend at Reliance Home Comfort using your Gold Rewards Card.1
    You can also use your new Card to sign up for Reliance™ Pre-Authorized Bill Payments. Sign up to pay your Reliance bills with your Gold Rewards Card.
  3. Receive your credits

    In the first 12 months of Cardmembership for every dollar that you spend at Reliance Home Comfort up to $180, you can receive credits for that amount from American Express.1
Plus, earn 3X points!

Earn 3 Membership Rewards® points for every $1 in eligible purchases/services at Reliance Home Comfort charged to your Card in your first 12 months of Cardmembership.2

And 15,000 bonus points!

Earn a Welcome Bonus of 15,000 Membership Rewards® points when you charge $500 in purchases to your Card in your first 3 months of Cardmembership - that’s enough for a short-haul flight!3

Plus, earn 3X points!

Earn 3 Membership Rewards® points for every $1 in eligible purchases/services at Reliance Home Comfort to your Card in your first 12 months of Cardmembership.2

And 15,000 bonus points!

Earn a Welcome Bonus of 15,000 Membership Rewards® points when you charge $500 in purchases to your Card in your first 3 months of Cardmembership - that’s enough for a short-haul flight!3

Say YES to the Gold Rewards Card – there’s no annual fee for the first year (a value of $150*)
Who should apply?

Apply today for the American Express Gold Rewards Card if:

  • You are a Canadian resident and have a Canadian credit file
  • Your personal income plus your spouse/partner annual income (if applicable) is of $20,000 or more
Welcome! Let us help you jumpstart your point earnings

Earn a Welcome Bonus of 15,000 Membership Rewards® points when you charge $500 in purchases to your Card in your first 3 months of Cardmembership – that’s enough for a short-haul flight!3

Plus, 1 Free Supplementary Gold Rewards Card – a $50* value – to help you earn points faster.4

Turn ordinary purchases into extraordinary rewards

Simply by choosing the Gold Rewards Card for your morning coffee, weekly newspaper, gym membership, gas, groceries, etc... you can get closer to your next great reward.

  • Earn 3 Membership Rewards® points for every $1 in eligible purchases, services or Pre-Authorized Bill Payments at Reliance Home Comfort charged to your Card in your first 12 months of Cardmembership.2
  • Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada.5
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more.5
  • Earn one point for every $1 in Card purchases everywhere else.5

And then, whether it’s travel, top brand merchandise, gift cards from leading retailers or one-of-a-kind experiences, the Gold Rewards Card opens up a world of rewards to treat yourself or someone special. With no pre-set spending limit6, no cap on the amount of points you can earn, and no points expiry, the reward possibilities are endless!

Charge any travel to your Card and pay with points

Use a travel agency, tour operator or even an online travel website to book your travel plans. Charge last minute vacation packages, airline tickets, car rentals, adventure tours, and more to your Card, with no blackouts or seat restrictions. Then go online to redeem your points.7 Your points can even cover taxes and fees. You can choose to redeem points towards a travel charge up to 3 months later.

Transfer your points to your favourite frequent flyer or hotel rewards programs

Are you a frequent flyer or hotel program collector? Say no more. Transfer your points to frequent flyer and hotel rewards programs8, one one-to-one to Aeroplan®*9 and Avios10.

Aeroplan Cathay Pacific Delta
Alitalia Hilton HHonors Etihad Airways
British Airways SPG. Starwood Preferred Guest
Travel and shop with confidence, with a wide array of coverage

Experience all the adventures ahead of you with peace of mind.

Emergency Medical Insurance11† (Out of province/country)
Provides coverage for eligible emergency medical expenses incurred while travelling outside your Canadian province or territory of residence, for the first 15 consecutive days of each trip for all insured persons under the age of 65.

Trip Interruption Insurance11†
Provides coverage for the non-refundable unused portion of your prepaid travel arrangements, as well as transportation up to $1,500 per trip per insured person up to a maximum of $6,000 for all insured persons combined should your trip be interrupted or delayed for a covered reason.

Complimentary Car Rental Theft and Damage Insurance12†
Save money when travelling with complimentary Car Rental Theft and Damage Insurance. Where allowed by law, you will be automatically covered for damage or theft of your rental car with an MSRP of up to $85,000. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to your American Express Gold Rewards Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.

Lost or Stolen Baggage Insurance13†
When you fully charge your airline tickets to your American Express Gold Rewards Card, you are covered for loss or damage to your checked-in or carry on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined.

Flight Delay Insurance11†
Charge your airline ticket to your American Express Gold Rewards Card and receive up to $500 coverage (aggregate maximum with Baggage Delay Insurance) for all necessary and reasonable hotel, motel, restaurant expenses and sundry items purchased within 48 hours when you are delayed or denied boarding for four hours or more and no alternate transportation is made available.

Baggage Delay Insurance13†
Book a flight with your American Express Gold Rewards Card and receive up to $500 coverage (aggregate maximum with Flight Delay Insurance) for all immediate daily reasonable and necessary emergency purchases, made within four days, for essential clothing and sundry items when your baggage on your outbound trip is delayed by six or more hours.

Hotel/Motel Burglary Insurance13†
Automatic coverage of up to $500 against the loss of most personal items (excluding cash) if your hotel or motel room is burglarized. Coverage is in effect as long as you have fully booked and paid for your accommodations with your American Express Gold Rewards Card.

$500,000 Travel Accident Insurance14†
Up to $500,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your American Express Gold Rewards Card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.

Travel Network Coverage15
American Express has over 2,200 Travel Service locations around the world to offer assistance while you’re travelling.

Buyer’s Assurance® Protection Plan16†
Automatically doubles the manufacturer’s original warranty up to one additional year when you charge the full purchase price to your American Express Gold Rewards Card.

Purchase Protection® Plan17†
Automatically, without registration, insures your eligible purchases against accidental physical damage and theft when you use your American Express Gold Rewards Card.

Emergency Card Replacement
No matter how you lost your Card, give us a call anytime, from anywhere and we’ll arrange to get a new one as soon as possible.

Make it a night you won’t forget with access to concerts and special events

Get access to some of the hottest concerts, theatre productions and special events across Canada through Front Of The Line®.18

Advance Access18
American Express Cardmembers can purchase tickets to the hottest concerts, theatre productions and special events before they go on sale to the general public.

Reserved Tickets18
During the public on-sale period for many major events, including but not limited to music, theatre, culinary and comedy, American Express® Cardmembers can purchase tickets from a block of great seats reserved for American Express.

Take advantage of what Gold can do for you!

Apply Now

* As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.

1. Offer subject to change without notice. Account must be in good standing. Offer valid for new American Express Gold Rewards Cardmembers who do not have an American Express Card enrolled in the Membership Rewards Program. Offer valid on applications received by American Express through the links provided in this communication. To qualify for a credit, eligible American Express Gold Rewards Cardmembers must have 1 or more Reliance Home Comfort purchases, services or Pre-Authorized Bill Payments charged to their American Express Gold Rewards Card within the first 12 months of Cardmembership. A credit will be earned only on full dollar amounts of each qualifying Reliance Home Comfort purchases, services or Pre-Authorized Bill Payments up to maximum of $180. Any purchases, services or Pre-Authorized Bill Payments amount less than $1 will carry forward and be added to the next qualifying purchases, services or Pre-Authorized Bill Payments up to the last day of the bonus period or until the maximum of $180 has been reached, whichever comes first. For more information regarding Pre-Authorized Bill Payments, visit reliancehomecomfort.com for details.

2. For the first 12 months of Cardmembership, you will earn a total of three (3) points for every $1.00 in Card purchases at Reliance Home Comfort.

3. To qualify for the Welcome Bonus you must have at least $500 in net purchases posted to your account in your first 3 months of Cardmembership. Account must be in good standing. Offer not available to existing American Express Gold Rewards Cardmembers. 15,000 Membership Rewards points = 15,000 Aeroplan Miles. As per Aeroplan’s current reward chart, 15,000 Aeroplan Miles are currently enough for a round-trip short-haul flight reward in economy class within Canada or to the Continental U.S. with Aeroplan ClassicFlight®* Rewards (applicable fees and taxes are additional). Reward seat availability is capacity controlled and is subject to seasonality of demand. Please visit aeroplan.com for details.

4. Maximum 9 Supplementary Cards per account. There is no annual fee for one Supplementary Gold Rewards Card. Additional Supplementary Cards have an annual fee of $50 each, which is waived for the first year.

5. You can earn 2 Membership Rewards (“points”) for every $1 in eligible consumer purchases at American Express retail merchants as follows: (i) at stand-alone automobile gasoline stations in Canada, (ii) at stand-alone drugstores in Canada, (iii) at stand-alone grocery stores in Canada, and (iv) for travel services or travel bookings including air, water, rail and road transport, lodging and tour operator sales but not including local and commuter transportation. Purchases at merchants where gas, grocery, pharmacy and travel sales are not their primary business (including superstores, wholesale clubs, alcohol retailers and general merchandise retailers) do not qualify for the earn rate in this category. Merchants are typically assigned codes and categorized based on what they sell. Earn rate of 1 point for every $1 applies if the merchant code is not in an eligible category, the purchase is made using an electronic wallet or is not made directly from the provider of the good or service, e.g. through a third party or by using a mobile device (e.g. smart phone) with an attached card reader. Provided your account is in good standing, points can be earned on eligible purchases less returns and other credits. Interest, fees, and charges for travellers cheques and foreign currencies are not purchases and do not earn points.

6. Having no pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including your credit history, account history, and personal resources. Proof of resources and security may be required.

7. You can redeem Membership Rewards points for a statement credit toward an Eligible Travel Purchase, which is a purchase charged to your Card at travel retailers we categorize as an airline, hotel, car rental company, cruise line, travel agency, tour operator or online travel website and includes related taxes, booking fees, airport fees and insurance premiums.  You must redeem a minimum of 1,000 points for a $10 statement credit. The credit must not exceed the amount of the Eligible Travel Purchase. Eligible Travel Purchases that have been posted to your Card account during the last three months can be viewed online. You can register for online services to view your Eligible Travel Purchases.  If you wish to redeem points against a Eligible Travel Purchase that was posted to your Card account within the last 12 months that is not displayed online, please contact us at the number listed on the back of your Card.  Other terms, conditions and restrictions apply.

8. Points transfer ratios vary by participant and transfers can take up to 5 days. Other terms apply. Visit membershiprewards.ca for details.

9. Membership Rewards point transfers must be made in increments of 100 points, with a minimum redemption requirement of 1,000 points for each transfer. 1,000 Membership Rewards points = 1,000 Aeroplan Miles. Other terms, conditions, and restrictions apply. Visit membershiprewards.ca for full Membership Rewards Terms and Conditions.

10. Membership Rewards point transfers must be made in increments of 100 points, with a minimum transfer requirement of 1,000 points for each transfer. 1,000 Membership Rewards points = 1,000 Avios. Avios are subject to British Airways Executive Club terms and conditions. For more information please visit ba.com.

11. Underwritten by RBC Insurance Company of Canada.

12. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in effect as long as you have fully charged your rental to your American Express Gold Rewards Card. There are specific conditions that apply to who may rent and drive the rental vehicle, the length of rental(s) and the type of vehicle covered.

13. Underwritten by RBC Insurance Company of Canada. In Quebec, certain coverages are underwritten by RBC General Insurance Company.

14. Travel Accident Insurance is Underwritten by ACE INA Life Insurance, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135.

15. When you charge the full price on eligible purchases to your American Express Gold Rewards Card, the coverage given under the manufacturer’s original warranty is automatically doubled for up to one additional year. Buyer's Assurance Protection Plan is underwritten by Royal & Sun Alliance Insurance Company of Canada.

16. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in excess of any and all other applicable insurance.

17. Purchase must be charged in full to an American Express Card issued by Amex Bank of Canada. Subject to availability and to event and ticketing agent terms, conditions and fees. Not all seats are available. All sales are final. No refunds. No exchanges.

†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

**§ American Express Gold Rewards Card. Winner of Top Hybrid Travel Credit Card (with annual fee) as chosen by RewardsCanada.ca in 2013 and 2012.

TM, ®: Used by Amex Bank of Canada under license from American Express.
®*: Aeroplan and ClassicFlight are registered trademarks of Aimia Canada Inc.
TM “Reliance”, “Reliance Home Comfort” and the Reliance Home Comfort logo are trademarks of Reliance Comfort Limited Partnership.

Take advantage of what Gold can do for you!

Apply Now