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Your Card Benefits – earn CASH BACK*

Your Card Benefits – make everyday purchases and you can earn cash back!*

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See how quickly your CASH BACK can add up*

Remember, you can earn cash back when you use your TrueEarnings Card inside AND outside of Costco®! Here are just a few examples:

  • 3% Harvey’s, Boston Pizza, Starbucks, McDonald’s, Swiss Chalet
  • 2% (up to $3,000 annually, 1% thereafter) Esso, Petro-Canada, Chevron
  • up to 1% Fairmont, metro, Budget, RONA, Air Canada
  • At all participating Harvey’s restaurants that accept the American Express Card.
  • At all participating McDonald’s restaurants that accept the American Express Card.

When you use your Card for everyday purchases, you won’t believe how quickly your cash back can add up. And there’s no limit to the amount of cash back you can earn!

Example
Earn Cash Back on Eligible Purchases* Monthly Purchases Potential Annual Rebate
3%
on restaurant & take-out purchases*
$100 $36.00
2%
on gasoline purchases* up to $3,000 annually,
1% thereafter
$120 $28.80
up to 1%
on all of your other everyday purchases like
flights, movies and even paying your bills*
• 0.25% up to $1,000
• 0.50% on the next $2,000
• 1% on any amount over $3,000
$600 $54.50
$119.30

♢ Examples are simplified for illustrative purposes only based on the TrueEarnings Card rebate calculation as indicated. Rebates are issued annually on qualified accounts.

Earning Cash Back is easy as 1-2-3.

Paying Bills has never been so rewarding

Calendar

Telephone, cable, internet, gym membership…pay your monthly bills automatically with your TrueEarnings Card and you can earn cash back*.

The joy of CASH BACK.

Cheque

Rebates are issued on qualified accounts in January in the form of a coupon. Coupons are valid for six months from the date of issue and can be redeemed at any Costco warehouse in Canada for goods, services, or cash.

Since there’s no maximum or cap on your annual rebate, there’s no limit to the amount of cash back you can earn with your TrueEarnings Card!

Not sure where to find your annual rebate coupon? Just check the last page of your January TrueEarnings Card billing statement. If you qualified, that’s where you’ll find it.**

Make sure to use your Costco Cash Rebate coupon before the expiry date! Remember, if you usually receive your billing statements online, you will receive a paper billing statement in January.

Share many of the benefits with a current
Costco member1.

Two TrueEarnings Credit Cards

Want to earn more cash back?

When you add a Supplementary Cardmember to your TrueEarnings Card account, every purchase they make earns cash back in the same way and counts towards the annual cash rebate on your account. Best of all, it’s free! That person just needs to be a current Costco member. If you don’t already have a Supplementary TrueEarnings Card, you can get one by visiting americanexpress.ca/shareTE or by calling American Express at 1-800-668-2639.

* Rebates are calculated on eligible purchases (less credits and returns) at American Express merchants and are issued as a rebate coupon in January to qualified accounts in good standing for redemption at Costco warehouses in Canada for goods, services or cash within 6 months of date issued. Coupons are not transferable. Funds advances, interest, balance transfers, Amex cheques, annual fees, other fees and charges for travellers cheques and foreign currencies are not purchases and do not qualify. Rebates are also not earned on any purchases where not permitted by law. 3% rebate applies to purchases in Canada at restaurants. 2% rebate applies to consumer automobile gas purchases in Canada of up to $3000 annually (1% thereafter) at Costco and retail stand-alone gas stations (excluding superstores, supermarkets, other warehouse clubs and retail stores for which gas is an adjunct to their business). For other eligible purchases, rebate of .25% applies on the first $1000 annually, .5% applies on the next $2000 and 1% on amounts over $3000. Calculation resets annually. Percentage rebate is subject to categorization of and submission of charges by American Express merchants. Additional conditions and restrictions apply as set out in the terms accompanying the Cardmember Agreement.

** On eligible purchases (less credits and returns) at American Express merchants. Issued as a rebate coupon in January to qualified accounts in good standing for redemption at Costco warehouses in Canada for goods, services or cash within 6 months of date issued. Annual maximums apply to the American Express® Costco®† Platinum Cash Rebate Card. Additional conditions and restrictions apply as set out in your Rebate Program Terms and Conditions.

1. No annual fee for Supplementary Cards. Must be age of majority. Maximum 9 Supplementary Cards per account. Account must be in good standing.

™ ®: Used by Amex Bank of Canada under license from American Express.

®†: Registered trademark of Price Costco International, Inc. used under license.

Esso is a trademark of Imperial Oil Limited. Imperial Oil, licensee.

Swiss Chalet® and Harveys’s® are trademarks of Cara Operations Limited or its affiliates and are used under license.

Registered trademark of Boston Pizza Royalties Limited Partnership, used under license. Trademark of Boston Pizza International Inc.

© Boston Pizza International Inc. 2011.

The Golden Arches logo and I'm lovin' it are trademarks of McDonald's Corporation and its affiliates licensed to McDonald's Restaurant of Canada Limited.

How much could you earn?

Estimate your monthly purchases and see how the annual cash rebate on the TrueEarnings Card can really add up on eligible gas and restaurant purchases and everyday purchases.*

$/month

You can earn 3% Cash Back on eligible restaurant purchases and take-out.

$/month

You can earn 2% Cash Back on eligible gasoline purchases up to $3,000 annually and 1% thereafter.

$/month

You can earn up to 1% Cash Back on everyday purchases (0.25% up to $1,000, 0.50% on the next $2,000 and 1% on any amount over $3,000).

There’s no limit to the amount of cash back you can earn annually.

POTENTIAL ANNUAL REBATE:

$0

♢ Examples are simplified for illustrative purposes only based on the TrueEarnings Card rebate calculation as indicated. Rebates are issued annually on qualified accounts.

* Rebates are calculated on eligible purchases (less credits and returns) at American Express merchants and are issued as a rebate coupon in January to qualified accounts in good standing for redemption at Costco warehouses in Canada for goods, services or cash within 6 months of date issued. Coupons are not transferable. Funds advances, interest, balance transfers, Amex cheques, annual fees, other fees and charges for travellers cheques and foreign currencies are not purchases and do not qualify. Rebates are also not earned on any purchases where not permitted by law. 3% rebate applies to purchases in Canada at restaurants. 2% rebate applies to consumer automobile gas purchases in Canada of up to $3000 annually (1% thereafter) at Costco and retail stand-alone gas stations (excluding superstores, supermarkets, other warehouse clubs and retail stores for which gas is an adjunct to their business). For other eligible purchases, rebate of .25% applies on the first $1000 annually, .5% applies on the next $2000 and 1% on amounts over $3000. Calculation resets annually. Percentage rebate is subject to categorization of and submission of charges by American Express merchants. Additional conditions and restrictions apply as set out in the terms accompanying the Cardmember Agreement.

1. No annual fee for Supplementary Cards. Must be age of majority. Maximum 9 Supplementary Cards per account. Account must be in good standing.

TM, ®: Used by Amex Bank of Canada under license from American Express.

®†: Registered trademark of Price Costco International, Inc. used under license.