Make the most
of Apple Pay

The secure, no-touch way to pay.


Introducing Apple Pay


Now more than ever, Apple Pay is a great way to pay with your American Express Card. It’s contactless, safe and easy. If you’ve never made a contactless payment with Apple Pay, it’s simple to set up. Learn more



High value purchases


Apple Pay can be used for large or small purchases. Pay any amount with just a touch and follow the prompts on your device.


Worry-free shopping


With four layers of protection, we’ve got

your back, every step of the way.  



Life should be rewarding


Earn and enjoy the same great rewards

when you shop using your American Express

with Apple Pay. 

Ways to set up Apple Pay


Via the Amex App

Apple Pay step 1

Go to the Account tab & select Apple Pay.


Apple Pay step 2

Select the Card you want to add & verify your Card and follow the prompts.


Apple Pay step 3

Use as a default card.



Via your Wallet

Apple Pay step 1

Open the Wallet app on your Apple

device and tap the '+' sign to add your

American Express Card.


Apple Pay step 2

For security purposes, we may ask you to enter a One-Time Password to confirm your identity. Please follow the on-screen instructions.

Apple Pay step 3

And you're done - it's that simple.




How to use Apple Pay


Hold your phone up to a contactless

reader (there’s no need to wake your

phone or open the app).


To pay with Face ID, just double-click the side button on your iPhone, glance at your screen to authenticate the payment, then hold it near the reader. With Touch ID, hold your iPhone near the reader with your finger on Touch ID.



Wait for your payment to be authorised

– you’ll feel a vibration or hear a beep.




Where to use Apple Pay


You can use Apple Pay at thousands of places that welcome American Express

contactless payments, either in-store, online or in-app. Pay for your groceries

or a new pair of trainers with Apple Pay.


On the go? 


You can use Apple Pay on bus, train, metro, light rail and ferry services across the Opal Network, enjoying Opal benefits plus American Express rewards.




Frequently Asked Questions


Secure payments

Other questions

To find out more about Apple Pay, click here

Mobile Wallet Security

You authorise each payment.

Whether it’s a passcode, biometric recognition (Face ID or Touch ID) or a secure tap without unlocking your phone, you’re in control.

Encrypted details.

To help protect transactions from fraud, your Card details aren’t saved to your phone. Instead, your device is given a unique token that’s then sent to the merchant.

Instant fraud alerts.

Log in and Set up Account alerts to know instantly if we spot anything odd or unusual in your Account