We are not responsible if you do not receive communications due to your device or due to systems failures, interruptions in communications systems, or due to your device settings or any other reasons. If necessary, it is your sole responsibility to adjust your device service settings. Failure to receive a communication, receipt of an inaccurate communication, or an inability to access the My Account service for any reason does not constitute an exception to your obligation to pay your Account balance on time, maintain your unpaid balance below your credit limit (if applicable), pay the minimum due on your Account in a timely manner so that we receive payment by the payment due date, or any other obligation under your Amex Agreement and you will still be bound by our statements, notices and the Amex Agreement. Notwithstanding our sending of or your receipt of a payment notification, payments received are subject to clearing and return. If necessary, you agree to login to the My Account service or contact us to obtain information.