Earning American Express Membership Rewards points is easy with our Rewards Cards

Whether it’s a new outfit or a new destination, the rewards are endless with American Express Credit Cards

Man travelling with wife on boat overseas

Get more out of life with the American Express Rewards program

Our Membership Rewards loyalty program rewards Card Members with Membership Rewards points whenever they use their American Express® Card. The more you use your Card, the more Membership Rewards points you can earn. Membership Rewards points can then be redeemed for travel, Gift Cards, entertainment, experiences, and so much more.

Man travelling with wife on boat overseas
Couple taking photograph on holiday

Earning American Express Membership Rewards points is fast and easy

Many Rewards Cards from American Express earn more than 1 point per dollar spent at certain locations. It’s just one of the ways you can maximise your points earning potential and make your Card work harder for you.
Ways to earn points:

  • Use your Card to pay for regular items like your mobile phone bill, Uber rides, or your gym membership.
  • Add an Additional Card1 to your Account for a family member and all points earned on purchases made on their Card will be credited back to you.
  • Refer a friend and you could both earn Bonus Points2
  • Earn Bonus Points when you are a Local Champion on the American Express Mobile App.

Make the most of your Credit Card reward points

There are lots of ways to enjoy Membership Rewards points. The hard part is choosing what to redeem them on.
From shopping to globe-trotting, it’s up to you.

Man and woman at airport

Travel and holidays

Whether you’re planning a weekend away or the trip of a lifetime, American Express offers a selection of Credit Cards great for travel. Eligible Cards let you exchange points for flights with a number of leading airlines3. You can get away before you fly away too, with some Cards entry into the American Express Lounge at Sydney Airport or Melbourne Airport, twice a year4.

Man trying on hat in shop

Shopping and experiences

Use your Membership Rewards points to make purchases online at David Jones, or pay with a combination of points and Card payment5. You could even enjoy complimentary clothing alterations and invitations to exclusive fashion events. Or, if an evening out to see a play or concert is more your thing, use your points to redeem online at Ticketmaster6. You can also use points to pay off eligible charges on your Account7.

Woman typing credit card details on laptop

Gift Cards

Redeeming your Credit Card points on a Gift Card is a great way to access a wide variety of brands from a range of retail, entertainment and travel partners8. You could treat someone special with a Gift Card from one of Australia’s top retailers from Coles, Myer to Harvey Norman. The choice is yours.

Explore the Rewards Credit Cards

An American Express Rewards Card is your key to experiencing more. Find out more about what each Card has to offer below.

All-purpose rewards

Receive a $200 Travel Credit each Membership year9

Earn Membership Rewards points for every $1 spent10

Get complimentary domestic and international Travel Insurance11

Experience more

Invitations12 to exclusive Season Launch parades, fashion events and more

Complimentary alterations13 on women’s and men’s apparel purchased instore, excluding David Jones Bridal

Complimentary Priority Delivery14 to your door by courier for items purchased instore, on the following business day

Travel more

Receive a $400 Travel Credit each Membership year15

Earn Membership Rewards points for every $1 spent16

Pay for your phone or contract with your American Express

Explorer Credit Card and get Smartphone Screen

Insurance for up to $50017

Track points and Amex Offers on the go with the Amex App

Amex App

Download the Amex App and simply login to view all the eligible offers and to view your Membership Rewards points balance. You can also pay your bill and use points for purchases directly from your mobile device.

Refer a friend and earn Bonus Points

You could earn Bonus Points for each friend successfully approved for an American Express Card. Login online or via the Amex App and start referring your friends2.


Got a question about Membership Rewards, earning points or redeeming points? Check out our Frequently Asked Questions to find the answer.