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American Express Green Business Card
American Express® Business Card
Fund your business ambitions every step of the way.
Annual Fee:
$109.
Annual Employee Card Fee:
$79 per Card (Up to 99 Employee Cards)1A
Charge Card:
Enjoy no pre-set spending limit2A and up to 51 days to pay for purchases.3A

American Express® Business Card

Fund your business ambitions every step of the way.
Annual Fee:
$109.
Annual Employee Card Fee:
$79 per Card (Up to 99 Employee Cards)1A
Charge Card:
Enjoy no pre-set spending limit2A and up to 51 days to pay for purchases.3A

Key Benefits

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Cash Flow Management

Have the confidence to manage cash flow with the help of American Express.

Take advantage of no pre-set spending limit2A

Your Business Card gives you no pre-set spending limit and as you establish a history of transactions and payment, you will be able to charge more on the Card. This can then assist you in the future with making purchases and investments for your business. Because the Card is paid in full each month, you won’t be charged interest on the balance.

Extend your cash flow by up to 51 days3A

Give your business financial flexibility with up to 51 days to pay for purchases.

Control cash flow with the help of Flexible Payment Option6A

Take advantage of American Express’ Flexible Payment Option by choosing to pay off a portion of your monthly balance, up to your FPO limit, over time. This can help your business navigate fluctuations in revenue and seize time-sensitive opportunities. Interest charges apply.

Pay with American Express for all your business needs

Enrol in AccessLine™ to pay using your Card for business expenses from rent to equipment, even when card isn’t accepted.7A Plus, you’ll earn points on every transaction and enjoy the added breathing room of up to 51 cash flow days.3A Enrolment is required.

Keep sight of employee expenditure at all times

Have greater visibility and control over your finances by consolidating key employee expenditure with Employee Cards – all while earning points on business spend at the same rate as the Primary Card.

Membership Rewards Program

Make your business expenses more rewarding.

Earn up to 1.5 points on every dollar4A

Earn points without limits or expiry at the following rates when you enrol in the Membership Rewards program:
  • 1.5 points per $1 on every day business spend
  • 1 point per $1 on government spend

Annual Membership Rewards fee applies (enrolment optional).

Use your points to help offset business expenses

From new machinery and tech upgrades, to rent or your Card’s Annual Fee, use your points to pay off transactions.8A Or reward your employees, clients, and customers by redeeming points for Gift Cards9A from leading brands including Coles-Myer, Catch.com, and Bunnings.

Cover your travel with your points

Use your points to save on flights, accommodation, and car rental when you book with Webjet, helloworld,10A and the American Express Travel Online booking service.11A Or travel using points transferred directly to nine leading airline partners,12A including Virgin Australia and Air New Zealand. Once transferred to airline partners, points can also be transferred to two leading hotel partner programs.

Compare our Business Cards

American Express Green Business Card

American Express® Business Card

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Annual Fee

$109
$80 Membership Rewards fee (enrolment optional)

Card Type

Charge Card
Up to 51 days to pay for your purchases3A

Earn Rate

Earn 1.5 Membership Rewards points per $1 spent excluding government spend where you’ll earn 1 point per $1 spent4A

American Express Platinum Business Card

American Express® Platinum Business Card

Welcome Bonus

New American Express Card Members receive 200,000 Membership Rewards Bonus Points plus a $300 credit. Apply by 12 January 2022 and spend $5,000 within 3 months of approval date.1C

Annual Fee

$1,750

Complimentary Membership Rewards enrolment

Card Type

Charge Card
Up to 55 days to pay for your purchases4C

Earn Rate

Earn 2.25 Membership Rewards points per $1 spent excluding government spend where you will earn 1 point per $1 spent5C

American Express Gold Business Card

American Express® Gold Business Card

Welcome Bonus

New American Express Card Members receive 100,000 Membership Rewards Bonus Points. Apply by 12 January 2022 and spend $1,000 within 2 months of approval date.1B Membership Rewards enrolment required, fees apply.

Annual Fee

$169
$80 Membership Rewards fee (enrolment optional)

Card Type

Charge Card
Up to 51 days to pay for your purchases4B

Earn Rate

Earn 1.5 Membership Rewards points per $1 spent excluding government spend where you’ll earn 1 point per $1 spent5B

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Travel Extras

Take the unexpected in your stride with inbuilt travel cover.

Transit cover for your travels

Your Business Card includes up to $150,000 of cover in case of any accident resulting in loss of limb, sight, or life while in transit on a business trip.13A

Business trip completion cover

Should another person need to take your place on a business trip due to serious illness or injury, or death of a close relative, American Express has you covered up to $10,000.13A

Card Member Perks

It’s the little things that make your Business Card great.

ENJOY A 12-MONTH COMPLIMENTARY SUBSCRIPTION TO THE CENTR WELLNESS APP

With dietitian-approved meal plans, world-class training programs, meditation, and more, you can work out on the go with Centr – Chris Hemsworth’s fitness and wellbeing app designed by health experts. Offer ends 14 February 2022.14A

ACCOUNT MANAGEMENT AT YOUR FINGERTIPS WITH THE AMEX APP15A

Monitor business spend, manage earned points, and access benefits and 24-hour support, wherever you are with the Amex App.

USE YOUR PHONE OR WEARABLE TO TAP AND PAY

With Apple Pay®, Samsung Pay®, and Google Pay® on your smart device,16A you can pay quickly and securely using your linked Card.

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Business Management and Support

Rest easy knowing you can rely on American Express’ advanced business support features.

See your finances at a glance with automation tools

Make reconciliation hassle-free with automatic transaction feeds from your Card Accounts into existing Microsoft® Excel, MYOB®,5A and Quicken™ programs.

48-hour Card replacement17A

If you or an employee’s Card is lost or stolen, American Express can usually replace it within 48 hours almost anywhere in the world.

Secure your business with fraud protection18A

Your Business Card is protected by global fraud detection to cover any unauthorised transactions made on your Card.

Check You're Eligible

To apply for an American Express Business Card, you’ll need to meet the following criteria:

Be over 18 years of age

Be an Australian citizen or a permanent resident

Have a good credit history and no payment defaults

Have an annual business revenue of $75,000 or more

Your business must have a valid ABN registered for GST

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Ready to apply?

Accumulate Membership Rewards points to redeem for a wide range of rewards.

Call 139 323

Monday to Friday 9:00am to 5:00pm AEST

American Express Green Business Card
American Express® Business Card