• To make an in-store payment using Google Pay, wake up the device and tap the top of your device on the reader at a merchant where American Express Cards are accepted. You may be prompted to authenticate the payment by providing your PIN, passcode, pattern or fingerprint to authorise the transaction.

• To make a purchase in participating apps, select the “Google Pay” button when you reach the checkout screen.

With Google Pay, you can make simple and secure mobile payments for any amount. If your transaction is above $200 you will be required to enter your PIN in the terminal. However, some merchants may apply their own limits. Please follow the prompts on the terminal.

Check in-store for more details.

• An eligible Card is an active Australian American Express issued Personal or Small Business Credit or Charge Card, or an American Express Corporate Card

• Your current Card does not need to be contactless in order to use Google Pay

• American Express Pre-paid Cards, Virtual Accounts, Corporate Purchasing Cards, International Currency Cards and Meeting Cards are not eligible

You need to have an NFC-enabled Android device running Lollipop 5.0 or above and the Google Pay app. To download the Google Pay app or to check if your device is compatible with Google Pay, visit the Google Play Store. Near Field Communication (NFC) is the technology which allows your Smartphone to communicate with the terminal at any Merchant accepting contactless transactions.

In order to use the Google Pay app, you must agree to Google’s terms of use and privacy policy. American Express has no control over Google’s decisions to change Google Pay or any of its services, products or software.

Your Card is protected by your secure Android device lock - PIN, password or pattern. For your security, when you make a purchase using your Android device, you must unlock your device using device lock. All your payment information will be encrypted with SSL (Secure Socket Layer) technology and stored on secure servers. When you make contactless payments using your Android device in Google Pay, your physical Card details are never shown in the app or shared with the merchant when you make payments in store.